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Conveyancing in Paddock Wood Q & A's

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By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 20/07/17

Paddock Wood information:

Paddock Wood's nearest train station is Paddock Wood. Paddock Wood's nearest airport is Rochester, Maidstone Rd Airport (13 miles). Gatwick South Terminal Airport is 24 miles, Gatwick North Terminal Airport is 25 miles, Rochester Airport is 13 miles and London Biggin Hill Airport is 19 miles away.

The closest hospital to Paddock Wood is Pembury, Tunbridge Wells.

Q.

We are trying to find fixed rate Paddock Wood conveyancing. Will we get a quote or and estimate?

A.

Many online and high street property lawyers purport to offer theoretically 'the cheapest conveyancing quotes'. Unfortunately extra fees can inflate your solicitor's invoice. Additional fees found in the small print ought to be clearly defined. Get a quote using the Homeward Legal quote calculator for the property you are buying.

Q.

Which individual property conveyancing searches should a Paddock Wood conveyancer conduct when acting on a Paddock Wood property?

A.

The standard legal procedure is to get the following Local Authority, Drainage Search, Environment Search and Coal Mining, and possibly specific searches such as Cheshire Brine Search.

Q.

Has titanium ever contaminated land in Paddock Wood?

A.

There are comprehensive regulations to restrict topsoil contamination. Data on many contaminants, such as radioactive waste and water contaminants such as sewage, will be included in an environmental search.

Q.

Can we get out of paying out for stamp duty to HM Revenue?

A.

Stamp Duty Land Tax (SDLT) usually must be paid for property purchases valued at over 125,000 pounds. Stamp duty scheme must be treated with caution, as such schemes are often uneconomical and the HMRC can review a scheme up to 6 years after a sale is completed . There have been a range of government initiatives, such as relief for buyers in 'disadvantaged areas', and your solicitor will advise if these may apply.

Q.

In a few weeks I am hoping to move from our period home in Paddock Wood to a bigger house in Otford what is the optimum stage to choose a removals firm?

A.

Most property lawyers tend to suggest that you hold off arranging removals until such time as formal exchange of contracts because the firm home moving date will not have been formalised.

If you are looking for a local company try Bearsby Removals, Murcott House/Arnolds Business Pk/Branbridges Rd, East Peckham, Tonbridge, TN12 5LG Telephone: 01732 358900 or Hendley Removals, Unit 41 Eldon Way, Paddock Wood, Tonbridge, TN12 6BE on 01892 837207.

Q.

How is SDLT calculated and what amount should we budget for a £906k Paddock Wood residence?

A.

The Stamp Duty you will owe will depend on the purchase price of the property. It will be £36240 on a £906k house or flat.

Q.

Will you need to get searches for chancel liability if we are buying a Paddock Wood flat on the same road as a church?

A.

The result of a landmark case 10 years ago confirmed that chancel repair liability could be enforced. After the passing of an Act in 2002, interest over any affected land must be registered by October 2013. The solicitor handling your conveyancing will be able to advise as to whether a chancel search is necessary. Paddock Wood ecclesiastical properties which may give rise to chancel liability include St Andrew.

Q.

For fast conveyancing to buy a £171,000 property, what do we need to guarantee?

A.

As is widely reported, contacting a proactive property lawyer is crucial to a fast completion. There are, however, a number of tasks you as the purchaser can do. These include:

  • encouraging your property lawyer to carry out searches promptly
  • promptly completing and return any forms
  • organising your finances, including arranging a mortgage

 
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