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Transfer of Equity in Ottershaw

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Ottershaw

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Ottershaw clients every week.

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Conveyancing in Ottershaw Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 01/12/16

Ottershaw key data:

Ottershaw is nearby at very close at 1 mile off the M25 junction entry 11 Westbound.

The closest train station to Ottershaw is Chertsey. The closest airport to Ottershaw is Heathrow Terminal 4 Airport (7 miles). Heathrow Terminals 1 2 3 Airport is 9 miles, London Heliport Airport is 17 miles, Heathrow Terminal 5 Airport is 8 miles, Farnborough (TAG London) Airport is 13 miles, Gatwick South Terminal Airport is 22 miles, Gatwick North Terminal Airport is 21 mile s, Northolt Jet Centre Airport is 15 miles, Elstree Airport is 22 miles, White Waltham Airport is 14 miles, Blackbushe Airport is 14 miles, London Biggin Hill Airport is 25 miles and Booker Airport is 21 mile away.

St Peters Chertsey is the most convenient hospital to Ottershaw.

Q.

How do I find fixed rate conveyancing?

A.

Various firms purport to offer cheap conveyancing, but additional fees may be added into the terms and conditions. This small print is often not read by home owners in a hurry.

Q.

We are buying in Ottershaw on a new development former industrial site. Is the soil likely to remain contaminated by waste minerals like rubidium?

A.

Though the dangers are usually minor, if significant harm could be caused to people or protected species by the contamination, it is likely to be labelled contaminated land. Environment search results will factor contaminants, including metals and others such as industrial storage and groundwater contamination.

Q.

What do we need to calculate stamp duty?

A.

Stamp Duty will depend on the purchase price of the house or flat. For a house or flat purchased for £1022000, stamp duty will be £51100.*

*Source: www.hmrc.gov.uk, March 2013

Q.

Solicitors in Ottershaw order varied searches when instructed by a home purchaser, but which particular searches?

A.

If getting a mortgage a mortgage lender insist that a solicitor to get at least specific searches, including these searches - Local Authority (personal or official), Drainage Search (Con29DW) and Environmental, as well as any special local Ottershaw searches such as Official Search of Part with Priority (OS2).

Q.

Would the fixtures and fittings include things such as the oven?

A.

Property buyers are regularly frustrated by a lack of clarity over what fixtures and fittings should be included with a property. To avoid confusion, a list should be agreed by both sides and will clarify precisely which items will be sold with the property.

Q.

Can you give the reasons why conveyancing goes on for so long?

A.

The legal work required to buy or sell a home may potentially be delayed. We aim to minimise their effect if it is possible to do so.

Q.

What precautions can I take to defer paying SDLT?

A.

SDLT is generally due for homes priced at over 125,000 pounds. We do not recommend property buyers risk any form of stamp duty reduction, as such schemes are expensive and unreliable.

Q.

Will we need to get a chancel liability search? I am purchasing a Ottershaw house on the same road as a 16th Century 'church furlong'.

A.

As a result of chancel repair liability, the owners of property in Ottershaw which was once owned by a 'lay rectors' can be liable for maintenance of a local church. Terms used in a property's name, like 'priory', may indicate chancel liability. Your conveyancing solicitor will suggest an appropriate indemnity policy to address chancel liability. Ottershaw churches which may give rise to chancel liability include Christ Church.

 
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