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Conveyancing in Roath Park Q & A's

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By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 20/10/17

Local travel information:

The closest airport to Roath Park is Cardiff Airport. Bristol Airport is 22 miles away. Roath Park's closest station is Cathays.

The most convenient hospital to Roath Park is University Dental Cardiff.

Q.

I need low cost conveyancing in Roath Park. What are the risks?

A.

This affects many home owners who opted for a very cheap quote, only to be stung later in the conveyancing process. Many solicitors advertise supposedly 'the cheapest conveyancing quotes', but additional fees are frequently hidden in small print that home owners often do not check. Extra fees included in the solicitor's terms needs to be fair and clearly defined. They only come into force where the solicitor is required to complete unexpected extra work in your interest, which could not be anticipated at the start of the process. The disbursements to be paid should be included on your quote

Q.

What do we do to calculate stamp duty, how much will it be on a £595000 residential property?

A.

The rate of stamp duty which will be owed will depend on the property's value. Stamp duty will be £23800 on a £595000 home.*

*This information correct as of 12/03/2013

Q.

Is contaminated land a concern for many properties in Roath Park?

A.

Many of contaminants could irreparably damage property in Roath Park, such as nearby waste management facilities or overhead transmission lines. An environmental search can give more clarity.

Q.

Will we need a chancel search if we are intending to buy in the parish of Eglwysilan St Martin's, near Roath Park?

A.

Your conveyancing lawyer could advise that a chancel search be ordered. In older areas of Roath Park, chancel repair dues can be collected on the current owners of a house

where Parochial Church Councils may have spared previous owners or tenants, so the solicitor will be unable to make any guarantees, and will recommend insurance.

Q.

Which body has overall responsibility for logging the state of repair of the conservation areas in Roath Park?

A.

Conservation areas are designated by the local Cardiff planning authority, who maintain conservation area concerns from including things like rundown streets, addition of unsympathetic windows and what can be developed. English Heritage, a government body, administer details of the condition of conservation areas in Roath Park and across England as well as the risk of the area falling into disrepair.

Q.

If we are buying a Roath Park property close to parsonage land, do I need a chancel liability search?

A.

Where land in Roath Park was once owned by a lay-rector, new owners of that property may be obliged to contribute towards the cost of upkeep of specific local church buildings. A chancel search will confirm whether liability for Roath Park properties is likely to exist.

Q.

There is a lot of online help on doing ones own conveyancing when selling a maisonette. Would it be sensible to do the all of the legal work myself?

A.

There are no reasons why you cannot decide to undertake the bulk of the legal work without the help of a professional Roath Park property lawyer. The truth is however that a conveyancing solicitor takes care of a large array of tasks including chasing lender for comments on issues raised or the Land Registry formalities most of which require a skilled professional. Fundamentally DIY conveyancers take huge risks in operating without suitable insurance which qualified legal firms are bound to be in possession of.

Q.

Of the large Roath Park mortgage lenders, who have joined your panel?

A.

The Homeward Legal group are able to work alongside most lenders approved by the CML. A number of mortgage specialists operate in Roath Park, such as JJ Financial, 138 Clare Rd, Cardiff, CF11 6RW, J W Financial, 15 West Bute St, Cardiff, CF10 5EP, and M G Mortgages Ltd, 71 Merthyr Rd, Whitchurch, Cardiff, CF14 1DD.