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Conveyancing in Rowley Regis Q & A's

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By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 16/07/17

Rowley Regis key data:

Rowley Regis is nearby at a mile of junction entry 2 Southbound of the M5.

Old Hill station is approximately a mile from Rowley Regis. Rowley Regis's nearest airport is Wolverhampton Business Airport Airport (9 miles). Birmingham Airport is 14 miles and away.

The closest hospital is Rowley Regis.

Q.

On the purchase of a £244,000 property, what will be the fees? I need discount conveyancing.

A.

Many online and high street conveyancers claim to offer so-called 'the cheapest conveyancing quotes'. Unfortunately extra costs are frequently hidden in the terms of engagement. Costs included in the solicitor's terms should be fair and clearly defined.

Q.

What can I do to get out of paying out for stamp duty?

A.

Stamp Duty Land Tax is payable on property sold for over 125,000 pounds. We do not recommend property buyers arrange any stamp duty avoidance, as such schemes are highly expensive and HMRC may challenge a scheme up to six years later.

Q.

Is a Local Authority search a fee or a disbursement?

A.

Some solicitors frequently hide fees which should be included as disbursements. It may be unclear if a cost is a disbursement or not, and whether it should be included. This charge is a disbursement not a fee, meaning the conveyancer passes on the charge at cost.

Q.

What is the council tax on a semi-detached house in Rowley Regis?

A.

Frequently a title report will cover the relevant Sandwell council tax band. The latest tax rates for residents of Rowley Regis are published on the Sandwell local authority site. At the time of authoring on 19/01/2013 the different rates are:

  • Band A - £882.00
    >
  • Band B - £1,029.00
  • Band C - £1,176.00
  • Band D - £1,323.00
  • Band E - £1,617.00
  • Band F - £1,911.00
  • Band G - £2,205.00
  • Band H - £2,646.00

Q.

We have had a quote from you. Will I have to pay any hidden costs?

A.

Homeward Legal's solicitors will not charge any additional costs regardless of circumstances. Rarely, your case requires an separate piece of legal work, a vesting order. Your solicitor will discuss these as necessary.

Q.

I am buying a sixties property in the boundary of Rowley Regis conservation area, how do I uncover more data in relation to the current state of repair?

A.

Conservation areas are set up by the local authority (Sandwell) who preside over things like property boundaries to the deterrence of street posts.

English Heritage, a government body, administer details on the state of repair of conservation areas as well as the vulnerability to the area falling into disrepair.

Q.

Which Rowley Regis mortgage lenders do you work with?

A.

The Homeward Legal group can work with the majority of lenders approved by the Council of Mortgage Lenders. A number of mortgage specialists operate in Rowley Regis, like Mortgage Link Ltd, 176 Cape Hill, Smethwick, B66 4SJ, Stone Castle Associates, 22 Stone St, Dudley, DY1 1NJ, and B G Mortgage & Finance Ltd, 69 Tansey Green Rd, Brierley Hill, DY5 4TJ.

Q.

Is there anything we are supposed to do to make our Rowley Regis conveyancing faster?

A.

Experienced buyers will tell you that contacting a proactive conveyancer is crucial to fast conveyancing. Ask these questions when identifying your conveyancer:

  • Are phone, fax and email their preferred methods of contact
  • Are phone, fax and email their preferred methods of contact
  • Do they offer 'instant' online quotes?

 
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