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Conveyancing in Tiptree Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 16/10/17

Tiptree's closest airport is Clacton, West Rd Airport (17 miles). London Airport is 17 miles, Clacton Airport is 17 miles, Elmsett Airport is 21 mile and Stansted Airport is 22 miles away. The nearest train station to Tiptree is Kelvedon.

St Peters Maldon is a nearby hospital to Tiptree.

Q.

How do we get the best conveyancing rates in Tiptree for a 519,000 house?

A.

Many online and high street conveyancers promote theoretically cheap conveyancing quotes, but extra costs are often hiding in small print which homeowners may have not read carefully The Homeward Legal quote calculator will confirm the solicitors' fees, based on the property you are buying.

Q.

Do you work with many lenders with Tiptree branches?

A.

Homeward Legal can work with all the major lenders assisting Tiptree homebuyers. Tiptree lenders and mortgage specialists include Positive Solutions, 1 Borehamgate/King St, Sudbury, CO10 2EG, Mortgages Direct, 145 High St, Colchester, CO1 1PG, and MM Mortgages, Po Box 10268, Colchester, CO1 9HP.

Q.

What is the council tax on a Thirties semi-detached Band F property in Tiptree?

A.

Your council tax band will almost always be set out as part of the report on title, and by the governing local authority. The latest council tax charges for Tiptree are published on the Colchester council site. At the time of writing on 03 September 2012 the rates are:

  • Band A - £989.00
  • Band B - £1,153.00
  • Band C - £1,318.00
  • Band D - £1,483.00
  • Band E - £1,813.00
  • Band F - £2,142.00
  • Band G - £2,472.00
  • Band H - £2,966.00

Q.

Will it be necessary to get a chancel search if I am intending to purchase in the parish of Theydon Bois, near Tiptree?

A.

Whether you are buying a residence in Tiptree or elsewhere in the county, the property lawyer should confirm that a chancel search is taken out. Chancel repair has the potential to be charged on the owners of a residence where Parochial Church Councils may have not done so in the past. It is not safe to rely on the historical behaviour of the parish council alone as a guide.

Q.

Should we get a survey?

A.

The Royal Institution of Chartered Surveyors recommend that all purchasers in Tiptree arrange a home surveyor to undertake a survey. Many defects can negatively affect a property. These include ground movement, and these will not be addressed by your conveyancing solicitor.

Q.

Does my Tiptree solicitor get any property on the Essex period semi-detached house I am buying?

A.

The regular legal protocol will be to obtain Local Authority (personal or official), Drainage and Water Search (CON29DW) and Environmental and, depending on certain criteria, specific searches for example Official Search of Part with Priority (OS2).

Q.

When we are purchasing by parsonage grounds in Tiptree, will I need to get a chancel liability search?

A.

Property owners in Tiptree may be subject to chancel repair liability. Parochial Church Councils in Tiptree must register their interest over property by October 2013, simplifying the chancel search process. A solicitor will be able to advise as to whether a chancel search is necessary, and recommend suitable insurance. Tiptree churches where a chancel search may be appropriate include St Luke.

Q.

In respect to the extensive flooding in the UK in April 2012 we are concerned that environmental searches won't be thorough enough?

A.

A competent Tiptree conveyancing solicitor will suggest that you also get property environmental searches from Landmark if the standard conveyancing searches spots a Tiptree flooding risk.

Sometimes property buyers to also contact a close neighbour for some extra peace of mind.