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Transfer of Equity in Otford

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Otford

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Otford clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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Conveyancing in Otford Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 15/01/17

Otford data:

Commuters are well served with Otford ideally situated with excellent motorway access roughly 2 miles off the M26.

Otford's nearest train station is Otford. The nearest airport to Otford is London Biggin Hill Airport (7 miles). London City Airport is 15 miles, London Heliport Airport is 20 miles, Gatwick South Terminal Airport is 19 miles, Gatwick North Terminal Airport is 19 miles, Rochester Airport is 14 miles and away.

The closest hospital is Sevenoaks.

Q.

Please confirm the cheapest fee for a £742,000 house? We need low cost conveyancing.

A.

Misleading conveyancing quotes catch out many homeowners, leaving them to pay sometimes £100s more than planned. Many property lawyers purport to offer supposedly 'the cheapest conveyancing'. Unfortunately additional fees are often hiding in small print. Costs should be fair. The Homeward Legal quote calculator will confirm the solicitors' fees, based on the property you are buying.

Q.

We need to complete this property purchase as soon as possible, can we get a fast conveyancing transaction?

A.

Firstly, finding a communicative lawyer is essential to buying faster. Ask these questions when identifying your conveyancer:

  • Was there a delay delivering a quote?
  • Do they use email as the preferred mode of communication?
  • Will they order searches immediately?

Q.

What can a Otford property solicitor advise if the building I hope to invest in is situated in a conservation area in Sevenoaks which has unsanctioned dormer windows fitted?

A.

The local authority Requisition for search and Official Certificate of Search carried out by your solicitor as part of the conveyancing should determine if the property is in a designated conservation area and evidence of local authority approval for additions to the property will be asked for.

Q.

What will the council tax cost for a Thirties Band E flat in Otford?

A.

The council tax band should conventionally be identified within the conveyancing report on title along with the governing local authority. The latest tax rates for Otford are set out at the Sevenoaks council site. On, 01 September 2012, band rates are:

  • Band A - £1,002.00
  • Band B - £1,169.00
  • Band C - £1,336.00
  • Band D - £1,503.00
  • Band E - £1,837.00
  • Band F - £2,171.00
  • Band G - £2,505.00
  • Band H - £3,006.00

Q.

How is Stamp Duty Land Tax determined in Otford and how much do we need to budget for a £539000 residential property?

A.

Stamp Duty in Otford is dependent on the home's value. For a house valued at £539000, SDLT is £21560.

Q.

We plan to purchase a rectory in Tenterden. Will it be necessary to get a chancel search?

A.

Your conveyancer may suggest a chancel search. Although some parish councils have opted to exact chancel repairs on the current owners, there is no way to be certain that a parish in which lay rectors have not been expected to pay chancel repair dues recently will remain liability-free for new owners, so indemnity insurance may be advisable even if liability is unlikely.

Q.

Of major Otford mortgage lenders, who have joined your panel?

A.

Most lenders in Otford are on our panels. Otford lenders and mortgage specialists include Excalibur Mortgages Ltd, 74a Brassey Rd, Oxted, RH8 0EU, Personal Touch Kent, Streamlands/Vauxhall La, Tonbridge, TN11 0NE, and Next Steps, The White House/22 St. Marys La, Speldhurst, Tunbridge Wells, TN3 0PR.

Q.

Is your panel of solicitors experienced enough to complete within 28 days of exchange on the conveyancing of residential property auction properties in Otford?

A.

In fact we specialise in auctions and often act for sellers at auction. It is sensible to formally appoint a good lawyer as ahead of time as possible to allow sufficient time for a full investigation of the auction pack well in advance of the property auction date.

Post actual auction you and the property conveyancing lawyer should be ready for quickly finish all of the legal work within 28 days after exchange, a requirement of terms of sale.

 
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