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Conveyancing in Norfolk Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 23/07/17

Norfolk data:

The nearest station to Norfolk is Attleborough, almost 9 miles away. The nearest airport to Norfolk is Norwich International Airport (17 miles).

Dereham is a relatively close hospital.

Q.

We need a discount conveyancing quote. What are the risks?

A.

Many online and high street property lawyers promote cheap conveyancing quotes, but additional costs will be included in the terms.

Q.

For our lender, we have chosen Topaz Finance, what will I need to know?

A.

Over the last two years, some lenders are now limiting the firms who can act for them. For property buyers, this can result in significantly higher conveyancing costs. We, fortunately, are able to act for the vast majority of lenders.

Q.

Can you recommend how I avoid paying out for stamp duty tax?

A.

Stamp Duty Land Tax is generally due for property purchases sold for over £125,000. We firmly advise against any stamp duty mitigation scheme. These schemes are expensive and the HMRC can review a scheme up to 6 years after a sale is completed imposing penalties and investigating all your tax matters.

Q.

Could tungsten (W) contaminate land in Norfolk?

Norfolk agriculture or industry can cause topsoil contamination. Data on many contaminants, such as groundwater contamination, will be included in an environmental search.

Q.

Do we need to get a survey for our home purchase?

A.

Homeward Legal heavily advise that most Norfolk buyers order a building survey. A range issues can affect a property, such as insect infestation, and issues such as these are not likely to be investigated as part of the conveyancing itself.

Q.

Are any conservation areas in Norfolk likely to affect us?

A.

Areas deemed to be of 'special architectural and historic interest', such as picturesque villages, will be designated as conservation areas. Dereham, Foulsham and RAF Coltishall are among the conservation areas in Norfolk. The local authority will provide more details about local conservation areas, and the conveyancing solicitor handling your purchase will discuss the relevant responsibilities.

Q.

Property lawyers in Norfolk order a variety of property when they are instructed to act for a property purchaser, what actual searches?

A.

If buying and taking out a mortgage lender will expect a solicitor to get at least specific searches, including these searches - Local Authority, Drainage and Water Search and Environmental, and, depending on certain criteria, specific local Norfolk searches, which may include a Commons Search.

Q.

How is contaminated land in Norfolk identified?

A.

Land in Norfolk is contaminated by a broad range of environmental factors, and an environmental search should reveal whether a home may be affected by contaminants in the area such as limestone or gypsum quarrying.

 
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