By Frances Traynor
19th October 2017
"Working together is vital for an easier property transaction."
Are you planning on buying, selling or remortgaging a property? Then you should instruct a conveyancing solicitor to complete the legal work.
The property lawyers on Homeward Legal's panel have years of conveyancing experience in Surrey and across the Southeast of Britain. Our swift and pragmatic approach means we often complete the transaction in the shortest possible time.
Our conveyancing solicitors carry out all the legal work for your home move for a fixed fee.
If your Surrey house move does not complete you will not be charged any solicitors fees.
With their area conveyancing expertise, our CQS solicitors will guide you through the legal process.
No additional fees whatsoever.
By road: Surrey is served by the M3, M23, M25, A3, A23, A24, A25, A31, A217, A232, A240 and A286. By rail: Representative train stations in Surrey are Cobham and Stoke d’Abernon, Dorking, East Grinstead, Epsom, Farnham, Guildford, Reigate, Staines, Sutton and Woking. By air: Using Guildford as a representative Surrey town, there are nine accessible airports from Surrey with approximate distances in miles: TAG London Farnborough Airport (15), London Heathrow Airport (22), London Heliport (28), London Gatwick Airport (34), Northolt Jet Centre (35), Brighton Airport (37), London Biggin Hill Airport (39), and Elstree Aerodrome and Wycombe Air Park (both 41 miles).
Hospitals (selection): Royal Surrey County, Egerton Road, Guildford, GU2 7XX Woking Community, Heathside, Woking, GU22 7HS Farnham, Hale Road, Farnham, GU9 9QL Dorking Community, Horsham Road, Dorking, RH4 2AA St. Helier, Wrythe Lane, Sutton, Carshalton, SM5 1AA Queen Victoria, Holtye Road, East Grinstead, RH19 3DZ Epsom, Dorking Road, Epsom, KT18 7EG East Surrey, Canada Avenue, Redhill, RH1 5RH Ashford, London Road, Stanwell, Ashford, TW15 3AA Conham Day Surgery, 168 Portsmouth Road, Cobham, KT11 1HT
Council: Surrey County Council (www.surreycc.gov.uk).
Attractions: RHS Garden Wisley, Virginia Water Lake, Runnymede, Devil’s Punch Bowl, Hatchlands Park, Brooklands Museum, British Wildlife Centre, Thorpe Park, Oakhurst Cottage, Winkworth Arboretum, and Guildford Cathedral and Castle.Q.
In the vast majority of cases, the sooner you appoint a solicitor the better. Prompt instruction of a conveyancing firm to act for you on your Surrey transaction can reduce any chance of your sale or purchase aborting. Try Homeward Legal’s quote calculator, or call our team of experts on 0800 038 6699 to obtain your fixed-fee quote matched with our ‘No Move, No Fee’ guarantee.Q.
Stamp duty avoidance schemes are very risky and uneconomic. Homeward Legal therefore strongly advises that you don’t get involved with any of them. If the scheme fails, you could be liable for a financial penalty of up to 100% of the stamp duty, plus the amount of the outstanding duty, which could run into thousands of pounds. The government occasionally runs legitimate schemes to assist home-buyers (such as relief for first-time purchasers). Your solicitor will be able to tell you if any such schemes are in operation, and, if so, whether you are eligible.Q.
It is very tempting to appoint all the firms and people involved in your move early on in the process. While appointing a solicitor early is key to a smooth and swift transaction, the opposite is largely true with removals firms. Because your move date is not fixed until the exchange of contracts, to pencil in a date for removals prior to that is risky, since they may charge you a rearrangement fee.Q.
The cost of conveyancing searches varies significantly. For example, they might be subject to the types of searches your lender requires, if you are obtaining a mortgage to assist with your purchase. Searches are disbursements and, as such, will be charged at cost.Q.
The length of time needed to transfer a home is not wholly predictable. The duration is based on a number of factors, such as whether the property being bought or sold is leasehold, as well as any reluctance along the chain to respond to questions quickly. Our solicitors at Homeward Legal work hard to ensure every client receives a fast and efficient service. Give our experts a call on 0800 038 6699 to find out more and to receive your fixed-fee conveyancing quote.
Environmental searches handled by a solicitor in Surrey should also include a more specialist flood search, if the initial findings highlight a significant flood-risk. If you are still apprehensive, you could try calling on a future neighbour to understand the history of any flooding in the area.Q.
Comparing conveyancing quotes is often challenging, given the various definitions different firms use to describe the same thing. This cost is a fee and not a disbursement. As such, it should be included in a conveyancing quote and not be charged as an extra cost. Homeward Legal’s quotes make the distinction clear between fees and disbursements (charges by third parties passed on to you at cost), so you know what you are paying. Call our team on 0800 038 6699 for a fixed-fee quote, where you’ll be able to see the fees and disbursements laid out.Q.
At Homeward Legal, we suggest that Surrey buyers book a home-surveyor. There can be a range of defects that can negatively affect a building, which will not be addressed during a property valuation, such as failed double-glazing or cracked roof tiles.Q.
Comparing conveyancing quotes is often challenging, given the various definitions different firms use to describe the same thing. This cost is a fee not a disbursement. It should be included in a conveyancing quote.Q.
Stamp duty must be paid on purchases sold for more than 125,000 pounds. Homeward Legal do not advise property buyers get involved with any form of stamp duty mitigation. Such schemes are highly expensive and can be very unlikely to succeed.Q.
Buyers in Surrey should be aware of numerous local conservation areas. Brooklands, Ewell Village and Epsom Town Centre are among the conservation areas in Surrey. Living in a conservation area can mean preservation of an area's historic charm, but the restrictions can result in the buyer inheriting liability of unauthorised changes. A lawyer will discuss the relevant responsibilities you would be taking on by purchasing in a conservation area.Q.
When you are getting a mortgage the mortgage lender expects a solicitor to get at least the following Local Authority Search, Drainage Search and Environment Search and, depending on certain criteria, less common searches such as Bankruptcy Search (K16).Q.
When arranging a mortgage to purchase a property, the lender will require legal work to be carried out. Some lenders have opted to reduce the size of their 'solicitor panel'. For property purchasers, this can result in significantly increased conveyancing costs. Homeward Legal are able to act for the majority of CML-approved lenders, keeping buyers' legal costs to a minimum.Q.
Contacting a proactive and experienced conveyancing solicitor is the key to a fast transaction. Furthermore, there are numerous things you as the buyer can also do, including, organising your finances, including arranging a mortgage, promptly answering your conveyancing solicitor's questions (by email if possible) and calling or emailing your conveyancing solicitor, and chase them if you suspect any delays.Q.
A lawyer applies for official property environmental searches that will include Surrey historical flood risk information.