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Conveyancing in Rochester Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 12/04/17

Rochester travel information:

As reported in the 2011 national census Rochester has a residential population 607,143 spread over an area of 99,452 hectares (245,751 acres) which equals a residential population density 6.1 people per hectare or 2.5 per acre.

Strood Kent station is approximately 1 mile from Rochester and Rochester, Maidstone Rd Airport is 3 miles from Rochester. London City Airport is 22 miles, London Airport is 15 miles, Rochester Airport is 3 miles and London Biggin Hill Airport is 21 mile away.

Rochester is around a mile and a half of the M2 junction entry 2 Eastbound.

The nearest hospital to Rochester is St Bartholomews Chatham.

Q.

There are lots of 'cheap' offers, but how do we find a good one? We are looking for affordable conveyancing in Rochester.

A.

This catches out many buyers, and can leave them paying far more in fees than they budgeted. Many solicitors advertise theoretically cheap conveyancing quotes, but extra fees will be included in small print which buyers may have not read carefully Additional costs listed in the small print needs to be reasonable and clear.

Q.

What issues help with arranging fast legal work?

A.

Primarily, fast conveyancing is essential to instruct a proactive, diligent conveyancer. Ask these questions when identifying your conveyancer:

  • Which communication methods do they use? Days can be wasted waiting for letters in the post which could be emailed or faxed.
  • Was there a delay delivering a quote?
  • Will they work on a 'no sale, no fee' basis?
  • Q.

    Which local authority looks after Rochester?

    A.

    Rochester is located in Medway Council, Gun Wharf, Dock Road, Chatham, Kent, ME4 4TR, phone: 01634 333 333

    Q.

    Which of the Rochester lender panels are your solicitors on?

    A.

    Of lenders with offices nearby Rochester, we closely with many. Local mortgage lenders and brokers include Unique, Riseley House/4 New Rd, Rochester, ME1 1BD, Miller Regis, 1 Esplanade, Rochester, ME1 1QE, and Medway Mortgage Shop, 159 High St, Strood, Rochester, ME2 4TH.

    Q.

    For a house valued at £363000. What should be assessed for stamp duty tax?

    A.

    Stamp Duty will depend on the house's price. Stamp duty will be £10890 on a £363000 house or flat.*

    *Correct November 2012

    Q.

    How long will conveyancing to sell a home generally take, on average?

    A.

    The amount of time taken to transact a residence varies, affected by potentially many legal considerations. With Homeward Legal's Rochester property experts, your sale or purchase receives communicative and proactive service, resulting in the fastest possible outcome.

    Q.

    We are on a limited budget - Can doing the conveyancing on a DIY basis without a conveyancing solicitor in Rochester help save any money?

    A.

    Conceivably there are no arguments at all why a buyer shouldn't complete the bulk of the conveyancing unaided. However, a solicitor typically handles a long list of roles from ranging from chasing any outstanding docs and investigating title documents many of which need adequate training.

    Q.

    What can I do to bypass paying for stamp duty?

    A.

    SDLT commonly must be paid on homes over one hundred and twenty-five thousand pounds. Homeward Legal do not advise home buyers risk any stamp duty scheme, because these schemes are costly and HMRC may challenge a scheme up to six years later and the total stamp duty amount may be due.

     
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