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Transfer of Equity in Romiley

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Romiley

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Romiley clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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Conveyancing in Romiley Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 14/01/17

Romiley key data:

Romiley is under three miles off the M60 junction entry 25 Westbound.

Romiley station is approximately a mile from Romiley. The closest airport to Romiley is Manchester Terminals 1 & 3 Airport (9 miles). Manchester Terminal 2 Airport is 9 miles and Eccles Airport is 14 miles away.

Hyde is a nearby hospital.

Q.

Please confirm the cheapest fee for a £573,000 property? We are trying to find an affordable Romiley conveyancing estimate.

A.

This catches out many buyers and sellers, and can leave them paying far more in fees than they budgeted, and many solicitors claim to offer 'the cheapest conveyancing'. Unfortunately extra fees are frequently hidden in the small print. A conveyancing quote should list costs to be paid to third parties, such as the local authority, (disbursements).

Q.

Having read about the extensive flooding in Sept 2012 in North West England we are thinking that conveyancing searches won't be sufficient?

A.

A qualified Romiley property lawyer should apply for property environmental searches (Landmark search) if the environmental conveyancing searches determine a any kind of Romiley area flood risk

You might be able to speak to a next door neighbour for some further comfort.

Q.

What sort of environmental conveyancing searches as respects the uncertain risk of a flood at Greater Manchester will the conveyancing solicitor in Romiley carry out for a Victorian property we intend to buy?

A.

A conveyancing solicitor will apply for standard formal conveyancing searches that incorporate Romiley flood risk information.

Q.

How early should you find a solicitor in Romiley?

With few exceptions, the sooner the better. Prompt instruction of a conveyancing solicitor can reduce any chance of your purchase or sale stalling.

Q.

Does our professional conveyancing solicitor in Romiley report back to me about the cost of the council tax for a Band A townhouse before exchange?

A.

Your property lawyer will write to the relevant Stockport local council to discover the currently applicable council tax charges which will be set out in the title report. The latest council tax charges for Romiley are tabled at the Stockport local authority site. At the time of authoring, 22 November 2012, the different rates are:

  • Band A - £1,040.00
  • Band B - £1,213.00
  • Band C - £1,387.00
  • Band D - £1,560.00
  • Band E - £1,907.00
  • Band F - £2,253.00
  • Band G - £2,600.00
  • Band H - £3,120.00

Q.

What search enquiries does the Romiley property lawyer do when carrying out the conveyancing for a Romiley property?

A.

Standard procedure will be to get Local Authority Search, Drainage Search (Con29DW or personal), Environment Search and Coal Mining Search and, depending on certain criteria, area-specific searches for example Cheshire Brine Search.

Q.

Can you advise how I hold off paying for SDLT?

A.

Stamp duty is generally due for houses valued at over 125,000 pounds. Stamp duty avoidance should not be considered when purchasing in Romiley. These schemes are costly and HMRC may challenge a scheme up to six years later meaning that the full stamp duty amount will be payable, with potential fines. There have been several legal initiatives, such as disadvantaged area relief. A conveyancing solicitor should confirm whether you are eligible.

Q.

An un-planned event demand that we want to move quickly and complete on the sale of our refurbished flat in a narrow time frame, do you any especially fast Romiley conveyancers ?

A.

Generally Greater Manchester legal firms are unhurried which can add large amounts of uncertainty to the property selling process.

Our home moving lawyers approach is different - we use new document and form assembly systems . Importantly we give you a property lawyer incentivised to communicate through the whole of the property chain .

 
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