Which Whitechapel mortgage lender panels are your solicitors on?
We have worked with all the major lenders providing financing to purchasers in Whitechapel. Local mortgage lenders and brokers include Hall Alexander Associates, 32 Lombard St, London, EC3V 9BQ, Sammon Mortgage Management, Sutherland House/3 Lloyd's Av, London, EC3N 3DS, and Centre Point Finance Ltd, Universal House/Wentworth St, London, E1 7SA. Your solicitor can give more detail.
We have had a conveyancing quote from you. May I need to pay any hidden charges?
Regrettably, hidden fees are not uncommon in conveyancing. Homeward Legal do not hide any extra, hidden charges. Some solicitors' firms will give a low estimate, not an accurate quote. The final bill you receive may be much more.
Are there any conservation areas in Whitechapel?
Areas considered to be of architectural merit, like country house estates, may be recognised as conservation areas. Your conveyancing solicitor will offer more information and discuss the relevant responsibilities.
Can I change the purpose of use for a purchase as part of the conveyancing procedure?
Putting in a planning request to change the use of part or all of a property is a straightforward process and you can deal directly with the local authority, which authorises plans and requests. However, tying it in with a planned purchase of a property has its own problems, since you don’t yet formally own the property, and the length of time to get through the planning process (with no guarantee of success) will need to be factored into the purchase duration, which the seller may not agree to.
We would advise you to either buy the property and then put in the planning request after completion (or exchange at the very earliest), or buy a property that’s already fit for your purposes. Or you might be lucky to find a property that already has the relevant planning consents in place.
Are searches fees or disbursements?
All fees and disbursements ought to be identified on your quote. These costs are disbursements not fees, and is passed on at cost.
Why does the conveyancing work take so long? Isn't it a simple matter of filing paperwork?
The conveyancing process can potentially be delayed. We aim to lessen the impact of these delays whenever we can do so.
What are the alternatives if we acquire a converted flat in a Tower Hamlets planning authority conservation area ?
An integral part of the conveyancing process involves the ordering of searches of Tower Hamlets planning authority to verify conservation area status and the required consent being granted for any alterations. Personal or official searches vary in cost but are charged at cost to the purchaser. In the absence of any appropriate consents, your Whitechapel conveyancer will inform you of all options, which include seeking from Tower Hamlets planning authority or obtaining an indemnity policy.
Which local authority is responsible for Whitechapel?
Whitechapel is located in Tower Hamlets Council, Town Hall, Mulberry Place, 5 Clove Crescent, E14 2B, contact: 020 7364 5009