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Transfer of Equity in Tipton

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Tipton

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Tipton clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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Conveyancing in Tipton Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 06/12/16

Tipton is nearby at inside 3 miles off the M5 junction entry 2 Northbound.

The nearest train station to Tipton is Tipton, almost a mile away. Tipton's nearest airport is Wolverhampton Business Airport Airport. Birmingham Airport is 16 miles and away.

Guest Dudley is a nearby hospital.

Q.

How do we find affordable conveyancing?

A.

This catches out many property buyers and sellers, and can leave them paying far more in conveyancing fees than they budgeted. Many solicitors purport to offer supposedly cheap conveyancing. Unfortunately extra costs may be added into the solicitor's terms, left unread by preoccupied property buyers and sellers Any disbursements must also be stated on a quote. Our quotes offer a clear statement of your solicitors fees for a standard purchase or sale.

Q.

When should you instruct a conveyancing solicitor?

A.

Whether buying or selling, earlier is preferable, as conveyancing involves a number of tasks which may begin very early in the process. Promptly instructing a conveyancing firm for your Tipton transaction could mitigate the chance of your transaction falling through.

Q.

I am selling in Tipton, and have had a conveyancing quote from you. May there be any extra costs?

A.

No. Homeward Legal never charge any hidden fees for your standard conveyancing. Know that some conveyancers give 'quotes' which are in fact estimates, meaning that your final bill could be much higher.

Q.

My wife and I are buying in Tipton. Can I find out whether the property is in a conservation area?

Areas deemed to be of architectural merit, such as country house estates, will be recognised as conservation areas. Conservation areas in Tipton include Factory Locks. A solicitor will discuss the relevant responsibilities you would be taking on by purchasing in a conservation area and be able to advise further for conservation areas in Tipton.

Q.

When you are buying a Tipton property near an ecclesiastical parish, do you need a chancel search?

A.

In Tipton, some owners can be required to pay for maintenance of older church buildings. Several sources are used to determine liability in Tipton, including maps of Tipton's parish boundaries. Tipton ecclesiastical properties include S.John the Evangelist, S.Martin and S.Paul and St Matthew.

Q.

What is the council tax on a Fifties semi-detached home in Tipton?

A.

Frequently a conveyancing report on title will contain the appropriate Dudley council tax band. Council tax rates for Tipton are tabled at the Dudley council website. Currently, 17/12/2012, rates are as follows:

  • Band A - £848.00
  • Band B - £990.00
  • Band C - £1,131.00
  • Band D - £1,273.00
  • Band E - £1,555.00
  • Band F - £1,838.00
  • Band G - £2,121.00
  • Band H - £2,545.00

Q.

Regarding the serious flooding in 2012 in the Midlands I am thinking that environmental searches may not be sufficient?

A.

Property conveyancing searches handled by a Tipton property lawyer should also include the more thorough search (Landmark) if the risk is deemed significant.

You might be able to get in touch with a local resident to get added information.

Q.

Ahli United Bank is going to be our mortgage lender - what will we need to be aware of?

A.

Over the last two years, some lenders have reduced their 'solicitor panel'. This can mean higher conveyancing costs for house purchasers. Homeward Legal, however, will act for all major lenders so that the buyer will not have to pay an additional fee for your lender's solicitor.

 
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