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Conveyancing in Oxted Q & A's

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By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 19/04/17

Local data:

The nearest station to Oxted is Oxted. Oxted's closest airport is London Biggin Hill Airport (5 miles). Heathrow Terminals 1 2 3 Airport is 25 miles, London City Airport is 18 miles, London Heliport Airport is 17 miles, Gatwick South Terminal Airport is 10 miles, Gatwick North Terminal Airport is 10 miles, Heathrow Terminal 4 Airport is 24 miles, Rochester Airport is 23 miles and away.

Commuters are well catered for with Oxted enjoying very convenient motorway access close at approximately 3 miles of Junction 6 Westbound of the M25.

North Downs Caterham is a nearby hospital.

Q.

How do we get low cost conveyancing?

A.

Numerous solicitors claim to offer so-called cheap conveyancing quotes, but extra charges are frequently hidden in the terms and conditions. Your Oxted conveyancing quote should also state any disbursements.The online quote calculator can generate an accurate statement of the legal fees for the property you plan to buy.

Q.

Should we order a chancel search if I plan to purchase in the parish of Horne, near Oxted?

A.

Your solicitor might recommend a chancel search. Although some Parochial Church Councils have opted to exact chancel repairs on the current owners, a solicitor cannot state with certainty that a parish where repair costs have not been paid before, that this will not continue to be so. Even if liability is unlikely, indemnity insurance is a sensible precaution.

Q.

Is a house survey a good idea if we are purchasing residential property in Oxted?

We suggest that home buyers arrange a survey when buying in Oxted. There are a wide range of concerns which can affect a property, that a lender's valuation survey, for example, will not cover, for example subsidence or cracks in walls.

Q.

Alliance and Leicester will be our lender, what will I need to be aware of?

A.

Prior to recent changes, most solicitors could act for the majority lenders. Buyers need to be aware that a small number of lenders have reduced their 'solicitor panel'. This can mean greater legal costs for buyers. We can act for all major CML-approved lenders so that the buyer will not have to pay legal costs to your lender's solicitor.

Q.

We ideally need to exchange on the sale of our home inside 2 months, are you fast solicitors in Oxted ?

A.

We maintain that our property lawyers assume a thoroughly speed focused method to fulfilling the conveyancing process

Our solicitors will communicate up and down the property chain and who always use modern land registry integrated systems to complete your house move to your preferred move date.

Q.

How much time should conveyancing legal work take, in your opinion? I need a fast service.

A.

The number of weeks taken to sell or purchase a residence will vary. This wide range results from numerous considerations such as if the lender requires specific searches. Homeward Legal ensure your move is undertaken as quickly as possible.

Q.

What does conveyancing searches usually cost?

A.

Conveyancing searches ranges in cost, subject to the searches your lender requires. Searches are charged 'at cost'.

Q.

Would you advise taking steps to get out of paying for HMRC stamp duty?

A.

Stamp duty mitigation should not be considered. Such schemes are costly and HMRC may challenge a scheme up to six years later imposing penalties and investigating all your tax matters.

 
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