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Transfer of Equity in Whitchurch

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Whitchurch

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Whitchurch clients every week.

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Conveyancing in Whitchurch Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 12/01/17

Whitchurch's closest train station is Parson Street. Whitchurch's nearest airport is Bristol Airport (6 miles).

Keynsham is the neighbouring hospital.

Q.

How do we find the cheapest conveyancing solicitors?

A.

Both high-street and online property lawyers promote so-called 'the cheapest conveyancing quotes', however additional costs are frequently hidden in the solicitor's terms, left unregarded by busy homeowners Any extra costs included in the terms should be reasonable and only apply to matters if the conveyancer is required to complete extra work , which could not be anticipated at the start of the process.

Q.

What amount of time does conveyancing legal work take?

A.

The number of weeks required to transact property is not wholly predictable. This is dependent on a number of considerations. These could include where a party does not quickly respond an enquiry. The national average is 8 to 12 weeks, but we work towards four to six weeks, wherever possible.

Q.

The lender will be Santander, what do I need to know?

A.

Over the last two years, some lenders are now limiting the firms who can act for them. For purchasers, this can result in significantly greater legal costs. We, fortunately, will act for many lenders, keeping buyers' legal costs to a minimum.

Q.

Is it recommended to get a chancel search? We are buying next to church land in Whitchurch.

A.

The result of Aston Cantlow (PCC) v Wallbank in 2003 confirmed that chancel repair liability could be enforced.

Owners who have bought property prior to 2003 may be totally unaware that a liability exists if a chancel search was not carried out. Your conveyancing lawyer will suggest an appropriate indemnity policy to address chancel liability. Whitchurch church properties where a chancel search may be necessary include S.Alkmund, with Creslow St John the Evangelist, St Nicholas and with Creslow St John the Evangelist.

Q.

How many lenders in Whitchurch do you work with?

A.

Most lenders in Whitchurch are on our Whitchurch solicitors' panel. Whitchurch lenders and mortgage specialists include Mortgage Centre, Pensford Hill, Pensford, Bristol, BS39 4JF. The Whitchurch solicitor handling the work for your sale or purchase can state specific lenders' requirements.

Q.

How can the lawyer in Whitchurch advise us on the risk of a flood to properties in Whitchurch?

A.

A conveyancer applies for formal conveyancing searches, which include Whitchurch area flood risk data.

Q.

In respect to the widespread flooding in Sept 2012 in South West England I am questioning whether environmental searches might not be detailed enough?

A.

Conveyancing and environmental searches applied for by a conveyancing solicitor in Whitchurch should also include a more detailed search (Landmark) if the risk is deemed significant.

Sometimes buyers get in touch with a local resident for more local history or nearby Bristol and Avon flood repair expert - try Piper & Sons, 8 Winchester Street, Whitchurch, RG28 7AL Tel: 01962 925596.

Q.

How is stamp duty calculated, and what should we pay on a £679000 residential property?

A.

The Stamp Duty payable is based on several factors, primarily the value of the property. Stamp duty will be £27160 on a £679000 property.*

*This information accurate as of 01/03/2013

 
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