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Transfer of Equity in Swanley

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Swanley

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Swanley clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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The Conveyancing
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Conveyancing in Swanley Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 20/01/17

Local points of interest in Swanley

Eynsford Eagle Heights Birds of Prey Centre and Lullingstone Roman Villa English Heritage are near to Swanley.

Swanley's nearest train station is Swanley. The closest airport to Swanley is London Biggin Hill Airport. London City Airport is 10 miles, London Heliport Airport is 17 miles, Gatwick South Terminal Airport is 22 miles, Gatwick North Terminal Airport is 23 miles, Rochester Airport is 15 miles and away.

Swanley is close at under 1 mile off the M20 junction entry 1 Westbound.

Chelsfield Park is a nearby hospital.

Q.

I need to find a lawyer that offers cheap conveyancing. What do we need to consider?

A.

Many property lawyers promote cheap conveyancing. Unfortunately additional fees can pad the final bill. Extra costs found in the solicitor's terms should be reasonable and clear. We provide quotes, not estimates, and clearly state the fees for a standard conveyancing.

Q.

I am intending to buy a barn conversion in Smarden. Is a chancel search appropriate?

A.

Your property lawyer is likely to recommend that a chancel search be ordered, irrespective of the parish in which the home being purchased is found. In older areas of Swanley, chancel repair may be apportioned on the owners of a home where Parochial Church Councils (PCCs) may have not done so in the past. Even if liability is unlikely, indemnity insurance is a sensible precaution.

Q.

How much is the council tax on a period semi-detached Band G house in Swanley?

A.

You should be give detail the houses band within the conveyancer's title report. Correct rates for residents of Swanley are set out in detail at the Dartford council site. Currently (13 November 2012) rates are as follows:

  • Band A - £963.00
    >
  • Band B - £1,124.00
  • Band C - £1,284.00
  • Band D - £1,445.00
  • Band E - £1,766.00
  • Band F - £2,087.00
  • Band G - £2,408.00
  • Band H - £2,890.00

Q.

I have a reasonable understanding of DIY conveyancing as a buyer and seller of a house , Might it be a good economy to carry out the legal work on my own?

A.

Hypothetically there are no arguments at all why a home buyer should not take care of he your own conveyancing unaided. That said, a property solicitor juggles a large array of tasks e.g. interpreting protocol forms and ensuring listed building alterations are compliant some of which really need a qualified solicitor.

Q.

How many weeks does we account for the conveyancing process generally take?

A.

Generally speaking, the time needed to buy or sell a home varies, dependent on a range of aspects. We work hard to ensure every purchase is undertaken as quickly as possible.

Q.

For our lender, we have chosen Metro Bank, what do we need to be aware of?

A.

In some cases, lenders have reduced the number of firms on their approved panel. For home buyers, this can result in significantly increased conveyancing costs. We are able to act for most mortgage lenders.

Q.

The house being purchased is on a brownfield land. Is the soil potentially contaminated by waste minerals like titanium (Ti)?

A.

There are legislative rules in place to control soil contamination. Environment search results will factor contaminants, including metals and others such as groundwater contamination and food-processing waste.

Q.

Which local authority is responsible for Swanley?

A.

Swanley is located in Sevenoaks District Council, Council Offices, Argyle Road, Sevenoaks, Kent, TN13 1HG, phone: 01732 227 000

 
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