What will a Whitchurch property solicitor do when the property we are buying is located in a registered conservation area and has out of place new windows installed?
Your property lawyer is required to verify if the property is inside a designated conservation area and whether any alterations have appropriate consents from the Basingstoke and Deane authority.Should no authority consents be supplied your conveyancing solicitor will recommend all options such as seeking an indemnity insurance or getting retrospective permission from the council.
I have found a plethora of very helpful manuals all about doing the legal work yourself. Do I therefore need to instruct a conveyancing solicitor in Whitchurch ?
It can certainly possible for you to handle the your own conveyancing on your own.
In reality however, a solicitor in Whitchurch juggles a huge array of activities such as chasing any missing replies/clarifications to enquiries and checking replies to additional enquiries which require training. In addition solicitors practices are bound to get relevant insurance cover to safeguard you from any professional omissions made by the lawyer.
We are buying a sixties building in the middle of a conservation area in Whitchurch, where can I find information relating to the current standard of upkeep?
Local Whitchurch conservation areas are nominated by the local authority (Basingstoke and Deane) who manage things like property boundaries to excessive road signs. English Heritage have conducted a survey and created information on the state of repair of conservation areas in Whitchurch and throughout England in addition to the risk of the area falling into disrepair.
The lender will be Santander, what do I need to know?
Over the last two years, some lenders are now limiting the firms who can act for them. For purchasers, this can result in significantly greater legal costs. We, fortunately, will act for many lenders, keeping buyers' legal costs to a minimum.
Myself and my partner are purchasing in Whitchurch. Are there any conservation areas in the area?
There are a range of conservation areas located near Whitchurch. The benefits of such restrictions include better maintained homes and gardens, but they adds to upkeep costs.
What environmental concerns can contaminate land in Whitchurch. Are these comprehensively investigated?
Land is contaminated by many environmental factors, like coal mining and hazardous substances in the ground. An environmental search will give more detail. Heathgates Landfill Site, Lacon Street, Shropshire, SY13 2EP is one such potential cause of contamination in Whitchurch.
The home I’m buying has been empty for two years; what questions should I be asking the solicitor, the estate agent, and the surveyor?
If a home has been empty for a considerable period (such as the two years mentioned here), there’s usually a reason for it. There is estimated to be around a quarter of a million properties in the country that have been empty for more than 6 months.
The primary reason is that the owner hasn’t the funds to renovate the property, or they’ve started gutting the place and run out of money to take it further, or perhaps there’s been a significant problem (e.g. fire or flood are common instances). Most likely, these properties will come up at auction.
Your estate agent will be aware of its history if the property is on their books, so you can find out a lot from them, the council will have an empty property officer, and the Land Registry will have information on the deeds. As far as the solicitor is concerned, they will establish the position on the property as part of the conveyancing, while the surveyor will have experience of checking out such properties, with the advice that you order a Building Survey (the most detailed of the options) to check out its structural integrity. Note that mortgage lenders will be more reluctant to offer a loan on such homes.
Ultimately, the ball is in your court and, if you want to pursue buying such a property, you need to be prepared to do the research, which can take up a lot of time.
The moving process can be bewildering and stressful. Let Homeward Legal look after the legal side of things for you and we'll guide you through the process from start to end. Call 0800 038 6699 to find out more.
Can I withdraw my offer on a property at any time?
When you make an offer on a house that has been accepted by the vendor, you can ask them to take it off the market as part of the acceptance. If you are selling, you can show your intent by agreeing to remove it from other potential buyers’ interest.
As a buyer, you can withdraw your offer at any time (and, as a seller, you can reject an offer at any time) up to the exchange of contracts, which means you are now legally committed to go through with the transaction at the agreed price. You should check your contract with both the estate agent and your conveyancing solicitor as there may be fees and other penalties associated with pulling out of the transaction after the offer was initially agreed.
If you decide to withdraw from the contract after exchange, then you are in breach. This means, if you’re the buyer, the seller is entitled to keep whatever agreed sum has been set for the deposit, and could claim damages; as the seller, you will be liable to pay interest accrued during the Notice to Complete period as well as the deposit, and the potential for claiming losses, and the buyer has to return everything about the property at the seller’s expense.