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Conveyancing in Stansted Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 16/04/18

Stansted attractions

Hatfield Forest National Trust , Stansted Mt Essex Windmill, Stansted Mountfitchet St Mary the Virgin Churches Conservation Trust and Chickney St Mary Churches Conservation Trustare all around Stansted.

The closest station to Stansted is Elsenham, around 3 miles away and Stansted Airport is 0 miles from Stansted. Cambridge City Airport is 23 miles and away.

Commuters are well served with Stansted situated with very good major road access nearby at within 3m of Junction 8 Northbound of the M11.

The most convenient hospital to Stansted is Herts & Essex Bishops Stortford.

Q.

What will the overall charge be on the sale of a £529k home? We need to find an affordable conveyancing estimate.

A.

This catches out many buyers, and can leave them paying far more in conveyancing fees than they budgeted. Many firms claim to offer 'the cheapest conveyancing'. Unfortunately additional fees may increase the final invoice. Any extra costs should be reasonable and clear. Get a quote using the Homeward Legal quote calculator for the property you are buying.

Q.

Virgin Money is going to be our mortgage lender, is there anything we need to consider?

A.

Purchasers should know that some lenders have decreased the number of firms on their approved panel. This can mean higher conveyancing costs for buyers. Homeward Legal will act for the majority of lenders, ensuring that an additional chosen solicitor will not be required to act for your lender.

Q.

An unpredictable event dictate that we must to hurry up and exchange on the legal work on our apartment very quickly, do Homeward Legal have any fast Stansted conveyancing solicitors ?

A.

Too many property conveyancing lawyers can be too procrastinating which can add large amounts of uncertainty to the home selling process. We only work with property lawyers that try to communicate from the beginning to the end of the property chain .

Furthermore our lawyers are selected because they all use premier conveyancing management and information technology systems to exchange on the property sale quickly.

Q.

What will the council tax cost for a buy to let Band an apartment in Stansted?

A.

Your property's respective band should usually be identified as part of the conveyancing report on title, and by the governing local authority. The correct rates for Stansted are published online at the Uttlesford local authority site. At the time of authoring, 29 December 2012, the different rates are:

  • Band A - £1,004.00
  • Band B - £1,171.00
  • Band C - £1,338.00
  • Band D - £1,505.00
  • Band E - £1,840.00
  • Band F - £2,175.00
  • Band G - £2,509.00
  • Band H - £3,011.00

Q.

We plan to purchase a house in the parish of Theydon Garnon. Is a chancel search necessary?

A.

The conveyancing solicitor might recommend a chancel search, whichever parish where the home being bought is found. Chancel repair has the potential to be imposed on the current owners of a home where Parochial Church Councils may have spared previous owners or tenants, so indemnity insurance may be advisable even if liability is unlikely.

Q.

Which of the mortgage lender panels in Stansted are your solicitors on?

A.

The Homeward Legal partnership have worked with the majority of lenders serving Stansted homebuyers. Stansted lenders and mortgage specialists include Alliance, 24 Hailes Wood, Elsenham, Bishop's Stortford, CM22 6DQ. Your solicitor will be able to deal with the particular enquiries and searches your lender requires.

Q.

Handling the legal work without the support of a solicitor in Stansted is becoming possible as a buyer and seller of a flat , however would it actually be a false economy ?

A.

Theoretically speaking there is no reason why you cannot conduct conveyancing without assistance. The truth is however that a solicitor in Stansted juggles a large number of actions including chasing lender for comments on issues raised and dealing with requisition on os1 most of which require a qualified professional.

Q.

Would you state looking into how to avoid paying out for HMRC stamp duty?

A.

We do not recommend home buyers get involved with any form of stamp duty scheme. These schemes are highly expensive and , if the scheme fails, you may be charged a penalty of up to 100% of the stamp duty amount owed. There have been several official schemes, such as disadvantaged area relief, and your solicitor will advise if these may apply.