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Conveyancing in Woking Q & A's

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Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 16/10/17

Transport and public service information if you’re buying or selling residential property in Woking ;

By road: Woking is served by the M25, A3, A247, A320 and A324. By rail: The nearest train station is Woking. By air: There are several airports accessible from Woking: TAG London Farnborough (13 miles), London Heathrow (14), Blackbushe (16), White Waltham (20), Northolt Jet Centre (23), London Heliport (26), Wycombe Air Park (33), and London Gatwick (35).

Hospital: Woking Community, Heathside Road, Woking, GU22 7HS. Council: Woking Borough Council (www.woking.gov.uk).

Attractions: Brookwood Cemetery, Shah Jehan Mosque, Pyrford Lock, Lightwater Country Park, and Woking Park.

Q.

How do we find a cheap solicitor for buying a flat in Woking?

You need to be careful when opting for a firm that appears to offer 'the cheapest conveyancing quotes' either in the high street or online. Additional costs are often hiding in the small print of their terms, and these can catch harried buyers and sellers unaware. Such extra charges need to be fair and clearly stated. At Homeward Legal, we never hide any costs, and our quotes provide a clear statement of your legal fees and disbursements for a standard conveyancing transaction, so you know exactly what your final bill will be. Try our quote calculator, or call our team of conveyancing experts on 0800 038 6699 to discuss your needs.

Q.

How early should I speak to a conveyancing solicitor to act on our sale in Woking?

Almost always, the answer to that question is going to be: “As early as possible”! There are some who advocate holding off on appointing a conveyancer until an offer has been firmly agreed, but delays caused by the late involvement of your solicitor can risk the other side pulling out, particularly in times of uncertain market conditions.

Q.

As a consequence of the fact that each year seems to be almost the wettest on record, I am concerned that the conveyancing searches may not be thorough enough. Am I right to be worried?

The publicity that disastrous floods have had in recent years is unsurprisingly making many house-movers nervous about the risk of flooding at their new property, particularly if they are unfamiliar with the area they are moving to. Your conveyancing solicitor will order a standard set of searches, which will include one for the environment, which covers the investigation into the level of risk there is for flooding at the location of your future property and its environs. If the results indicate a significant risk, a more rigorous search (Landmark) can be ordered, if required. You may also be able to get in touch with a next-door neighbour to get further local history. Or you could contact a Surrey flood-damage builder, such as:

  • Paul Cheney Property Services, Room 3, 4 Tannery House, Tannery Lane, Send, GU23 7EF (Tel: 01483 222232)
Q.

We want to cut costs to the bone, but would it be a wise idea to take care of conveyancing ourselves for our semi-detached house in Woking?

There is no technical or legal requirement for you to employ a solicitor for your conveyancing work, and you could carry out the bulk of the tasks yourself if you so wanted. However, the process is time-consuming and sometimes complex. Where a solicitor might turn around the tasks in a short timescale, your inexperience may incur delays and put your move in jeopardy. Even more importantly, do-it-yourself conveyancers might come a cropper because you won’t have the applicable personal indemnity insurance that solicitors firms are obligated to carry to protect you. Give our team of conveyancing professionals a call on 0800 038 6699 for a fixed-fee quote and to discuss your concerns.

Q.

We're buying a newly-built house on the outskirts of Woking, so do we need to order a building survey?

While new buildings should be in a better structural state than some older properties, Homeward Legal strongly recommends hiring a chartered surveyor to carry out a structural review, regardless of the age of the property, because there could still be some defects that might disrupt the exchange of contracts.

Q.

How long will it take our conveyancer to finish the legal process for a terraced home in Woking that we intend to buy?

There are many horror stories about the interminable length of time that some solicitors take to complete their conveyancing work. Proactive lawyers can complete in as little as three weeks, while others can take as long as three months. This stretching out the duration is almost always down to the lack of

focus anywhere along the chain and unwillingness to speed up the communication process (e.g. preferring to use traditional methods such as letter-writing rather than email). With the experienced solicitors at Homeward Legal, every purchase is handled as fast as possible, without compromising on service, using solicitors who are highly proactive. We aim to complete the conveyancing work within six weeks. Give us a call on 0800 038 6699 for fixed-fee quote baked with our ‘No Move, No Fee, guarantee.

Q.

Although we haven’t exchanged contracts on the flat we are purchasing in Woking, we are pushing for a particular date. Can we appoint a removals firm now?

Homeward Legal would always advise holding off on lining up a removals firm until you have exchanged contracts, because it is only at this point that the date for moving is firmly established. Otherwise, the date might move and you may have to pay a rearrangement levy that some firms charge. Some removals firms available in Woking include:

  • Budget Man & Van, 17 The Broadway, Woking, GU21 5AP
  • Porters of Woking, Elliott Court, North Road, Woking, GU21 5DS
  • Marshall & Macintosh Removals and Storage, 23a Martlands Industrial Estate, Smarts Heath Lane, Woking, GU22 0QR
Q.

Which mortgage lenders do you work with in Woking?

Homeward Legal have an extensive panel of solicitors who frequently work with lenders and brokers approved by the Council of Mortgage Lenders. This means that, where they have reduced their own solicitor panels, Homeward Legal can work for them so that any legal costs incurred are not passed on to you. Local mortgage lenders and brokers in and around Woking include:

  • Accordia, 34 Pine Tree Hill, Woking, GU22 8LZ
  • Online Mortgage Co., 26 High Street, Woking, GU21 6BW
  • North Star Financial Services Ltd., Steward House, 16a Commercial Way, Woking, GU21 6ET

Your solicitor should be able to state specific lenders' requirements. Give us a call on 0800 038 6699 for a fixed-fee quote and to discuss the legal aspects of obtaining a mortgage.

Q.

We are buying a £998000 home in Woking, how is stamp duty calculated?

A.

The SDLT you must pay will rely on the valuation. For a home purchased for £998000, the rate will be £39920.

Q.

I am going to buy with Lloyds TSB Scotland - what will I need to check?

A.

Some lenders have reduced their 'solicitor panel', which may result in increased legal costs for purchasers. Homeward Legal, however, are able to act on behalf of many lenders to keep legal costs to a minimum.

Q.

What can conveyancing searches be?

A.

The cost of conveyancing searches appreciably varies, depending on the particular searches ordered. Other informative searches include a commons registration search.

Q.

Which local authority is responsible for Woking?

A.

Woking is located in Woking Borough Council, Civic Offices, Gloucester Square, Woking, Surrey, GU21 6YL, contact: 01483 755 855

Q.

What sort of environmental conveyancing searches as respects the risk and history of flooding in the Surrey region will a Woking property solicitor actually do for an Edwardian property I am going to purchase?

A.

An experienced lawyer will carry out standard protocol property conveyancing searches that will include Woking historical flood risk data. A more thorough conveyancing search (e.g. Landmark) could possibly be advised by a qualified Woking conveyancing solicitor if the results of the initial searches identify any risk of flooding.

Q.

Which Woking mortgage lenders do you work with?

A.

We have worked with all the major lenders providing financing to Woking homebuyers. Local mortgage lenders and brokers include Accordia, 34 Pine Tree Hill, Woking, GU22 8LZ, Online Mortgage Co, 26 High St, Woking, GU21 6BW, and North Star Financial Services Ltd, Steward House/16a Commercial Way, Woking, GU21 6ET. Your solicitor should be able to state specific lenders' requirements.

Q.

If land is found to be contaminated, can we have the soil inexpensively remediated?

A.

A degree of remediation is possible is some cases, although it can be expensive. For Woking, remediation is often the responsibility of local authorities to arrange. Speak to a local service provider e.g. King Acre Landscapes, Egley Rd, Woking, GU22 0NH for further information.