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Transfer of Equity in Roath Park

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

Get an instant quote for a transfer of equity in Roath Park.

Remortgage Solicitors Roath Park

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Roath Park clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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The Conveyancing
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Conveyancing in Roath Park Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 16/01/17

Local travel information:

The closest airport to Roath Park is Cardiff Airport. Bristol Airport is 22 miles away. Roath Park's closest station is Cathays.

The most convenient hospital to Roath Park is University Dental Cardiff.

Q.

I need low cost conveyancing in Roath Park. What are the risks?

A.

This affects many home owners who opted for a very cheap quote, only to be stung later in the conveyancing process. Many solicitors advertise supposedly 'the cheapest conveyancing quotes', but additional fees are frequently hidden in small print that home owners often do not check. Extra fees included in the solicitor's terms needs to be fair and clearly defined. They only come into force where the solicitor is required to complete unexpected extra work in your interest, which could not be anticipated at the start of the process. The disbursements to be paid should be included on your quote

Q.

Why can the sale conveyancing process require months? Isn't it just filing paperwork?

A.

Roath Park conveyancing could be exposed to significant delays for a variety of reasons. Some causes are out of your solicitor's hands. Homeward Legal see how frustrating such delays may be and aim to curtail the cost of these delays whenever possible by pushing all parties involved. Reasons for delay include slow solicitors acting for the other side.

Q.

Which individual searches does the conveyancing solicitor in Roath Park do for a Roath Park building?

A.

The customary procedure will be to get the following Local Authority (personal or official), Drainage and Water Search (CON29DW or personal) and Environmental and perhaps less common searches, which might include Index Map.

Q.

There is a lot of online help on doing ones own conveyancing when selling a maisonette. Would it be sensible to do the all of the legal work myself?

A.

There are no reasons why you cannot decide to undertake the bulk of the legal work without the help of a professional Roath Park property lawyer. The truth is however that a conveyancing solicitor takes care of a large array of tasks including chasing lender for comments on issues raised or the Land Registry formalities most of which require a skilled professional. Fundamentally DIY conveyancers take huge risks in operating without suitable insurance which qualified legal firms are bound to be in possession of.

Q.

What do we do to calculate stamp duty, how much will it be on a £595000 residential property?

A.

The rate of stamp duty which will be owed will depend on the property's value. Stamp duty will be £23800 on a £595000 home.*

*This information correct as of 12/03/2013

Q.

We are buying a home with Lloyds TSB - is there anything we need to check?

A.

When buying with a mortgage, the lender will require legal work to be carried out. In some cases, lenders have limited the number of solicitors who can act for them. Homeward Legal can act for many lenders, ensuring that an additional property lawyer will not be required to act for your lender.

Q.

We are planning to sell our jointly owned residence in a hurry at a Cardiff property auction, does your panel use fast Roath Park solicitors ?

A.

Often home moving property lawyers are extremely slow which causes even more concern to the home legal process.

Our panel of solicitors approach is to employ the latest integrated systems .

We always assign you a regulated lawyer who will communicate with the complete chain e.g. lenders, to accomplish a quick move.

Q.

Of the large Roath Park mortgage lenders, who have joined your panel?

A.

The Homeward Legal group are able to work alongside most lenders approved by the CML. A number of mortgage specialists operate in Roath Park, such as JJ Financial, 138 Clare Rd, Cardiff, CF11 6RW, J W Financial, 15 West Bute St, Cardiff, CF10 5EP, and M G Mortgages Ltd, 71 Merthyr Rd, Whitchurch, Cardiff, CF14 1DD.

 
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