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Conveyancing in Stanwick Q & A's

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By

Ask Clarisa a question hl@syntarsus.co.uk

Updated: 19/07/17

Stanwick's nearest airport is Turweston Aerodrome Airport (31 miles). Wellingborough station is approximately 5 miles from Stanwick.

Rushden is the nearest hospital to Stanwick.

Q.

How do we get a cheap solicitor in Stanwick to sell a property?

A.

Both high-street and online solicitors claim to offer 'the cheapest conveyancing'. However extra charges can increase the solicitor's invoice. The conveyancing quote should also state any disbursements.Get a quote using the Homeward Legal quote calculator for the property you are selling.

Q.

We are on a limited budget. Will doing the conveyancing on a DIY basis without the help of a conveyancer in Stanwick save any cash?

A.

Theoretically there are no reasons why you shouldn't undertake the legal work yourself. However, a lawyer is familiar with a significant number of jobs including chasing lender for comments on issues raised or verifying identities of transacting parties many of which require a qualified solicitor. AT any rate firms and their solicitors must have cover to protect you in the event of any errors.

Q.

Which lenders in Stanwick do you work with?

A.

Of lenders with offices in or near Stanwick, we with all the major companies. Local mortgage lenders and brokers include Money Matters, 17 Littlewood St, Rothwell, Kettering, NN14 6DU, Mortgage Shop, 7 Sheep St, Wellingborough, NN8 1BL, and Countrywide Mortgage Services, Duncan Cl, Moulton Park Industrial Estate, Northampton, NN3 6WL.

Q.

For our mortgage lender, we have chosen Topaz Finance, what do we need to know?

Buyers should consider that a small number of lenders have limited the firms who can act for them. This can mean higher legal costs for purchasers. Homeward Legal, though, are able to act for many lenders so that the buyer will not have to pay the lender's legal fees.

Q.

I am purchasing a church rectory in Litchborough. Will a chancel search be required?

A.

The property lawyer is likely to recommend that a chancel search is ordered, whichever parish where the house being bought is found. Through some Parochial Church Councils (PCCs) have opted to charge chancel repairs on the current owners, a solicitor cannot state with certainty that a parish where repair costs have not been paid before will continue to be free from liability, so it can be difficult to use this as a guide.

Q.

Should I get a building surveyor to investigate this home purchase?

A.

It is highly recommended that most purchasers book a RICS survey if purchasing in Stanwick. Buyers should be aware that there are a range of problems that have a negative impact on a property, for example cavity wall tie failure.

Q.

Do you need a chancel search? We are purchasing a home next to parsonage land in Stanwick.

A.

Chancel liability repair costs can run into £100,000s, which owners of affected property will be compelled to pay on demand to the Stanwick Church council. As a result of the Land Registration Act 2002, interest over any affected land must be registered by October 2013. This will make it easier to identify affected property through a chancel search. Ecclesiastical properties in the local area include St Laurence.

Q.

How much is the council tax on a Sixties detached Band F building in Stanwick?

A.

You will be given detail on your new house's council tax band in the title report.

The correct rates for Stanwick are tabled on the East Northamptonshire council site. On, 17 October 2012, band rates are:

  • Band A - £945.00
  • Band B - £1,103.00
  • Band C - £1,260.00
  • Band D - £1,418.00
  • Band E - £1,733.00
  • Band F - £2,048.00
  • Band G - £2,363.00
  • Band H - £2,835.00

 
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