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Conveyancing in Witham Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 19/01/18

Local Witham attractions

Terling Essex Windmill and Cressing Temple Historic Building are near to Witham.

The closest airport to Witham is London, Southend Airport (16 miles). London Airport is 17 miles, Clacton Airport is 22 miles, Elmsett Airport is 25 miles and Stansted Airport is 18 miles away and the nearest train station to Witham is Witham, almost a mile away.

St Peters Maldon is the nearest hospital to Witham.

Q.

We are looking for fixed rate Witham conveyancing. What should we check?

A.

Misleading conveyancing quotes catch out many buyers and sellers, leaving them to pay sometimes £100s more than planned, and many firms purport to offer so-called cheap conveyancing quotes, however extra fees may inflate the final bill. Extras included in terms and conditions ought to be reasonable. Third party costs, termed disbursements, to be paid should also be clearly stated on the quote. Our quotes clearly state all legal fees for a standard conveyancing transaction.

Q.

In the next few we are looking to be moving out of our period house in Witham into a home in Walton on the Naze , at what stage to select a home removal firm?

A.

Homeward Legals advice is for home movers to delay agreeing a removal firm until after you and the other side has agreed your move date that regularly occurs after contracts have exchanged.

For a local firm Mr Move It, 1 Crouch Drive, Witham, CM8 1TD Telephone: 0800 037 5079 or Dragon Enterprise Centre, 49 Cullen Mill/Braintree Road, Witham, CM8 2DD on 01376 388522.

Q.

We need to know which Witham lenders your lawyers are able to work with. Whose panels are your solicitors on?

A.

Of lenders with local offices around Witham, we with the vast majority. Lenders and mortgage specialists in Witham include Aviva, 80 Chelmer Rd, Witham, CM8 2ET, Lloyds TSB Bank PLC, 55 Newland St, Witham, CM8 2BD, and St James' Place, Roslyn Ho/16 Newland St, Witham, CM8 2AQ.

Q.

Our lender will be Ulster Bank - is there anything I need to know?

A.

In some cases, lenders have reduced their 'solicitor panel'. This can mean greater legal costs for purchasers. We will act for most UK mortgage lenders to ensure that you will not need to pay your lender's legal costs.

Q.

How do we avoid gazumping?

A.

Gazumping happens when a property owner acknowledges the 1st buyer's offer and later rejects it. Instead, they then go for another buyer's offer. The risk of gazumping exists for almost any purchase. The first step in reducing the chance that gazumping will effect you is to instruct a fast, efficient solicitor early, and even before acceptance of an offer.

Q.

DIY conveyancing without instructing a lawyer in Witham is becoming possible when buying a maisonette , but would it be actually be practicable ?

A.

Theoretically there are no reasons at all why a home mover cant opt to look after the bulk of the your own conveyancing yourself. That said, a Witham conveyancer carries out a significant number of functions such as chasing missing documents and ongoing communication with the other sides solicitors many of which are more safely handled with appropriate experience. In addition solicitors firms are required by their regulator to carry applicable indemnity cover that ultimately protects you from any omissions.

Q.

Following recent news about the major flooding in the UK in April 2012, I am concerned that environmental searches aren't thorough enough?

A.

A conveyancing solicitor in Witham will consider apply for flood searches if the standard searches spots a any kind of Witham area flood risk

It could be worth trying to get in touch with a neighbour for that more information if still concerned or regional Essex flood damage business - try: PJT Decorating, 19 Oak Rd, Rivenhall, Witham, CM8 3HE Tel: 07515 152128.

Q.

We are buying on a Witham ex-industrial site. Is the topsoil likely to remain contaminated?

A.

Metal contamination may have occurred throughout Witham, but some very localised cases of contamination in Witham may pose unacceptably high risk. Also considering issues such as water contaminants such as household chemicals, contaminants affecting Witham property will be factored into an environmental search.