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Transfer of Equity in Sevenoaks

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

Get an instant quote for a transfer of equity in Sevenoaks.

Remortgage Solicitors Sevenoaks

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Sevenoaks clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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The Conveyancing
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Conveyancing in Sevenoaks Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 21/01/17

Local travel information:

Commuters are well served with Sevenoaks having very convenient road access nearby at less than 3 miles off the M26.

The nearest airport to Sevenoaks is London Biggin Hill Airport. London City Airport is 18 miles, London Heliport Airport is 21 mile s, Gatwick South Terminal Airport is 17 miles, Gatwick North Terminal Airport is 18 miles, Rochester Airport is 15 miles and away and Sevenoaks's closest train station is Sevenoaks.

Sevenoaks is the neighbouring hospital for Sevenoaks.

Q.

I need the cheapest conveyancing solicitors in Sevenoaks. What do I need to check for?

A.

The confusion over this topic catches out many homeowners, and can leave them paying far more in conveyancing fees than they budgeted. Many law firms promote supposedly 'the cheapest conveyancing quotes'. However additional charges can inflate the final invoice. Third party costs, termed disbursements, to be paid ought to be defined on a Sevenoaks conveyancing quote Any fees should be fair. Homeward Legal quotes are not estimates, and offer a clear statement of your legal fees for a standard conveyancing transaction.

Q.

I am purchasing a £272000 Sevenoaks residence. How is Stamp Duty Land Tax calculated?

A.

Stamp Duty Land Tax is calculated with reference to the purchase price. For a house purchased for £272000, stamp duty will be £8160.*

*This information correct as of February 2013

Q.

Which Sevenoaks lender panels are your solicitors on?

A.

Most lenders in Sevenoaks are on our panels. Lenders and mortgage specialists in Sevenoaks include Mortgages For Business Ltd, 53-55 High St, Sevenoaks, TN13 1JF, and Savills, 74-76 High St, Sevenoaks, TN13 1JR.

Q.

What will the Sevenoaks property solicitor do when the flat I hope to purchase is in a conservation area and has out of place doors installed?

A.

Your instructed lawyer should verify whether the property is located within a conservation area and whether any alterations have required consent.

Q.

What type of local authority searches in respect to the risk of possible flooding to properties in Kent will the property lawyer in Sevenoaks be able to do?

A.

The conveyancing lawyer applies for formal property conveyancing searches that incorporate Sevenoaks historical flood risk data. A significantly more detailed search (most likely a Landmark Database search) may be proposed by a qualified Sevenoaks conveyancing solicitor if the results of the initial searches reveal a flood risk.

Q.

There are a lot of books about doing your own conveyancing when buying and selling a flat - Would it be imprudent to do the conveyancing myself??

A.

Hypothetically speaking there are no arguments why a home seller shouldn't conduct legal and technical work on your own. However, a property lawyer takes care of a huge array of exercises ranging from checking contracts or identifying the most appropriate searches some of which are more safely handled with appropriate experience.

Q.

Will the costs for my conveyancing for my Sevenoaks sale have any hidden fees?

A.

No. Homeward Legal do not charge any extra, hidden charges whatsoever. Some websites offer unrealistically low 'quotes' which are in fact estimates. The final bill you receive may be much more.

Q.

Our lender is Manchester Building Society - what will I need to be aware of?

A.

Some lenders are now limiting the firms who can act for them, resulting in greater conveyancing costs for purchasers if their conveyancing solicitor is unable to act both on their behalf, and for their lender. Homeward Legal are able to act on behalf of many mortgage lenders, ensuring that an additional conveyancing solicitor will not be required to act for your lender.

 
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