Conveyancing In Whitstable Q & A's
How much effort is it to sort out a house in multiple occupancy (HMO)?
A house in multiple occupancy is defined as a property where at least three tenants live forming more than one household (one person or more living together), but share kitchen and bathroom facilities.
As a landlord of an HMO, your responsibilities include ensuring proper fire safety measures are in place, gas safety checks are completed annually, the electric system is checked every five years, there are sufficient bathroom and kitchen facilities for everyone to comfortably use, communal areas are kept clean and safe to use, and waste disposal is managed effectively (provision of bins and bags).
This requires more effort than having a property to rent to one household, and you may wish to employ a solicitor to sort out the legal side of things in the first instance, and a property management company to handle the administration, disputes, etc. on a daily basis.
Homeward Legal's experienced solicitors have completed many different transactions including properties for HMOs. Why not give us a quick call now on 0800 038 6699 to get your conveyancing under way today?
What length of time does the conveyancing process need? If it matters, we are purchasing a property in Whitstable.
Generally speaking, the amount of time required to buy or sell property will vary, according to a number of considerations including if either party has a mortgage. With our Whitstable property specialists, every purchase is handled quickly, and to the highest standard of service.
What specific things do I need to look out for if I’m buying a house on the coast?
With worsening weather and floods now becoming increasingly commonplace, with the media remarking on it in depth, buying a property that has a likelihood of flooding is a difficult decision to make. Not only is there the issue of cleaning up if it does flood, but insurance premiums will be much higher (and perhaps even prohibitive).
For homes in coastal areas, there is also the problem of coastal erosion, where some properties have been seen to literally fall into the sea.
However, the good news is that picking a home in a coastal region doesn’t automatically mean that it’s going to be subject to flooding or that it’s eventually going to slip into the sea. The searches ordered by your conveyancing solicitor will identify the level of risk associated with the property and, based on this, your solicitor may recommend that you take out specialist reports (e.g. from Landmark or other organisations) to get a more in-depth description of the risks and options. These are in addition to the standard set and will be charged to you as a disbursement at cost.
Your surveyor will also be able to identify evidence of previous floods and other problems during their inspection and provide advice in their report. If the problems are considered sufficiently severe, the surveyor may also note the specifics for further investigation by your conveyancing solicitor.
How much is the council tax on a mid-terrace Band C home in Whitstable?
You will be informed about the property's band as part of the title report. Council tax charges for Whitstable are detailed on the Canterbury council website. At the time of writing on 11 November 2012 band rates are:
- Band A - £963.00
- Band B - £1,124.00
- Band C - £1,284.00
- Band D - £1,445.00
- Band E - £1,766.00
- Band F - £2,087.00
- Band G - £2,408.00
- Band H - £2,889.00
The estate agent has offered the firm of solicitors. Should I use this firm?
Agent referrals are a not uncommon path whereby buyers get a solicitor. Such referrals must be carefully considered, as there is a risk that an agent may choose the conveyancer who pays out the highest referral fee, not a firm with local expertise and a solid reputation.
Will we need a chancel search if I am purchasing in the parish of Cranbrook, near Whitstable?
Whichever Whitstable parish you are buying in, a conveyancing lawyer is likely to recommend a chancel search. In Whitstable's much older areas, chancel repair may be imposed on the owners of a house where church councils have previously chosen not to do so. It is not safe to rely on the historical behaviour of the parish council alone as a guide.