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Conveyancing in Oxted Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 14/07/17

Local data:

The nearest station to Oxted is Oxted. Oxted's closest airport is London Biggin Hill Airport (5 miles). Heathrow Terminals 1 2 3 Airport is 25 miles, London City Airport is 18 miles, London Heliport Airport is 17 miles, Gatwick South Terminal Airport is 10 miles, Gatwick North Terminal Airport is 10 miles, Heathrow Terminal 4 Airport is 24 miles, Rochester Airport is 23 miles and away.

Commuters are well catered for with Oxted enjoying very convenient motorway access close at approximately 3 miles of Junction 6 Westbound of the M25.

North Downs Caterham is a nearby hospital.

Q.

How do we get low cost conveyancing?

A.

Numerous solicitors claim to offer so-called cheap conveyancing quotes, but extra charges are frequently hidden in the terms and conditions. Your Oxted conveyancing quote should also state any disbursements.The online quote calculator can generate an accurate statement of the legal fees for the property you plan to buy.

Q.

For a property valued at £315000, how is stamp duty worked out?

A.

SDLT in Oxted is based on the value of the house or flat. Stamp duty will be £9450 on a £315000 property (information correct 17/02/2013).

Q.

Will our Oxted lawyer inform me about the amount of council tax to be paid for a Band B apartment prior to completion?

A.

The lawyer will approach the governing Tandridge local authority to discover the applicable council tax band and rates, which will then be added to the conveyancer's title report. Up-to-date rates for homes in Oxted are listed on the Tandridge local authority website. At the time of writing on 20 November 2012 the rates are:

  • Band A - £1,042.00
    >
  • Band B - £1,216.00
  • Band C - £1,390.00
  • Band D - £1,563.00
  • Band E - £1,911.00
  • Band F - £2,258.00
  • Band G - £2,605.00
  • Band H - £3,126.00

Q.

Do property searches need to be carried out?

A.

These searches are a standardised set of enquiries requested by your conveyancer via specific agencies. Searches are unrelated to a building survey and do not relate to defects such as failed double glazing.

Q.

Which local authority looks after Oxted?

A.

Oxted is located in Tandridge District Council, Station Road East, Oxted, Surrey, RH8 0BT, phone: 01883 722 000

Q.

Environmental searches are estimated from archived records and given recent events like the Met Office warn of more intense rain - 15-30% (according to climate change risk in 2012), are they the best way to advise on sufficient information about the Oxted risk of flooding?

A.

Conveyancing searches conducted by the lawyer in Oxted should include a far more in depth search (Landmark) if the risk is deemed significant.

If you remain concerned why not try to approach a close neighbour.

Q.

The estate agent we're using in Swanley has referred a conveyancing that they have used before. Will it be faster to use this firm?

A.

Both agents and mortgage brokers will push a conveyancing solicitor. These referrals should be compared to other online or local firms, as an agent may select whichever firm pays the most per referral, not the most appropriate choice.

Q.

Why could the conveyancing process require months?

A.

Conveyancing may be subject to numerous interruptions or delays for a variety of reasons. The causes are beyond the solicitors' power, Homeward Legal, however, work hard to reduce their cost wherever possible. Reasons for delay may include problems with arranging a mortgage.

 
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