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Conveyancing in Swinton Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 18/04/18

Swinton's nearest airport is Eccles, Barton Aerodrome Airport (3 miles). Liverpool John Lennon Airport is 25 miles, Manchester Terminals 1 & 3 Airport is 11 miles s, Manchester Terminal 2 Airport is 11 miles and Eccles Airport is 4 miles away and the nearest train station to Swinton is Moorside, around 1 mile away.

Swinton is about a mile off the M60 junction entry 15 Westbound.

Royal Manchester Childrens is a nearby hospital for Swinton.

Q.

We are looking for the cheapest conveyancing quote. What should be watch out for?

A.

Many conveyancers offer supposedly cheap conveyancing, however extra costs will be included in the solicitor's terms of engagement. This small print is often not read by buyers in a hurry. Any fees listed in terms of engagement should be fair. We offer quotes, not estimates, and clearly state all legal fees you pay for a standard conveyancing transaction.

Q.

In the next few we are going to be moving from our period house on the outskirts of Swinton into our next property in Stretford when to book a house removal firm?

A.

We would usually recommend that house movers put off booking a removals company until such time as exchange of contracts has been notified as a move date wont have been agreed. Try Gng Removals Gngremovals.Com, 43/43/Poplar Road, Swinton, Manchester, M27 0HL Tel: 07595 958607 or Nice Van Guy, 119 Ellesmere St, Swinton, Manchester, M27 0JN Call: 07732 869931.

Q.

I have been reading about the conveyancing process when selling a flat. Is it imprudent to enact the conveyancing myself on my own?

A.

It is certainly possible to look after the conveyancing on your own.

However, a solicitor juggles a huge number of tasks e.g. applying for office copies of lease and other land reg docs and registering the new title owner most of which need a qualified solicitor. In any event however, legal firms need to take out acceptable cover to insulate you in the event of any failures.

Q.

Of large Swinton lenders, who is on your panel?

A.

Of lenders with local branches around Swinton, Homeward Legal alongside most. Swinton lenders and mortgage specialists include Manchester Independant Mortgages Ltd, 9 Barton Rd, Worsley, Manchester, M28 2PD.

Q.

Is it a sensible idea to defer paying stamp duty to the Revenue?

A.

Stamp duty scheme must be treated with caution. These schemes are expensive and , if a scheme is challenged, you can be fined up to 100% of the amount owed, in additional to the tax itself. There have been a range of legal initiatives, such as relief for buyers in 'disadvantaged areas'.

Q.

Does my assigned Swinton property solicitor report back to me about the amount to be paid of the council tax on a Band E apartment prior to completion?

A.

A conveyancer will speak to the appropriate council to find out the latest council tax charges which will be included in the conveyancer's title report. The latest council tax charges for properties in Swinton are tabled at the Salford local authority website. Currently, 05 September 2012, band rates are:

  • Band A - £1,016.00
  • Band B - £1,185.00
  • Band C - £1,354.00
  • Band D - £1,523.00
  • Band E - £1,862.00
  • Band F - £2,200.00
  • Band G - £2,539.00
  • Band H - £3,047.00

Q.

The vendor has unfortunately installed ugly removal of chimney stacks on the property in Swinton which I think may overstep local conservation area rules

A.

Your property solicitor to verify whether your new home is affected by a conservation area, and if so, whether any modifications have necessary permission from the Salford council.

Q.

We are purchasing a chapel in the parish of Swinton. Will a chancel search be required?

A.

Whichever Swinton parish in which you are purchasing, a conveyancing lawyer may suggest a chancel search. Although some parish councils have taken the decision to charge chancel repairs on the current owners of affected property, it cannot be guaranteed that a parish where chancel repair fees have not been paid previously will not automatically be the case for future owners.