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Conveyancing in Wilmslow Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 13/01/18

Local points of interest in Wilmslow

Quarry Bank Mill and Styal Estate National Trust Knutsford Gauntlet Birds of Prey Birds of Prey Centre and Adlington Hall Historic Houses Association are situated in Wilmslow.

The nearest train station to Wilmslow is Wilmslow and Manchester Terminals 1 & 3 Airport is 3 miles from Wilmslow. Manchester Terminal 2 Airport is 4 miles and Eccles Airport is 12 miles away.

The closest hospital to Wilmslow is Cheadle Royal.

Q.

How do I get the cheapest conveyancing solicitors in Wilmslow?

A.

Misleading conveyancing quotes catch out many home owners, leaving them to pay sometimes £100s more than planned. Many firms offer 'the cheapest conveyancing quotes'. Unfortunately extra fees will be included in small print which unwary home owners fail to check.

Q.

Flood searches are assessed from archived information but when one considers recent flooding such as the serious flooding in Sept 2012 in North West England, are they the best way to see enough about the evolving risk of flooding in Wilmslow?

A.

A good Wilmslow conveyancing solicitor will suggest that you include environmental searches if the standard conveyancing searches flag up a Wilmslow flood risk.

Sometimes property buyers to get in touch with a neighbour of the property for some further assurance or nearby Cheshire flood repair expert try: S & A Decorators, 20 Tame Walk, Wilmslow, SK9 2HH Tel: 07914 252547.

Q.

The lender will be Bank of Scotland - what will I need to know?

A.

In some cases, lenders have opted to reduce the size of their 'solicitor panel', resulting in greater conveyancing costs for property buyers in cases where the conveyancer cannot act for their lender, and another must also be instructed. Homeward Legal, though, are able to act on behalf of most mortgage lenders.

Q.

Which particular search enquiries should the Wilmslow conveyancer order when acting on a Wilmslow flat?

A.

The common legal protocol will be to get Local Authority, Drainage and Water Search (CON29DW), Environment Search and Cheshire Brine Search, and possibly area-specific searches for instance Official Search of Whole with Priority (OS1).

Q.

I plan to buy a restored chapel in the parish of Barthomley. Should we order a chancel search?

A.

Whether you are buying a property in Wilmslow or elsewhere in the county, the lawyer should confirm that a chancel search is taken out. Although some parish councils have chosen to impose chancel repairs on the current owners of lay rectorships, a conveyancing solicitor cannot verify that a parish which has not been subject to chancel liability in the past will not continue to be so. Even if liability is unlikely, indemnity insurance is a sensible precaution.

Q.

How is stamp duty determined and what should we budget for a £104000 property?

A.

SDLT depends on the property's value. For a residential property valued at £104000, SDLT is £0.

Q.

How much is the council tax on a residential semi-detached Band E home in Wilmslow?

A.

You will be given detail on the homes council tax band as part of the conveyancing report on title. Up-to-date charges for Wilmslow are set out online at the Cheshire East local authority site. As of 21 February 2013 band rates are:

  • Band A - £975.00
  • Band B - £1,138.00
  • Band C - £1,301.00
  • Band D - £1,463.00
  • Band E - £1,788.00
  • Band F - £2,113.00
  • Band G - £2,439.00
  • Band H - £2,926.00

Q.

Unforeseeable personal circumstances mean we ideally need to expedite matters and exchange contracts on the conveyancing on our jointly owned apartment within 5 weeks, do you any extra fast solicitors in Wilmslow ?

A.

Candidly many house buying conveyancing lawyers are unacceptably slow which creates additional misery to the protracted process of selling a home. Our solicitors method is different as we use state of the art conveyancing case management systems .

More importantly we give you a SRA regulated solicitors prepared to efficiently communicate throughout the buyer and seller chain .