By Ellie Pierpoint
4th January 2017
A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.
Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.
Get an instant quote for a transfer of equity in Otford.
Homeward Legal's panel of solicitors carry out remortgage conveyancing for Otford clients every week.
We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.
Get an online Otford solicitor remortgage quote to begin.
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"The team you can rely on during your move."
If you are selling, buying or remortgaging in Otford, you will need to appoint a solicitor to complete the legal side of things for you.
Homeward Legal's conveyancing team have a wealth of experience helping home buyers and sellers in Otford and across Kent.Our pragmatic approach means we move you in the shortest possible time.
Our solicitors handle all the legal work for your sale or purchase for a fixed fee.
We do not charge you any property legal fees for buying and selling a property, if your Kent house move does not complete.
Using area experience, our property lawyers will guide you through every aspect of the conveyancing process.
No additional fees whatsoever.
Commuters are well served with Otford ideally situated with excellent motorway access roughly 2 miles off the M26.
Otford's nearest train station is Otford. The nearest airport to Otford is London Biggin Hill Airport (7 miles). London City Airport is 15 miles, London Heliport Airport is 20 miles, Gatwick South Terminal Airport is 19 miles, Gatwick North Terminal Airport is 19 miles, Rochester Airport is 14 miles and away.
The closest hospital is Sevenoaks.Q.
Misleading conveyancing quotes catch out many homeowners, leaving them to pay sometimes £100s more than planned. Many property lawyers purport to offer supposedly 'the cheapest conveyancing'. Unfortunately additional fees are often hiding in small print. Costs should be fair. The Homeward Legal quote calculator will confirm the solicitors' fees, based on the property you are buying.Q.
Firstly, finding a communicative lawyer is essential to buying faster. Ask these questions when identifying your conveyancer:
The local authority Requisition for search and Official Certificate of Search carried out by your solicitor as part of the conveyancing should determine if the property is in a designated conservation area and evidence of local authority approval for additions to the property will be asked for.
The council tax band should conventionally be identified within the conveyancing report on title along with the governing local authority. The latest tax rates for Otford are set out at the Sevenoaks council site. On, 01 September 2012, band rates are:
Stamp Duty in Otford is dependent on the home's value. For a house valued at £539000, SDLT is £21560.Q.
Your conveyancer may suggest a chancel search. Although some parish councils have opted to exact chancel repairs on the current owners, there is no way to be certain that a parish in which lay rectors have not been expected to pay chancel repair dues recently will remain liability-free for new owners, so indemnity insurance may be advisable even if liability is unlikely.Q.
Most lenders in Otford are on our panels. Otford lenders and mortgage specialists include Excalibur Mortgages Ltd, 74a Brassey Rd, Oxted, RH8 0EU, Personal Touch Kent, Streamlands/Vauxhall La, Tonbridge, TN11 0NE, and Next Steps, The White House/22 St. Marys La, Speldhurst, Tunbridge Wells, TN3 0PR.Q.
In fact we specialise in auctions and often act for sellers at auction. It is sensible to formally appoint a good lawyer as ahead of time as possible to allow sufficient time for a full investigation of the auction pack well in advance of the property auction date.
Post actual auction you and the property conveyancing lawyer should be ready for quickly finish all of the legal work within 28 days after exchange, a requirement of terms of sale.