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Transfer of Equity in Otford

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Otford

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Otford clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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Conveyancing in Otford Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 03/12/16

Otford data:

Commuters are well served with Otford ideally situated with excellent motorway access roughly 2 miles off the M26.

Otford's nearest train station is Otford. The nearest airport to Otford is London Biggin Hill Airport (7 miles). London City Airport is 15 miles, London Heliport Airport is 20 miles, Gatwick South Terminal Airport is 19 miles, Gatwick North Terminal Airport is 19 miles, Rochester Airport is 14 miles and away.

The closest hospital is Sevenoaks.

Q.

Please confirm the cheapest fee for a £742,000 house? We need low cost conveyancing.

A.

Misleading conveyancing quotes catch out many homeowners, leaving them to pay sometimes £100s more than planned. Many property lawyers purport to offer supposedly 'the cheapest conveyancing'. Unfortunately additional fees are often hiding in small print. Costs should be fair. The Homeward Legal quote calculator will confirm the solicitors' fees, based on the property you are buying.

Q.

Of major Otford mortgage lenders, who have joined your panel?

A.

Most lenders in Otford are on our panels. Otford lenders and mortgage specialists include Excalibur Mortgages Ltd, 74a Brassey Rd, Oxted, RH8 0EU, Personal Touch Kent, Streamlands/Vauxhall La, Tonbridge, TN11 0NE, and Next Steps, The White House/22 St. Marys La, Speldhurst, Tunbridge Wells, TN3 0PR.

Q.

We plan to purchase a rectory in Tenterden. Will it be necessary to get a chancel search?

A.

Your conveyancer may suggest a chancel search. Although some parish councils have opted to exact chancel repairs on the current owners, there is no way to be certain that a parish in which lay rectors have not been expected to pay chancel repair dues recently will remain liability-free for new owners, so indemnity insurance may be advisable even if liability is unlikely.

Q.

I am buying in Otford, and would like to check if there are any areas of conservation.

A.

Conservation areas detail areas designated as being of 'special architectural and historic interest'. A conveyancing lawyer will address the consequences of purchasing property in a conservation area for affected areas in Otford.

Q.

How look for ascertain whether the conservation area is in a poor state?

A.

Following a campaign, English Heritage have created a detailed list about the state of conservation areas along with the trend. Local Otford conservation areas are designated by the local Sevenoaks planning authority, who administer conservation area concerns from including things like poorly maintained pavements, non sympathetic doors and upkeep of paths.

Q.

We need to complete this property purchase as soon as possible, can we get a fast conveyancing transaction?

A.

Firstly, finding a communicative lawyer is essential to buying faster. Ask these questions when identifying your conveyancer:

  • Was there a delay delivering a quote?
  • Do they use email as the preferred mode of communication?
  • Will they order searches immediately?

Q.

An unpredictable event demand that we ideally need to exchange contracts on the selling of a property in a narrow time frame, do Homeward Legal have any fast solicitors in Otford ?

A.

Yes, We maintain that our network of speed focused SRA regulated solicitors take a completely take charge style to completing the necessary legal work for clients Our solicitors work quickly and will always communicate efficiently up and down the buyer and seller chain and who always use the latest land registry integrated systems to exchange on your move in the shortest time.

Q.

How do we protect against getting gazumped?

A.

This takes place when a house seller accepts a low offer, then refuses it, choosing instead a second purchaser's offer. It could occur even months into a transaction. The risk of getting gazumped is present in any transaction. You should instruct a property solicitor as early as possible to reduce the chance of your transaction being gazumped.

 
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