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Transfer of Equity in Pentwyn

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Pentwyn

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Pentwyn clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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Conveyancing in Pentwyn Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 16/01/17

Local information:

The nearest airport to Pentwyn is Cardiff Airport. Bristol Airport is 22 miles away and the nearest station to Pentwyn is Llanishen.

Pentwyn is around a mile of Junction 30 Westbound of the M4.

The neighbouring hospital for Pentwyn is Cardiff, Croescadarn Rd.

Q.

How do we identify a genuinely cheap fee? We need low cost conveyancing.

A.

This topic affects many buyers and sellers who opted for a very cheap quote, only to be stung later in the conveyancing process, and many solicitors purport to offer theoretically cheap conveyancing. Unfortunately extra charges are often hiding in the terms of engagement. Busy, stressed buyers and sellers ignore these terms at their peril. Third party costs, termed disbursements, to be paid ought to be listed on your quote Extra fees should be fair and clearly defined.

Q.

In what ways can a property lawyer in Pentwyn report back on the risk of local flooding at Pentwyn?

A.

An important part of the conveyancing protocol involves a lawyer conducting conveyancing and environmental searches that offer you detail on the subject of Pentwyn flood risk area.

Q.

Will we need searches for chancel liability if you are buying in Pentwyn close by parish grounds?

A.

In Pentwyn, where land was once owned by a lay rectors, new owners of that property may be obliged to fund repairs to church property in the locality. Liability has the potential to impact the value of a property, but insurance is available should an obligation to fund repairs be enforced.

Q.

What can a Pentwyn property lawyer advise if the building we hope to purchase is situated in a conservation area in Cardiff local authority which has an un-consented PVC windows added?

A.

The local authority LLC1 searches carried out by your Pentwyn conveyancing solicitor should ascertain if the property is in a designated conservation area and evidence of the appropriate permissions for changes to the property will be asked for.

Q.

What actual property does my Pentwyn conveyancing solicitor do for a Pentwyn house?

A.

The standard legal procedure is to obtain these searches - Local Authority, Drainage Search and Environment Search and, depending on certain criteria, unique particular such as Planning Search.

Q.

Is antimony (Sb) found in Pentwyn top-soil?

A.

With the history of industry in parts of Pentwyn, top-soil contamination is unavoidable. Other sources of contaminated land include insecticides.

Q.

For the purchase, my mortgage lender, we have chosen National Westminster Bank - is there anything I need to consider?

A.

Traditionally, almost all solicitors could perform legal work for both buyers and mortgage lenders. Some lenders have limited the firms who can act for them, resulting in greater legal costs for property buyers in cases where the conveyancer cannot act for their lender, and another must also be instructed. Homeward Legal can act on behalf of all large lenders in the UK so that the buyer will not have to pay the lender's costs.

Q.

I am enquiring about council tax amounts on a residential mid-terrace property in Pentwyn, what are they?

A.

Almost always a conveyancer's title report should give the relevant Cardiff council tax band.

The latest tax rates for properties in Pentwyn are listed on the Cardiff local authority site. On 23 January 2013 rates for all bands are:

  • Band A - £738.47
  • Band B - £861.55
  • Band C - £984.63
  • Band D - £1,107.71
  • Band E - £1,353.87
  • Band F - £1,600.03
  • Band G - £1,846.18
  • Band H - £2,215.42

 
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