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Conveyancing in Wapping Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 15/04/18

Wapping attractions

George Inn National Trust , Trinity Buoy Wharf Lighthouse, Tate Modern Art Gallery and Temple Middle Temple Hall Historic Building are near to Wapping.

Drivers are well catered for with Wapping enjoying good road access inside 3m of the A102M.

The nearest station to Wapping is Fenchurch Street and London City Airport is 5 miles from Wapping. Heathrow Terminals 1 2 3 Airport is 17 miles, London Heliport Airport is 6 miles, Heathrow Terminal 5 Airport is 19 miles, Gatwick South Terminal Airport is 25 miles, Gatwick North Terminal Airport is 25 miles, Heathrow Terminal 4 Airport is 17 miles, Northolt Jet Centre Airport is 15 miles, Elstree Airport is 15 miles and London Biggin Hill Airport is 13 miles away.

The neighbouring hospital for Wapping is London Bridge.

Q.

How do I find the best rates for conveyancing for a £556,000 property?

A.

Many buyers seeking discount conveyancing are caught out by the lure of very low conveyancing rates, and many solicitors offer theoretically cheap conveyancing, but extra charges are frequently hidden in the terms and conditions. A quote should, in addition, define any disbursements to be paid.Our quotes offer a clear statement of your solicitors fees for a standard purchase or sale.

Q.

The estate agent we are using in North Kensington has suggested the firm of solicitors. Is it risky to instruct this firm?

A.

It is commonplace for estate agents to recommend a conveyancing solicitor, however, these referrals should be considered carefully, as it may be the case that the agent recommends the firm which pays to the largest referral fee, not the best value for you.

Q.

Is it risky to circumvent paying for stamp duty in Wapping?

Stamp duty mitigation scheme is not recommended for purchases in Wapping, because these schemes are expensive and HMRC may challenge a scheme up to six years later.

Q.

Of main Wapping mortgage lenders, which firms are on your panel?

A.

Most lenders in Wapping are on our panels. Lenders and mortgage specialists in Wapping include Arnold Read Financial Assocciates, 10 Woodfield Cl, Willingham St. Mary, Beccles, NR34 8PB, and Rose Gary, Unit 4 Old Bank House/The St, Acle, Norwich, NR13 3DY. Your solicitor should be able to address any specific requests your lender may have.

Q.

Should you get searches for chancel liability? I am purchasing in Wapping.

A.

The result of a landmark case in 2003 reaffirmed that 'lay rectors' of property must contribute towards the cost of church repairs. Insurance may be available to protect a buyer should a Wapping Parochial Church Council enforce liability.

Q.

What does 'fixtures and fittings' relate to?

A.

In the main, there is no legal definition of fixtures and fittings. The buyers' and sellers' understanding of what will be included in the sale may vary considerably; this can make the completion of a fixtures and fitting form necessary.

Q.

We are worried about council tax amounts on a Fifties semi-detached home in Wapping, how much are they?

A.

Typically the conveyancer's title report should cover the appropriate Tower Hamlets council tax band. The correct rates for homes in Wapping are set out in detail online at the Tower Hamlets council website. At the time of authoring, 06/08/2012, band rates are:

  • Band A - £795.00
  • Band B - £927.00
  • Band C - £1,060.00
  • Band D - £1,192.00
  • Band E - £1,457.00
  • Band F - £1,722.00
  • Band G - £1,987.00
  • Band H - £2,384.00

Q.

How do I protect against getting gazumped?

A.

The custom of rejecting an offer which has been accepted when a better offer is made by a second buyer is known as gazumping. Though gazumping is uncommon when property prices are falling, there is still a risk. You should instruct a proactive solicitor as soon as you can to reduce the chance of your transaction being gazumped.