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Conveyancing in Otford Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 24/04/18

Otford data:

Commuters are well served with Otford ideally situated with excellent motorway access roughly 2 miles off the M26.

Otford's nearest train station is Otford. The nearest airport to Otford is London Biggin Hill Airport (7 miles). London City Airport is 15 miles, London Heliport Airport is 20 miles, Gatwick South Terminal Airport is 19 miles, Gatwick North Terminal Airport is 19 miles, Rochester Airport is 14 miles and away.

The closest hospital is Sevenoaks.

Q.

Please confirm the cheapest fee for a £742,000 house? We need low cost conveyancing.

A.

Misleading conveyancing quotes catch out many homeowners, leaving them to pay sometimes £100s more than planned. Many property lawyers purport to offer supposedly 'the cheapest conveyancing'. Unfortunately additional fees are often hiding in small print. Costs should be fair. The Homeward Legal quote calculator will confirm the solicitors' fees, based on the property you are buying.

Q.

I am buying in Otford, and would like to check if there are any areas of conservation.

A.

Conservation areas detail areas designated as being of 'special architectural and historic interest'. A conveyancing lawyer will address the consequences of purchasing property in a conservation area for affected areas in Otford.

Q.

An unpredictable event demand that we ideally need to exchange contracts on the selling of a property in a narrow time frame, do Homeward Legal have any fast solicitors in Otford ?

A.

Yes, We maintain that our network of speed focused SRA regulated solicitors take a completely take charge style to completing the necessary legal work for clients Our solicitors work quickly and will always communicate efficiently up and down the buyer and seller chain and who always use the latest land registry integrated systems to exchange on your move in the shortest time.

Q.

How do we protect against getting gazumped?

A.

This takes place when a house seller accepts a low offer, then refuses it, choosing instead a second purchaser's offer. It could occur even months into a transaction. The risk of getting gazumped is present in any transaction. You should instruct a property solicitor as early as possible to reduce the chance of your transaction being gazumped.

Q.

Of major Otford mortgage lenders, who have joined your panel?

A.

Most lenders in Otford are on our panels. Otford lenders and mortgage specialists include Excalibur Mortgages Ltd, 74a Brassey Rd, Oxted, RH8 0EU, Personal Touch Kent, Streamlands/Vauxhall La, Tonbridge, TN11 0NE, and Next Steps, The White House/22 St. Marys La, Speldhurst, Tunbridge Wells, TN3 0PR.

Q.

As a result of the Met Office warning of more intense rainfall, I am worried that conveyancing and environmental searches aren't sufficient?

A.

Your Otford property lawyer will recommend that you get additional environmental searches if the standard conveyancing searches determine a any kind of risk of flooding in Otford.

Sometimes property buyers to speak to a future neighbour for some further local information.

Q.

We plan to purchase a rectory in Tenterden. Will it be necessary to get a chancel search?

A.

Your conveyancer may suggest a chancel search. Although some parish councils have opted to exact chancel repairs on the current owners, there is no way to be certain that a parish in which lay rectors have not been expected to pay chancel repair dues recently will remain liability-free for new owners, so indemnity insurance may be advisable even if liability is unlikely.

Q.

How much time may we account for conveyancing legal work need, according to your estimates?

A.

In general, the length of time taken to buy or sell a residence varies, with reference to a range of concerns, for example, whether it is a leasehold property being transferred. Nationwide, the average is around ten weeks, we however aim for faster conveyancing, driving the transaction to complete within 6 to 8 weeks.