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Conveyancing in Otford Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 23/04/17

Otford data:

Commuters are well served with Otford ideally situated with excellent motorway access roughly 2 miles off the M26.

Otford's nearest train station is Otford. The nearest airport to Otford is London Biggin Hill Airport (7 miles). London City Airport is 15 miles, London Heliport Airport is 20 miles, Gatwick South Terminal Airport is 19 miles, Gatwick North Terminal Airport is 19 miles, Rochester Airport is 14 miles and away.

The closest hospital is Sevenoaks.

Q.

Please confirm the cheapest fee for a £742,000 house? We need low cost conveyancing.

A.

Misleading conveyancing quotes catch out many homeowners, leaving them to pay sometimes £100s more than planned. Many property lawyers purport to offer supposedly 'the cheapest conveyancing'. Unfortunately additional fees are often hiding in small print. Costs should be fair. The Homeward Legal quote calculator will confirm the solicitors' fees, based on the property you are buying.

Q.

How is Stamp Duty Land Tax determined in Otford and how much do we need to budget for a £539000 residential property?

A.

Stamp Duty in Otford is dependent on the home's value. For a house valued at £539000, SDLT is £21560.

Q.

As a result of the Met Office warning of more intense rainfall, I am worried that conveyancing and environmental searches aren't sufficient?

A.

Your Otford property lawyer will recommend that you get additional environmental searches if the standard conveyancing searches determine a any kind of risk of flooding in Otford.

Sometimes property buyers to speak to a future neighbour for some further local information.

Q.

I am buying in Otford, and would like to check if there are any areas of conservation.

A.

Conservation areas detail areas designated as being of 'special architectural and historic interest'. A conveyancing lawyer will address the consequences of purchasing property in a conservation area for affected areas in Otford.

Q.

Is contaminated land in Otford a concern for the majority of homes?

A.

Residential property could be contaminated by a range of natural causes, like proposed erection of mobile masts or sand or clay quarries. An environmental search will reveal this in more detail.

Q.

The lender will be the Co-operative Bank, what will I need to check?

A.

Traditionally, almost all conveyancing solicitors could act for the large mortgage lenders. Purchasers should be aware that a small number of lenders have opted to reduce the size of their 'solicitor panel'. Homeward Legal will act on behalf of many lenders to ensure that you will not need to pay any additional legal fees to your lender's solicitor.

Q.

Is it prudent to take care of the DIY conveyancing ourselves.

A.

There is no argument why a buyer cant opt to take care of the bulk of the your own conveyancing without the help of an expert Otford conveyancing solicitor.

The truth is however that a lawyer juggles a significant number of actions including chasing mortgage offer or handling retentions many of which are better done by someone with training.

Above all else DIY conveyancers are taking risks without the correct indemnity cover which qualified legal firms always carry.

Q.

An unpredictable event demand that we ideally need to exchange contracts on the selling of a property in a narrow time frame, do Homeward Legal have any fast solicitors in Otford ?

A.

Yes, We maintain that our network of speed focused SRA regulated solicitors take a completely take charge style to completing the necessary legal work for clients Our solicitors work quickly and will always communicate efficiently up and down the buyer and seller chain and who always use the latest land registry integrated systems to exchange on your move in the shortest time.

 
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