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Transfer of Equity in Pentwyn

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Pentwyn

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Pentwyn clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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The Conveyancing
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Conveyancing in Pentwyn Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 04/12/16

Local information:

The nearest airport to Pentwyn is Cardiff Airport. Bristol Airport is 22 miles away and the nearest station to Pentwyn is Llanishen.

Pentwyn is around a mile of Junction 30 Westbound of the M4.

The neighbouring hospital for Pentwyn is Cardiff, Croescadarn Rd.

Q.

How do we identify a genuinely cheap fee? We need low cost conveyancing.

A.

This topic affects many buyers and sellers who opted for a very cheap quote, only to be stung later in the conveyancing process, and many solicitors purport to offer theoretically cheap conveyancing. Unfortunately extra charges are often hiding in the terms of engagement. Busy, stressed buyers and sellers ignore these terms at their peril. Third party costs, termed disbursements, to be paid ought to be listed on your quote Extra fees should be fair and clearly defined.

Q.

Is antimony (Sb) found in Pentwyn top-soil?

A.

With the history of industry in parts of Pentwyn, top-soil contamination is unavoidable. Other sources of contaminated land include insecticides.

Q.

How is stamp duty tax measured, and how much will it be on a £902000 house?

A.

Stamp Duty in Pentwyn is calculated based on the valuation. It will be £36080 on a £902000 property.*

*Correct 17/02/2013

Q.

Which Pentwyn lender panels are you on?

A.

Of lenders with local offices around Pentwyn, Homeward Legal work with the bulk of them. Pentwyn lenders and mortgage specialists include Fahey Peter J Associates, 2 Station Terr, Caerphilly, CF83 1HD,

Soundy, 66 Albany Rd, Cardiff, CF24 3RR, and M G Mortgages Ltd, 71 Merthyr Rd, Whitchurch, Cardiff, CF14 1DD.

Q.

To complete on our £940,000 home purchase ASAP, can we arrange a fast exchange and completion in Pentwyn?

A.

Firstly, finding a communicative lawyer is the key to fast Pentwyn conveyancing. When choosing a lawyer, : Do they use email? Are they 'no move, no fee'? This can incentivise a faster transaction. Was there a delay delivering a quote?

Q.

Are there any designated conservation areas in Pentwyn?

A.

Buyers in Pentwyn should be aware of numerous local conservation areas. Your solicitor will be able to offer more information and address the impact buying in a conservation area may have, regarding specific conservation areas in Pentwyn.

Q.

For the purchase, my mortgage lender, we have chosen National Westminster Bank - is there anything I need to consider?

A.

Traditionally, almost all solicitors could perform legal work for both buyers and mortgage lenders. Some lenders have limited the firms who can act for them, resulting in greater legal costs for property buyers in cases where the conveyancer cannot act for their lender, and another must also be instructed. Homeward Legal can act on behalf of all large lenders in the UK so that the buyer will not have to pay the lender's costs.

Q.

What can a Pentwyn property lawyer advise if the building we hope to purchase is situated in a conservation area in Cardiff local authority which has an un-consented PVC windows added?

A.

The local authority LLC1 searches carried out by your Pentwyn conveyancing solicitor should ascertain if the property is in a designated conservation area and evidence of the appropriate permissions for changes to the property will be asked for.

 
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