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Conveyancing in Runcorn Q & A's

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By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 23/07/17

Runcorn travel information:

Runcorn is of junction entry 12 Eastbound of the M56.

The nearest airport to Runcorn is Liverpool John Lennon Airport. Manchester Terminals 1 & 3 Airport is 18 miles, Manchester Terminal 2 Airport is 18 miles, Howarden Airport is 17 miles and Eccles Airport is 16 miles away. Runcorn's closest station is Runcorn East.

Halton General is a nearby hospital for Runcorn.

Q.

Although there are lots of £99 fixed quotes online, how do we find a reputable one? I need to find an affordable conveyancing estimate.

A.

The lack of clarity surrounding this topic affects many homeowners who opted for a very cheap quote, only to be stung later in the conveyancing process, and many conveyancers advertise theoretically cheap conveyancing. Unfortunately extra charges may be added into the terms and conditions which homeowners may have not read carefully The conveyancing quote should also state the disbursements to be paid.Our quotes offer a clear statement of your solicitors fees for a standard purchase or sale.

Q.

Which Runcorn mortgage lender panels are your solicitors on?

A.

Of lenders with local offices nearby Runcorn, Homeward Legal work with the majority. Lenders and mortgage specialists in Runcorn include Cheshire Building Society, 81 High St, Runcorn, WA7 1AH.

Q.

Standard Life Mortgages is our mortgage lender, is there anything I need to check?

A.

Some lenders have reduced their 'solicitor panel', potentially creating increased legal costs for buyers. Homeward Legal will act on behalf of all large UK mortgage lenders, keeping buyers' legal costs to a minimum.

Q.

What causes the sale conveyancing process in Runcorn to take weeks more than planned?

A.

The conveyancing process in Runcorn could experience delays even in the best of circumstances. Sometimes, the reasons are out of a solicitor's control. Homeward Legal do our best to minimise their burden by pushing all parties involved.

Q.

Is Runcorn soil possibly contaminated by cadmium (Cd)?

A.

There are considerable regulations to control soil contamination. Environment search results will factor contaminants, including metals and others such as groundwater contamination and industrial storage.

Q.

Can I bypass paying HMRC stamp duty?

A.

Stamp Duty Land Tax is usually due for houses sold for over one hundred and twenty-five thousand pounds. We strongly advise against any stamp duty mitigation scheme, as such schemes are highly expensive and the HMRC can review a scheme up to 6 years after a sale is completed and the total stamp duty tax may be payable. There have been a small number of government initiatives, such as for first-time buyers, and your solicitor will advise if these may apply.

Q.

How long can we account for conveyancing legal work generally require?

A.

The time required to buy or sell a house varies. This is according to a number of issues which can include whether either party has a mortgage. With our property specialists, each client receives fast and efficient service.

Q.

In relation to the extensive flooding in Sept 2012 in North West England I am questioning whether environmental searches may not be sufficient?

A.

Conveyancing searches (environmental) handled by the lawyer in Runcorn should include a more rigorous flood search if it is felt necessary.

If you remain worried you could visit a neighbour of the property or nearby Cheshire flood repair expert - try: Stone, 160 Calvers, Runcorn, WA7 2EW Tel: 07815 440649.

 
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