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Transfer of Equity in Whitchurch

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Whitchurch

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Whitchurch clients every week.

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Conveyancing in Whitchurch Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 03/12/16

Whitchurch's closest train station is Parson Street. Whitchurch's nearest airport is Bristol Airport (6 miles).

Keynsham is the neighbouring hospital.

Q.

How do we find the cheapest conveyancing solicitors?

A.

Both high-street and online property lawyers promote so-called 'the cheapest conveyancing quotes', however additional costs are frequently hidden in the solicitor's terms, left unregarded by busy homeowners Any extra costs included in the terms should be reasonable and only apply to matters if the conveyancer is required to complete extra work , which could not be anticipated at the start of the process.

Q.

Will the title report prepared by the lawyer in Whitchurch advise me on the cost of council tax on a Band B flat before exchange?

A.

A lawyer will speak to the appropriate council to ask about the appropriate council tax band and rates, which will be added to the title report. The latest tax charges for residents of Whitchurch are set out at the local authority site.

Q.

Can you advise how we defer paying stamp duty on a house?

A.

Stamp duty reduction should not be considered when purchasing in Whitchurch. These schemes are highly expensive and the HMRC can review a scheme up to 6 years after a sale is completed meaning that the full stamp duty amount will be payable, with potential fines.

Q.

What amount of time does conveyancing legal work take?

A.

The number of weeks required to transact property is not wholly predictable. This is dependent on a number of considerations. These could include where a party does not quickly respond an enquiry. The national average is 8 to 12 weeks, but we work towards four to six weeks, wherever possible.

Q.

What environmental concerns can contaminate land in Whitchurch. Are these comprehensively investigated?

A.

Land is contaminated by many environmental factors, like coal mining and hazardous substances in the ground. An environmental search will give more detail. Heathgates Landfill Site, Lacon Street, Shropshire, SY13 2EP is one such potential cause of contamination in Whitchurch.

Q.

Is it recommended to get a chancel search? We are buying next to church land in Whitchurch.

A.

The result of Aston Cantlow (PCC) v Wallbank in 2003 confirmed that chancel repair liability could be enforced. Owners who have bought property prior to 2003 may be totally unaware that a liability exists if a chancel search was not carried out. Your conveyancing lawyer will suggest an appropriate indemnity policy to address chancel liability. Whitchurch church properties where a chancel search may be necessary include S.Alkmund, with Creslow St John the Evangelist, St Nicholas and with Creslow St John the Evangelist.

Q.

How early do I need to arrange a solicitor in Whitchurch?

A.

In simple terms, earlier is preferable. Prompt instruction of a solicitor to act for you on your Whitchurch transaction can limit the risk of the transaction aborting.

Q.

What will charges for my searches be?

A.

Searches range in cost, subject to the searches your lender requires. The most generally useful searches include a drainage search and an environmental search.

 
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