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Conveyancing in Sevenoaks Q & A's

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By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 21/04/18

Local travel information:

Commuters are well served with Sevenoaks having very convenient road access nearby at less than 3 miles off the M26.

The nearest airport to Sevenoaks is London Biggin Hill Airport. London City Airport is 18 miles, London Heliport Airport is 21 mile s, Gatwick South Terminal Airport is 17 miles, Gatwick North Terminal Airport is 18 miles, Rochester Airport is 15 miles and away and Sevenoaks's closest train station is Sevenoaks.

Sevenoaks is the neighbouring hospital for Sevenoaks.

Q.

I need the cheapest conveyancing solicitors in Sevenoaks. What do I need to check for?

A.

The confusion over this topic catches out many homeowners, and can leave them paying far more in conveyancing fees than they budgeted. Many law firms promote supposedly 'the cheapest conveyancing quotes'. However additional charges can inflate the final invoice. Third party costs, termed disbursements, to be paid ought to be defined on a Sevenoaks conveyancing quote Any fees should be fair. Homeward Legal quotes are not estimates, and offer a clear statement of your legal fees for a standard conveyancing transaction.

Q.

Our lender is Manchester Building Society - what will I need to be aware of?

A.

Some lenders are now limiting the firms who can act for them, resulting in greater conveyancing costs for purchasers if their conveyancing solicitor is unable to act both on their behalf, and for their lender. Homeward Legal are able to act on behalf of many mortgage lenders, ensuring that an additional conveyancing solicitor will not be required to act for your lender.

Q.

If my family are buying in Sevenoaks, is it important to get a search for chancel liability?

Owners of property in a neighbourhood near a medieval church must pay for repairs, where chancel repair liability exists. A number of sources are used to identify liability, including county histories. Ecclesiastical properties in Sevenoaks include St John the Baptist, St Nicholas and The Parish Church Of St Luke.

Q.

In 2 months we are likely to move out of our semi detached house just outside Sevenoaks to our next flat in Sandwich . At what stage to book a removals firm?

A.

The most sensible course of action is to hold off agreeing removals until the point where all parties have formally agreed a formal completion date that takes place following shortly after when contracts have exchanged.

Local removals companies include Nice & Easy, Shenden Cl, Sevenoaks, TN13 1PQ Call: 07885 103191 or Draper Robert, 29 The Drive, Sevenoaks, TN13 3AD Telephone: 01732 452783.

Q.

Which actual search enquiries will a Sevenoaks conveyancing solicitor carry out for a Sevenoaks house?

A.

Normal legal protocol will be to get Local Authority Search, Drainage and Water Search (CON29DW), Environment Search and Coal Mining Search (Con29M) and perhaps specific searches for example Development reports.

Q.

Which Sevenoaks lender panels are your solicitors on?

A.

Most lenders in Sevenoaks are on our panels. Lenders and mortgage specialists in Sevenoaks include Mortgages For Business Ltd, 53-55 High St, Sevenoaks, TN13 1JF, and Savills, 74-76 High St, Sevenoaks, TN13 1JR.

Q.

What are 'fixtures and fittings'?

A.

Purchasers in Sevenoaks are regularly frustrated by a lack of clarity over fixtures and fittings. Completion or agreement of a fixtures and fittings form is unfortunately often left to the last minute, when a dispute may jeopordise the transaction.

Q.

How early is it wise to find a conveyancer to handle our purchase?

A.

With few exceptions, the sooner you instruct a firm, the better. The legal work can then start very early in the process. Some suggest waiting before instruction until a chain is completed, but doing so will put you at a disadvantage compared to better prepared buyers, or if your buyer decides to pull out due to delays.