Does a South Norwood conveyancer do any conveyancing searches on the London Fifties terraced property I want to buy?
If purchasing and taking out a mortgage, your lender will expect at least a specified set of searches, including these searches - Local Authority, Drainage and Water Search (CON29DW or personal) and Environmental, and occasionally special local South Norwood searches such as HS38.
When should I book a removals firm?
It’s very tempting to get wrapped in the excitement of moving home and wanting to get everything sorted out and in the diary. But, if you book a removals firm too early, prior to the exchange of contracts (when the date and time of completion is legally set), you risk the possibility that the date might change, thereby having to pay a fee to the removals firm to change the plans.
There is nothing stopping you in contacting a selection of firms to get a quote for removal and to negotiate the possibility of pencilling a date in but ensure you obtain agreement that this is subject to change and confirmation.
Are there any mortgage lenders with South Norwood branches?
Our solicitors have experience working with the bulk of lenders. A number of mortgage specialists operate in South Norwood, including Accomodation Mortgage Travel, 169A Norwood High St, London, SE27 9TB, Drummonds, 99 High St, Thornton Heath, CR7 8RY, and Easy Life Mortgages, A/193 Livingstone Rd, Thornton Heath, CR7 8JZ.
The maisonette being purchased is on a ex-industrial site. Is aluminium (Al) soil contamination likely?
Given the history of industry and agriculture in parts of South Norwood, soil contamination is impossible to completely avoid. Various bodies hold data on land contaminants affecting South Norwood, including local authorities.
Should we get searches for chancel liability? We are purchasing in South Norwood.
In South Norwood, some owners can be required to subsidise upkeep of nearby church property. A chancel search is used to check that such a liability exists. The solicitor performing your conveyancing will be able to advise as to whether a chancel search is necessary. South Norwood churches include Holy Innocents, St Alban the Martyr and St Mark.
When should we instruct a solicitor to act on our purchase?
The short answer is, the sooner the better. Some authors advocate postponing instruction until a chain is completed, but doing so will put you at a disadvantage compared to better prepared buyers, or if your buyer decides to pull out due to delays.
The survey revealed that no planning consent was obtained for an extension: What are the issues I’ll face?
The chartered surveyor inspecting the property will check any extensions or works that have occurred and highlight any concerns for the attention of your conveyancing solicitor, who will make enquiries with the local authority to establish whether the consents and building regulations are in place.
If the building regulations agreement is not in place, the vendor is not legally allowed to sell the property until they are, since the title deeds cannot be transferred to your ownership. If building requiring planning consent is present at the property but without proof of consent approval, the local authority might be willing to accept a retrospective approval, although this could take a long time, and, even then, they may instruct you, as the new owner, to return the building to its former state, which could be very costly.
Your solicitor will be able to advise you on the most appropriate course of action to take, including whether the retrospective planning or the reversal of building works can be renegotiated from the agreed sale price.