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Conveyancing in Whitchurch Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 14/04/18

Whitchurch's closest train station is Parson Street. Whitchurch's nearest airport is Bristol Airport (6 miles).

Keynsham is the neighbouring hospital.

Q.

How do we find the cheapest conveyancing solicitors?

A.

Both high-street and online property lawyers promote so-called 'the cheapest conveyancing quotes', however additional costs are frequently hidden in the solicitor's terms, left unregarded by busy homeowners Any extra costs included in the terms should be reasonable and only apply to matters if the conveyancer is required to complete extra work , which could not be anticipated at the start of the process.

Q.

What environmental concerns can contaminate land in Whitchurch. Are these comprehensively investigated?

A.

Land is contaminated by many environmental factors, like coal mining and hazardous substances in the ground. An environmental search will give more detail. Heathgates Landfill Site, Lacon Street, Shropshire, SY13 2EP is one such potential cause of contamination in Whitchurch.

Q.

I am purchasing a house, do we need 'conveyancing searches'?

A.

These searches are queries performed in the interest of the purchaser, which may include a coal mining search. Whitchurch purchasers should know that, these searches refer specifically to the legal aspects of the purchase.

Q.

Do we need a chancel search if we are purchasing in the parish of Minsterworth?

A.

Regardless of the Whitchurch parish you are buying in, the solicitor instructed to handle the transaction is likely to recommend that a chancel search is ordered. In Whitchurch's much older areas, chancel repair dues can be collected on current owners of a property where Parochial Church Councils have not imposed the same liability on the last owners, so the solicitor will be unable to make any guarantees, and will recommend insurance.

Q.

How is stamp duty calculated, and what should we pay on a £679000 residential property?

A.

The Stamp Duty payable is based on several factors, primarily the value of the property. Stamp duty will be £27160 on a £679000 property.*

*This information accurate as of 01/03/2013

Q.

For fast conveyancing to buy a £836,000 property, what do we need to aim for?

A.

Essential to moving faster is to employing a experienced solicitor. There are a range of tasks you could do to get moving sooner, such as, promptly answering your solicitor's questions (by email if possible), keeping in regular contact with the solicitor and confirming your mortgage offer.

Q.

Can you advise how we defer paying stamp duty on a house?

A.

Stamp duty reduction should not be considered when purchasing in Whitchurch. These schemes are highly expensive and the HMRC can review a scheme up to 6 years after a sale is completed meaning that the full stamp duty amount will be payable, with potential fines.

Q.

What will charges for my searches be?

A.

Searches range in cost, subject to the searches your lender requires. The most generally useful searches include a drainage search and an environmental search.