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Transfer of Equity in Stamford Hill

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Stamford Hill

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Stamford Hill clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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Conveyancing in Stamford Hill Q & A's

Profile photo of Clarisa McMahon

By

Ask Clarisa a question hl@syntarsus.co.uk

Updated: 04/12/16

Stamford Hill area information

Sutton House National Trust Kentish Town St Luke Churches Conservation Trust and Holborn Lincolns Inn Great Hall Historic Building are near to Stamford Hill.

London City Airport is 7 miles from Stamford Hill. Heathrow Terminals 1 2 3 Airport is 18 miles, London Heliport Airport is 8 miles, Heathrow Terminal 5 Airport is 19 miles, Heathrow Terminal 4 Airport is 18 miles, Northolt Jet Centre Airport is 14 miles, Elstree Airport is 12 miles and London Biggin Hill Airport is 17 miles away. The closest station to Stamford Hill is Stoke Newington, approximately a mile away.

The nearest hospital is St Anns Harringay.

Q.

How do I find fixed rate conveyancing in Stamford Hill?

A.

The lack of clarity surrounding this topic catches out many buyers, and can leave them paying far more in conveyancing fees than they budgeted. Many solicitors advertise so-called 'the cheapest conveyancing quotes'. Often additional charges can increase the solicitor's invoice. The conveyancing quote should also state any disbursements. Any additional fees should be reasonable. Our quotes clearly state the solicitors' fees for a standard conveyancing transaction.

Q.

Would getting a property survey be advisable if we are buying a property?

A.

It is highly recommended that all buyers in Stamford Hill book a surveyor. Many concerns affect a property. These include corrosion of pipework. These will not be reported on by a solicitor.

Q.

How much is the council tax on a Sixties converted house in Stamford Hill?

A.

Customarily a conveyancing report on title will give detail the relevant Hackney council tax band.

The latest council tax rates for residents of Stamford Hill are set out at the Hackney council site. Currently, 16/06/2012, band rates are:

  • Band A - £870.00
    >
  • Band B - £1,015.00
  • Band C - £1,160.00
  • Band D - £1,305.00
  • Band E - £1,595.00
  • Band F - £1,885.00
  • Band G - £2,175.00
  • Band H - £2,610.00

Q.

Fixtures and fittings refer to what exactly?

A.

Mainly, there is not a clear definition of 'fixtures and fittings'. Completion or agreement of a fixtures and fittings form is unfortunately often left to the last minute, when a dispute may jeopordise the transaction.

Q.

What effect will HS2 have on properties in Fillongley?

A.

High Speed Two will affect some houses in the local authority of North Warwickshire District, with some Fillongley residents along the planned line being exposed to years of disruption during HS2's construction.

Q.

Should we get a chancel liability search? We are buying on the same road as a rectory built in the 1700s in Stamford Hill.

A.

Property owners near to nearby church property are expected to contribute towards repairs, as a result of chancel repair liability. Liability has the potential to impact the value of a property, but insurance is available should an obligation to fund repairs be enforced. Church of England properties in the area include St Bartholomew and St Thomas Clapton Common.

Q.

Should we get a chancel search if we plan to buy in the parish of West Hackney?

A.

Regardless of the Stamford Hill parish in which you are buying, the solicitor should confirm that a chancel search is ordered. Although some church councils have opted to charge chancel repairs on the current owners, it cannot be guaranteed that a parish which has not imposed liability will continue to be free from liability. In the event that chancel liability may apply, your solicitor might recommend insurance rather than pulling out of the purchase.

Q.

Does your conveyancing solicitor in Stamford Hill get any property on the London Edwardian terraced flat I am intending to buy?

A.

If purchasing and applying for a mortgage the mortgage lender will expect a solicitor to get at least these searches - Local Authority (personal or official), Drainage Search and Environment Search and perhaps less common searches for example SIM Search.

 
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