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Transfer of Equity in Stoke on Trent

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Stoke on Trent

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Stoke on Trent clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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Conveyancing in Stoke on Trent Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 09/12/16

As reported in the 2011 census Stoke on Trent has a residential population 644,068 spread over an area of 149,009 hectares giving a population density of 4.3 people per hectare.

Commuters are well catered for with Stoke on Trent situated with good major road access approximately 3m of Junction 6 Southbound of the M6.

The nearest airport to Stoke on Trent is Birmingham Airport (5 miles). Coventry Airport is 17 miles and Wolverhampton Business Airport Airport is 19 miles away and Stoke on Trent's nearest station is Stechford.

Heartlands , Birmingham is the most convenient hospital.

Q.

I need discount conveyancing. What should I check?

A.

Many firms offer supposedly 'the cheapest conveyancing quotes', but additional costs may be added into the terms of engagement. Our quotes clearly state the solicitors' fees for a standard conveyancing transaction.

Q.

How can I find if any of the Stoke on Trent conservation areas are in neglected condition?

A.

An up-to-date directory of the state of repair Stoke on Trents conservation areas is recorded by English Heritage and this information is currently viewable at their site- Trent and Mersey Canal with Stoke is designated as on is designated as Trent is designated as very bad with medium vulnerability and condition improving, Newcastle Street with Middleport is designated as poor with high vulnerability and no significant change, Caldon Canal with Stoke is designated as on is designated as Trent is designated as very bad with medium vulnerability and condition improving. Call 01782 236680 for more information.

Q.

What is the council tax on a Sixties end of terrace Band C home in Stoke on Trent?

A.

You will be give information your house's council tax band as part of the conveyancer's title report.

Council tax charges for Stoke on Trent are tabled online at the Stoke-on-Trent council site. At the time of writing (28 December 2012) the rates are:

  • Band A - £952.00
    >
  • Band B - £1,111.00
  • Band C - £1,270.00
  • Band D - £1,429.00
  • Band E - £1,746.00
  • Band F - £2,064.00
  • Band G - £2,381.00
  • Band H - £2,857.00

Q.

How soon do we need to instruct a conveyancing solicitor?

A.

If you use a solicitor offering a 'no move, no fee' guarantee, instructing as soon as possible is wise, as there are various tasks which may begin straight away. Instructing a firm to handle your Stoke on Trent conveyancing early can reduce the likelihood of the sale or purchase aborting.

Q.

How is stamp duty determined?

A.

Stamp Duty depends on the value of the home. Stamp duty will be £0 on a £75000 property.*

*(Source - www.gov.uk, 17/02/2013)

Q.

We are intending to buy a barn conversion in Chebsey. Will a chancel search be necessary?

A.

Your property solicitor should confirm that a chancel search is ordered, whichever parish in which the house being purchased is located. Chancel repair has the potential to be charged on new owners of a house where Parochial Church Councils (PCCs) have not imposed the same liability on the last owners.

Q.

Conveyancing searches are determined from archived data and given recent flooding for instance the major flooding in 2012 in the Midlands are they the ideal way to verify sufficient information about the Stoke on Trent flood risk area?

A.

Environmental searches carried out by a Stoke on Trent conveyancing solicitor will also include a far more thorough Landmark flood search if the risk warrants it.

If you remain still concerned make enquiries with a neighbour or local resident.

Q.

Can we check that the house we are buying is in a conservation area?

A.

With nine thousand conservation areas across the country, the neighbourhoods around Stoke on Trent will include several areas of historic or architectural significance recorded as protected. Trent and Mersey Canal StokeNewcastle Street Middleport and Caldon Canal Stoke are among the conservation areas in Stoke on Trent. Your conveyancing solicitor will be able to offer more information and discuss the relevant responsibilities.

 
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