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Conveyancing in Rumney Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 14/10/17

Local key data:

Commuters are well served with Rumney enjoying excellent major road access close at about 1 1/2 mile of the A48M.

The closest train station to Rumney is Heath High Level, almost 3 miles away. The nearest airport to Rumney is Cardiff Airport (12 miles). Bristol Airport is 20 miles away.

The most convenient hospital is Cardiff, Croescadarn Rd.

Q.

Please confirm the cheapest fee for a 466,000 house? We are trying to find a discount conveyancing quote in Rumney.

A.

Many online and high street solicitors offer 'the cheapest conveyancing quotes', but additional costs are often hiding in small print. The conveyancing quote ought to define costs to be paid to third parties, such as the Land Registry, (disbursements). Any costs should be fair and clearly defined. They only be applied if the conveyancer must perform additional tasks on your behalf, which could not be anticipated at the start of the process. Our online quote calculator will generate an accurate quote for your transaction.

Q.

I am purchasing a period flat in a designated conservation areas. Where can I find data about the state of upkeep of the Rumney conservation area?

A.

Local Rumney conservation areas are nominated by the local authority (Cardiff) who administer conservation area concerns from public spaces to the stoppage of ugly highway signs.

Following a campaign, English Heritage have assembled a list in relation to the condition of conservation areas in addition to the exposure to a decline in standards.

Q.

Is there anything I can do to get out of paying for SDLT?

A.

We firmly advise against any stamp duty mitigation, because these schemes are expensive and , if the scheme fails, you may be charged a penalty of up to 100% of the stamp duty amount owed.

Q.

What do property searches relate to?

A.

Conveyancing searches are standard enquiries ordered by the conveyancing solicitor through local and national authorities. Searches do not include information relating to a property's structure.

Q.

Regarding the widespread river flooding in Wales I am thinking that conveyancing and environmental searches may not be sufficient?

A.

Environmental searches handled by a solicitor in Rumney should include the more specialist search (Landmark) if it is felt necessary.

You can also contact a close neighbour for further comfort.

Q.

We are enquiring about the council tax charges on a Fifties detached house in Rumney, what are they?

A.

Normally the title report will provide the appropriate Cardiff council tax band. Up-to-date rates for properties in Rumney are set out on the Cardiff council site. At the time of writing on 20 January 2013 rates are as follows:

  • Band A - £738.47
  • Band B - £861.55
  • Band C - £984.63
  • Band D - £1,107.71
  • Band E - £1,353.87
  • Band F - £1,600.03
  • Band G - £1,846.18
  • Band H - £2,215.42

Q.

Is a leasehold supplement a fee or disbursement?

A.

A conveyancing quote should clearly state all fees and disbursements. This cost is a fee not a disbursement, and should be clearly stated in your quote.

Q.

How soon should I speak to a conveyancing solicitor in Rumney?

A.

Generally, earlier is preferable. Prompt instruction of a firm for a purchase means that you will the details of your Rumney solicitor ready when you make an offer, or, if you are selling a property, prior to marketing the property, documents can be prepared to make it potentially more attractive to motivated buyers.