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Transfer of Equity in Solihull

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Solihull

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Solihull clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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The Conveyancing
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Conveyancing in Solihull Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 17/01/17

The closest airport to Solihull is Birmingham Airport. Coventry Airport is 14 miles and Wolverhampton Business Airport Airport is 22 miles away. The closest station to Solihull is Solihull.

Drivers are well served with Solihull being well placed with good major road access very close at 1 mile off the M42 Junction 5 Westbound.

Solihull is the most convenient hospital.

Q.

I am looking for the cheapest conveyancing quote. How do we get a quote?

A.

Both high-street and online property lawyers claim to offer supposedly cheap conveyancing. Often additional charges are often hiding in the terms and conditions that unknowing buyers and sellers have not reviewed Any disbursements should also be clearly stated on any quote for conveyancing in Solihull Any extra costs listed in terms of engagement should be fair and reasonable. The online quote calculator can generate an accurate statement of the legal fees for the property you plan to buy.

Q.

I have been reading about handling the legal work when buying a home. Might it be a good economy to take care of all of the legal work ourselves?

A.

Legally speaking there are no arguments why a buyer shouldn't look after the bulk of the conveyancing unaided. The truth is however that a property solicitor in Solihull juggles a huge array of tasks such as applying for office copies of lease and other land reg docs or representing the mortgage lender which require a qualified professional. Despite that firms and their solicitors are under a duty to take out the applicable indemnity insurance to safeguard you in the event of any errors on the part of the solicitor.

Q.

For a lender, we have chosen Yorkshire Building Society - is there anything I need to know?

Traditionally, it was usually straightforward for solicitors to act for both a buyer and their lender. Recently, a number of lenders have reduced the number of firms on their approved panel, potentially creating greater legal costs for home buyers. Homeward Legal, however, can act on behalf of many mortgage lenders.

Q.

Is a Homebuyer Report a good idea when purchasing a property, irrespective of its condition?

A.

Homeward Legal suggest that the majority of purchasers in Solihull book a property surveyor. There can be many defects that can negatively affect a property, which will not be addressed during a property valuation. These can include dry rot or failed double glazing.

Q.

What conveyancing searches should the property lawyer in Solihull order when instructed on a Solihull home?

A.

The normal conveyancing protocol will be to obtain the following Local Authority (personal or official), Drainage and Water Search, Environment Search and Limestone Search and, depending on certain criteria, less common searches for example a SIM.

Q.

Do you recommend that I get a chancel search if I am buying in Solihull near a church constructed in the 14th Century?

A.

Owners of property in Solihull may be subject to chancel repair liability. Several sources are used to determine liability in Solihull, including the Title Register database. Ecclesiastical properties in the area where chancel liability may apply include St Alphege, St Helen and St Michael.

Q.

Which Solihull areas are eligible for stamp duty relief?

A.

Solihull disadvantaged areas are identified by local ward. Disadvantaged areas in Solihull include Smith's Wood, Chelmsley Wood, Fordbridge and Kingshurst. Update: As of the 2013/14 tax year, stamp duty relief for disadvantaged areas is no longer available.

Q.

How frequent is gazumping?

A.

The custom of rejecting a previously accepted offer when a better one is made by another buyer is known as gazumping. The danger of getting gazumped is present in any transaction. Instructing a fast, efficient solicitor as soon as you can to handle your transaction should help to reduce the likelihood of gazumping.

 
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