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Transfer of Equity in Romney

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Romney

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Romney clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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Conveyancing in Romney Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 08/01/17

Local information:

Lydd Airport is 7 miles from Romney. Romney's nearest station is Rye.

The most convenient hospital is West View Tenterden.

Q.

How do we get the best conveyancing rates in Romney for a £582,000 house?

A.

Many solicitors offer supposedly 'the cheapest conveyancing', but additional fees are often hiding in the terms of engagement, left unregarded by busy buyers Additional fees which are listed in terms of engagement needs to be reasonable and only apply in cases where your solicitor must complete additional work on your behalf, which could not be anticipated at the start of the process. The quote should state any disbursements to be paid.Our quotes clearly state the solicitors' fees for a standard conveyancing transaction.

Q.

Which local authority looks after Romney?

A.

Romney is located in Dacorum Borough Council, Hemel Hempstead Civic Centre, Marlowes, Hemel Hempstead, Hertfordshire, HP1 1HH, Call: 01442 228 000

Q.

I am buying in Romney with UCB Home Loans, what do I need to know?

A.

Over the last two years, some lenders have reduced the number of firms able to act for them. Homeward Legal will act on behalf of most lenders so that you will not be required to pay the lender's legal fees.

Q.

How much would conveyancing searches be?

The cost of searches for a Romney purchase varies considerably, depending on the searches chosen. Searches are paid out to a 3rd party, and are not included in a quote for solicitor's fees.

Q.

My local agent has offered a solicitors firm. Is it advisable to use this firm?

A.

Many agents in Blackley will have a referral arrangement with solicitors whereby they refer conveyancing work to them. However, if the agent is paid a fee by the solicitor, an agent may select whichever firm pays the most per referral, not the most suitable for you.

Q.

What steps can we take to avoid paying stamp duty on the purchase?

A.

Stamp Duty Land Tax is generally due on purchases over 125,000 pounds. Homeward Legal do not recommend home buyers arrange any stamp duty reduction scheme. Such schemes are highly expensive and the HMRC can review a scheme up to 6 years after a sale is completed meaning that the full stamp duty amount will then be due.

Q.

Which of the Romney mortgage lender panels are you a member of?

A.

Of lenders with offices in or near Romney, Homeward Legal work in conjunction with most. Lenders and mortgage specialists in Romney include Knight Warwick Financial Management Ltd, 406A Birmingham Rd, Sutton Coldfield, B72 1YJ, M & G Insurance & Mortgage Services Ltd, 410 Birmingham Rd, Sutton Coldfield, B72 1YJ, and BMI Finance Ltd, 46 Hill Village Rd, Sutton Coldfield, B75 5BD.

Q.

When should you instruct a conveyancer in Romney?

A.

Whether buying or selling, the earlier in the process you can instruct a conveyancing solicitor, the better, as there are a number of tasks which may be performed immediately. Early instruction of a conveyancing solicitor can reduce any chance of the purchase or sale stalling.

 
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