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Transfer of Equity in West Malling

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

Get an instant quote for a transfer of equity in West Malling.

Remortgage Solicitors West Malling

Homeward Legal's panel of solicitors carry out remortgage conveyancing for West Malling clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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Conveyancing in West Malling Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 16/01/17

West Malling station is almost a mile from West Malling. West Malling's nearest airport is Rochester, Maidstone Rd Airport (6 miles). London City Airport is 22 miles, London Airport is 23 miles, Rochester Airport is 6 miles and London Biggin Hill Airport is 17 miles away.

Commuters are well catered for with West Malling being well placed with good road access of Junction 4 Westbound of the M20.

Preston Hall Aylesford is the nearest hospital for West Malling.

Q.

What are the best rates for conveyancing for a £384,000 house?

A.

The lack of clarity surrounding this point catches out many homeowners, and can leave them paying far more in fees than they budgeted. Many solicitors claim to offer 'the cheapest conveyancing quotes', but extra costs are often hiding in the small print. Charges should be reasonable. We provide quotes, not estimates, and clearly state the fees for a standard conveyancing.

Q.

Which local authority is responsible for West Malling?

A.

West Malling is located in Tunbridge Wells Borough Council, Town Hall, Civic Way, Royal Tunbridge Wells, Kent, TN1 1RS, Tel: 01892 526 121

Q.

What actual property should a conveyancing solicitor in West Malling conduct when acting on a West Malling flat?

A.

The conventional conveyancing protocol will be to get Local Authority (personal or official), Drainage and Water Search (CON29DW), Environmental and Coal Mining Search as well as any less common searches for example Commons Registration Search.

Q.

I have read about the fact that 2 8m people are at risk from surface flooding I am concerned that environmental searches may not be exacting enough?

A.

The property lawyer in West Malling should always apply for specialist environmental searches (Landmark database search) if the first searches spots a West Malling flood risk.

Why not also speak to a neighbour of the property to gain additional confidence.

Q.

Do you advise looking into how to hold off paying stamp duty?

A.

Stamp Duty Land Tax is usually due for property sold for more than 125,000 pounds. Homeward Legal do not recommend any stamp duty reduction. Such schemes are expensive and can be very unlikely to succeed.

Q.

How can I protect against being gazumped?

A.

This occurs when a owner approves an offer, only to reject it in favour of a second buyer's offer. This may happen weeks into a purchase. The will be a risk of getting gazumped in any transaction, because offers are not binding until exchange of contracts. Instructing a proactive solicitor early, and even before acceptance of an offer to handle your transaction should help to reduce the likelihood of gazumping.

Q.

How is stamp duty determined and what amount should we budget for a £532000 property?

A.

SDLT is based on the valuation. It is £21280 on a £532000 residential property in West Malling.

Q.

The internet is full of plenty of online manuals about by passing the solicitor. Do I actually need to spend money on a West Malling property lawyer ?

A.

Conceivably there is no argument why a home buyer cant opt to engage in the conveyancing on your own.

In reality however, a conveyancer in West Malling is in charge of a large number of functions such as chasing missing documents or notifying parties of completion most of which are more safely handled with appropriate a qualified professional. Despite that legal firms are under a duty to carry the correct cover that protects you in the event of any carelessness on the part of the solicitor.

 
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