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Conveyancing in Swinton Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 15/01/18

Swinton's nearest airport is Eccles, Barton Aerodrome Airport (3 miles). Liverpool John Lennon Airport is 25 miles, Manchester Terminals 1 & 3 Airport is 11 miles s, Manchester Terminal 2 Airport is 11 miles and Eccles Airport is 4 miles away and the nearest train station to Swinton is Moorside, around 1 mile away.

Swinton is about a mile off the M60 junction entry 15 Westbound.

Royal Manchester Childrens is a nearby hospital for Swinton.

Q.

We are looking for the cheapest conveyancing quote. What should be watch out for?

A.

Many conveyancers offer supposedly cheap conveyancing, however extra costs will be included in the solicitor's terms of engagement. This small print is often not read by buyers in a hurry. Any fees listed in terms of engagement should be fair. We offer quotes, not estimates, and clearly state all legal fees you pay for a standard conveyancing transaction.

Q.

I have been reading about the conveyancing process when selling a flat. Is it imprudent to enact the conveyancing myself on my own?

A.

It is certainly possible to look after the conveyancing on your own.

However, a solicitor juggles a huge number of tasks e.g. applying for office copies of lease and other land reg docs and registering the new title owner most of which need a qualified solicitor. In any event however, legal firms need to take out acceptable cover to insulate you in the event of any failures.

Q.

What causes purchase conveyancing legal work to go on for so long?

A.

The conveyancing process could be exposed to significant delays even in the best of circumstances. Some reasons are out of the solicitor's control. Homeward Legal know how stressful these delays can be and endeavour to diminish their consequences wherever a difference can be made. Common delays may include waiting for responses from third parties.

Q.

Does my assigned Swinton property solicitor report back to me about the amount to be paid of the council tax on a Band E apartment prior to completion?

A.

A conveyancer will speak to the appropriate council to find out the latest council tax charges which will be included in the conveyancer's title report. The latest council tax charges for properties in Swinton are tabled at the Salford local authority website. Currently, 05 September 2012, band rates are:

  • Band A - £1,016.00
  • Band B - £1,185.00
  • Band C - £1,354.00
  • Band D - £1,523.00
  • Band E - £1,862.00
  • Band F - £2,200.00
  • Band G - £2,539.00
  • Band H - £3,047.00

Q.

Is it a sensible idea to defer paying stamp duty to the Revenue?

A.

Stamp duty scheme must be treated with caution. These schemes are expensive and , if a scheme is challenged, you can be fined up to 100% of the amount owed, in additional to the tax itself. There have been a range of legal initiatives, such as relief for buyers in 'disadvantaged areas'.

Q.

Of large Swinton lenders, who is on your panel?

A.

Of lenders with local branches around Swinton, Homeward Legal alongside most. Swinton lenders and mortgage specialists include Manchester Independant Mortgages Ltd, 9 Barton Rd, Worsley, Manchester, M28 2PD.

Q.

Are searches fees or disbursements?

A.

Some conveyancers attempt to pass off fees which should be included as disbursements. It may not be clear whether a cost is a disbursement or not, and whether it should be included. These costs are disbursements not fees, and is passed on at cost.

Q.

Which elements are important to organise a fast completion?

A.

Importantly, finding a proactive and experienced property lawyer is the key to moving faster. When finding a suitable a property lawyer, consider these questions: Do they work on a 'no sale, no fee' basis? Was there a delay delivering a quote? What methods of communication do they use? Posting documents can adds days of waiting to a purchase.