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Conveyancing in Romiley Q & A's

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By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 23/07/17

Romiley key data:

Romiley is under three miles off the M60 junction entry 25 Westbound.

Romiley station is approximately a mile from Romiley. The closest airport to Romiley is Manchester Terminals 1 & 3 Airport (9 miles). Manchester Terminal 2 Airport is 9 miles and Eccles Airport is 14 miles away.

Hyde is a nearby hospital.

Q.

Please confirm the cheapest fee for a £573,000 property? We are trying to find an affordable Romiley conveyancing estimate.

A.

This catches out many buyers and sellers, and can leave them paying far more in fees than they budgeted, and many solicitors claim to offer 'the cheapest conveyancing'. Unfortunately extra fees are frequently hidden in the small print. A conveyancing quote should list costs to be paid to third parties, such as the local authority, (disbursements).

Q.

I have found a growing number books on the subject of doing the legal work yourself for example Conveyancing Forms and Procedures by Annette Goss, Lorraine Richardson and Michael Taylor . That being the case, do I have to use lawyer in Romiley ?

A.

Legally speaking there is absolutely no argument why you cannot complete the greater majority of the your own conveyancing on your own.

In reality however, a conveyancer is familiar with a large number of assignments e.g. chasing mortgage offer and notifying all parties of exchange most of which require training. Moreover solicitors are required to have the correct insurance cover to shield you from any professional failures.

Q.

Do you work with lenders with branches in Romiley?

A.

Our solicitors have experience working with the majority of lenders providing financing to buyers in Romiley. Romiley lenders and mortgage specialists include Crescent Brook, 136 Sheffield Rd, Hyde, SK14 2PJ, West Park, 37 Lee Vale Dr, Charlesworth, Glossop, SK13 5HD, and Mortgage Needs, 6A School La, Heaton Chapel, Stockport, SK4 5DG.

Q.

Can you advise how I hold off paying for SDLT?

A.

Stamp duty is generally due for houses valued at over 125,000 pounds. Stamp duty avoidance should not be considered when purchasing in Romiley. These schemes are costly and HMRC may challenge a scheme up to six years later meaning that the full stamp duty amount will be payable, with potential fines. There have been several legal initiatives, such as disadvantaged area relief. A conveyancing solicitor should confirm whether you are eligible.

Q.

Which local authority is responsible for Romiley?

A.

Romiley is located in Stockport Metropolitan Borough Council, Town Hall, Edward Street, Stockport, SK1 3XE, contact: 0161 480 4949

Q.

How early should you find a solicitor in Romiley?

A.

With few exceptions, the sooner the better. Prompt instruction of a conveyancing solicitor can reduce any chance of your purchase or sale stalling.

Q.

What sort of environmental conveyancing searches as respects the uncertain risk of a flood at Greater Manchester will the conveyancing solicitor in Romiley carry out for a Victorian property we intend to buy?

A.

A conveyancing solicitor will apply for standard formal conveyancing searches that incorporate Romiley flood risk information.

Q.

We are buying a property in Romiley. Will a chancel search be necessary?

A.

Your property lawyer could advise that a chancel search is ordered, regardless of the parish in which the property being purchased is located. In older areas of Romiley, chancel repair has the potential to be charged on owners of a property where Parochial Church Councils may have spared previous owners or tenants.

 
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