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Conveyancing in Swanley Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 24/07/17

Local points of interest in Swanley

Eynsford Eagle Heights Birds of Prey Centre and Lullingstone Roman Villa English Heritage are near to Swanley.

Swanley's nearest train station is Swanley. The closest airport to Swanley is London Biggin Hill Airport. London City Airport is 10 miles, London Heliport Airport is 17 miles, Gatwick South Terminal Airport is 22 miles, Gatwick North Terminal Airport is 23 miles, Rochester Airport is 15 miles and away.

Swanley is close at under 1 mile off the M20 junction entry 1 Westbound.

Chelsfield Park is a nearby hospital.

Q.

I need to find a lawyer that offers cheap conveyancing. What do we need to consider?

A.

Many property lawyers promote cheap conveyancing. Unfortunately additional fees can pad the final bill. Extra costs found in the solicitor's terms should be reasonable and clear. We provide quotes, not estimates, and clearly state the fees for a standard conveyancing.

Q.

For our lender, we have chosen Metro Bank, what do we need to be aware of?

A.

In some cases, lenders have reduced the number of firms on their approved panel. For home buyers, this can result in significantly increased conveyancing costs. We are able to act for most mortgage lenders.

Q.

My partner and I are planning to buy in Swanley, and need to know if there are any conservation areas.

A.

Areas deemed to be of special architectural or historic interest, such as historic transport links, will be designated as areas of conservation. Your solicitor will be able to offer more information and address the consequences of purchasing property in a conservation area.

Q.

Having heard about the serious flooding in the UK in April 2012 we are wondering whether environmental searches won't be sufficient?

A.

Environmental searches conducted by a Swanley conveyancing solicitor will include a far more specialist search (Landmark) if the risk is deemed significant.

If you are still concerned you might make enquiries with a neighbour of the property or nearby Kent flood damage builder, such as: Crossfield, Unit 11 Park Rd Ind Est/Park Rd, Swanley, BR8 8AH Tel: 01322 662277.

Q.

We need to complete this £472,000 house purchase as soon as possible, how can we aim for a fast conveyancing process?

A.

As is often argued, fast conveyancing is crucial to instruct a proactive and experienced conveyancer. There are a range of things you as the purchaser can also do to accelerate the legal work, including, promptly answering your conveyancer's questions (by email if possible), organising your finances, including arranging a mortgage and calling or emailing the conveyancer, and chase them if you suspect any delays.

Q.

How much is the council tax on a period semi-detached Band G house in Swanley?

A.

You should be give detail the houses band within the conveyancer's title report. Correct rates for residents of Swanley are set out in detail at the Dartford council site. Currently (13 November 2012) rates are as follows:

  • Band A - £963.00
  • Band B - £1,124.00
  • Band C - £1,284.00
  • Band D - £1,445.00
  • Band E - £1,766.00
  • Band F - £2,087.00
  • Band G - £2,408.00
  • Band H - £2,890.00

Q.

What will the Swanley property solicitor do if the building we am buying is situated in a local authority conservation area and has inappropriate removal of chimney stacks added?

A.

A property lawyer will determine if your proposed purchase is affected by a conservation area, and if so whether any alterations have the essential permissions from the Dartford authority.

Q.

Do you recommend that I get searches for chancel liability? We are buying a flat conversion next to a church in Swanley.

A.

Where land in Swanley was once owned by a lay-rector, new owners of that property may be obliged to cover the cost of maintenance of nearby church property. Following a change in the law, interest over any affected land in Swanley must be registered by October 2013. This will make it easier to identify affected property through a chancel search. Swanley ecclesiastical properties include St Mary and St Paul.

 
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