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Transfer of Equity in Wilmslow

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

Get an instant quote for a transfer of equity in Wilmslow.

Remortgage Solicitors Wilmslow

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Wilmslow clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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Conveyancing in Wilmslow Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 14/01/17

Local points of interest in Wilmslow

Quarry Bank Mill and Styal Estate National Trust Knutsford Gauntlet Birds of Prey Birds of Prey Centre and Adlington Hall Historic Houses Association are situated in Wilmslow.

The nearest train station to Wilmslow is Wilmslow and Manchester Terminals 1 & 3 Airport is 3 miles from Wilmslow. Manchester Terminal 2 Airport is 4 miles and Eccles Airport is 12 miles away.

The closest hospital to Wilmslow is Cheadle Royal.

Q.

How do I get the cheapest conveyancing solicitors in Wilmslow?

A.

Misleading conveyancing quotes catch out many home owners, leaving them to pay sometimes £100s more than planned. Many firms offer 'the cheapest conveyancing quotes'. Unfortunately extra fees will be included in small print which unwary home owners fail to check.

Q.

The lender will be Bank of Scotland - what will I need to know?

A.

In some cases, lenders have opted to reduce the size of their 'solicitor panel', resulting in greater conveyancing costs for property buyers in cases where the conveyancer cannot act for their lender, and another must also be instructed. Homeward Legal, though, are able to act on behalf of most mortgage lenders.

Q.

When buying a house in the middle of a Wilmslow conservation area, where can I locate more information in regards to the standard of upkeep?

A.

English Heritage, a government body, have created information in relation to the condition of conservation areas in addition to the vulnerability to deterioration or improvement. Conservation areas are specified by the local authority (Cheshire East) who govern things like area development to the halting of ugly parking meters.

Q.

Which factors will affect land in Wilmslow, and will they be checked for comprehensively?

A.

A range of contaminants caused by naturally-occurring factors can lessen the value of land, and factors including shallow mining and hazardous and regulated installations will be reported on in environmental search results.

Q.

I plan to buy a restored chapel in the parish of Barthomley. Should we order a chancel search?

A.

Whether you are buying a property in Wilmslow or elsewhere in the county, the lawyer should confirm that a chancel search is taken out. Although some parish councils have chosen to impose chancel repairs on the current owners of lay rectorships, a conveyancing solicitor cannot verify that a parish which has not been subject to chancel liability in the past will not continue to be so. Even if liability is unlikely, indemnity insurance is a sensible precaution.

Q.

How is stamp duty determined and what should we budget for a £104000 property?

A.

SDLT depends on the property's value. For a residential property valued at £104000, SDLT is £0.

Q.

Do you work with many mortgage lenders with branches in Wilmslow?

A.

Most lenders in Wilmslow are on our solicitors' panels. Lenders and mortgage specialists in Wilmslow include Cheshire Building Society, 5-7 Grove St, Wilmslow, SK9 1DU, Mortgages For Business, Dean Row Court/Dean Row Rd, Wilmslow, SK9 2TB, and John Shaw Finance Ltd, Meadows Cottage/Eccups La, Wilmslow, SK9 5NZ. The Wilmslow solicitor handling the work for your sale or purchase should be able to confirm additional costs or hurdles associated with your chosen lender.

Q.

Do you recommend that I get a chancel search? I am purchasing a Wilmslow property close to a parson's close.

A.

In Wilmslow, some owners can be required to fund repairs to an old church building. As a consequence of a recent Act, interest over any affected land in Wilmslow must be registered by October 2013. This will make it easier to identify affected property through a chancel search. Wilmslow church properties where a chancel search may be necessary include Christ Church, Fulshaw St Anne and St Bartholomew.

 
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