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Transfer of Equity in Wickford

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Wickford

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Wickford clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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Conveyancing in Wickford Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 30/11/16

The nearest airport to Wickford is London, Southend Airport (8 miles). London City Airport is 22 miles, London Airport is 9 miles, Rochester Airport is 19 miles and Stansted Airport is 23 miles away. The closest train station to Wickford is Wickford.

Basildon, Nethermayne is the neighbouring hospital for Wickford.

Q.

How do I find affordable conveyancing in Wickford?

A.

Lack of clarity over this point catches out many sellers and buyers, and can leave them paying far more in fees than they budgeted. Many property lawyers promote supposedly 'the cheapest conveyancing quotes', however extra fees can inflate your final invoice. Extra costs needs to be fair.

Q.

To complete on our freehold residence purchase ASAP, how can we aim for fast conveyancing?

A.

Instructing a proactive conveyancer is the key to fast conveyancing. There are, in addition, numerous things you as the buyer could do to get moving sooner, such as, calling or emailing your conveyancer, and chase them if you suspect any delays, completing all forms as soon as possible and confirming your mortgage offer.

Q.

Will your Wickford property solicitor do any property conveyancing searches on the Essex Victorian terraced home I want to buy?

A.

The conventional legal procedure will be to obtain Local Authority (personal or official), Drainage and Water Search (CON29DW) and Environment Search and, depending on certain criteria, less common searches, which might include Limestone Search.

Q.

Is Wickford soil likely to be contaminated by lead (Pb)?

A.

There are considerable regulations to restrict soil contamination. Other sources of contaminated land include polychlorinated biphenyl (PCBs).

Q.

We are intending to purchase with Coventry Building Society, what do I need to check?

A.

When buying with a mortgage, a mortgage provider will need legal work to be undertaken in relation to the mortgage. Recently, a number of lenders have opted to reduce the size of their 'solicitor panel'. This can mean greater conveyancing costs for home buyers. Homeward Legal will act on behalf of many CML-approved lenders so that you will not be required to pay legal fees for your lender's solicitor.

Q.

Do we need to get a chancel search? I am buying a Wickford property near a 14th Century 'parson's close'.

A.

In Wickford, where land was once owned by a lay impropriators, new owners of that property may be obliged to subsidise upkeep of local churches. A chancel search is used to check that such a liability exists. Wickford church lands which may give rise to chancel liability include St Andrew and St Catherine.

Q.

Will the conveyancer in Wickford tell me about the cost of council tax for a Band B property prior to completing on the purchase?

A.

A lawyer will speak to the council to enquire about the currently applicable council tax rates, which will be set out in the title report. The latest tax charges for Wickford are published on the Basildon local authority website. As at, 13 August 2012, the rates are:

  • Band A - £1,032.00
  • Band B - £1,204.00
  • Band C - £1,376.00
  • Band D - £1,548.00
  • Band E - £1,893.00
  • Band F - £2,237.00
  • Band G - £2,581.00
  • Band H - £3,097.00

Q.

If we are purchasing near Wickford, in the parish of Aldham, do we need a chancel search?

A.

Your conveyancing lawyer is likely to recommend a chancel search, whichever parish where the home being bought is found. Although some Parochial Church Councils (PCCs) have taken the decision to exact chancel repairs on new owners of affected property, there is no way to be certain that a parish where chancel repair fees have not been paid previously will not continue to be so. For property in the parish of Aldham, it is not safe to rely on the historical behaviour of the parish council alone as a guide.

 
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