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Transfer of Equity in Prestbury

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Prestbury

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Prestbury clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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The Conveyancing
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Conveyancing in Prestbury Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 08/01/17

Things to do in Prestbury

Hare Hill National Trust Adlington Hall Historic Houses Association and Macclesfield Christ Church Churches Conservation Trust are close at hand to Prestbury.

Prestbury's nearest airport is Manchester Terminals 1 & 3 Airport. Manchester Terminal 2 Airport is 8 miles and Eccles Airport is 16 miles away and Prestbury's nearest train station is Prestbury.

The most convenient hospital is Macclesfield General.

Q.

How do we get fixed rate conveyancing in Prestbury?

A.

Both high-street and online firms advertise supposedly cheap conveyancing. However extra costs may be added into the terms that unknowing buyers have not reviewed Any disbursements should also be clearly stated on the conveyancing quote Any fees ought to be reasonable.

Q.

Which lender panels in Prestbury are you on?

A.

We are able to work with the majority of lenders registered with the Council of Mortgage Lenders. A number of mortgage specialists operate in Prestbury, including Marquis Financial Services Ltd, 2nd Floor/Adelphi Mill/Grimshaw La, Bollington, Macclesfield, SK10 5JB.

Q.

How much is the council tax on a residential terraced Band D dwelling in Prestbury?

A.

Your council tax band should ordinarily be highlighted as part of the conveyancing report on title along with the governing local authority

The correct charges for Prestbury are tabled online at the Cheltenham council site. At the time of authoring (04 September 2012) the rates are:

  • Band A - £988.00
    >
  • Band B - £1,152.00
  • Band C - £1,317.00
  • Band D - £1,481.00
  • Band E - £1,810.00
  • Band F - £2,140.00
  • Band G - £2,469.00
  • Band H - £2,963.00

Q.

Is a house survey necessary when purchasing residential property?

A.

Homeward Legal recommend that most purchasers arrange a home surveyor. It is a fact that there are many concerns that will impact a property, including poor ventilation. These will not be reported on by a solicitor.

Q.

Will the Prestbury conveyancing solicitor carry out any searches on the Gloucestershire Victorian mid terrace cottage I am purchasing

A.

Standard procedure is to obtain these searches - Local Authority Search, Drainage and Water Search (CON29DW) and Environment Search, and possibly area-specific searches for instance Utilities Search.

Q.

What length of time can the conveyancing process take? We are selling in Prestbury.

A.

The length of time needed to transact a property does vary, affected by a handful of factors. These may include if either party has a mortgage. Nationally, the average is up to twelve weeks, whereas our solicitors aim to complete the process within six weeks.

Q.

I have read about the extensive flooding in Sept 2012 in North West England we are worried that conveyancing searches won't be exacting enough?

A.

Environmental searches carried out by a Prestbury conveyancing solicitor will include a far more in depth Landmark flood search if it is felt necessary.

If you are anxious consider contacting a close neighbour.

Q.

When is it wise to speak to a solicitor?

A.

The straightforward answer is, earlier is preferable, as there are a number of tasks which may begin immediately. Promptly instructing a firm for your Prestbury transaction could mitigate the chance of the transaction falling through.

 
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