Which of the lender panels in Wollaston are you a member of?
Homeward Legal have worked with all the major lenders providing financing to Wollaston homebuyers. Wollaston lenders and mortgage specialists include Mortgages Go, 43-45 High St, Thrapston, Kettering, NN14 4JJ, Fisher Independent, 57 Quenby Way, Bromham, Bedford, MK43 8QP, and Mortgage Doctors Ltd, 6 Redhouse La, Hannington, Northampton, NN6 9SZ.
I’ve lost my gas/electrical certificates; will that stop me moving?
There is no legal imperative for you to provide either the gas or electrical safety certificates as the seller; you are required to provide a gas safety certificate on an annual basis, however, if you are planning on letting the property out. The Institution of Electrical Engineers recommends that an electrical certificate be updated at least every ten years or when the property is transferred to a new owner (every 5 years if you are letting the property out).
However, this usually means that this is the responsibility of the buyer with the onus on organising an inspection for a new certificate falling on them.
Homeward Legal offers competitive, fixed-fee quotes, protected by our 'No Completion, No Fee' guarantee. Try our online quote calculator or call our team on 0800 038 6699 to see what we mean.
Is a managing agent fee a disbursement or a fee?
Comparing quotes is not always easy, considering differences in terminology. This cost is a fee not a disbursement, and should be included in a conveyancing quote.
I am purchasing a £1019000. How is stamp duty calculated?
The Stamp Duty you pay will rely on the purchase price. On a £1019000 Wollaston property, stamp duty will be £50950 (accurate March 2013).
Flood searches may be all well and good but in light of climate change e g the extensive flooding in Sept 2012 in the East Midlands are they comfort enough to verify enough about the Wollaston flood risk area?
A qualified Wollaston conveyancing solicitor will suggest that you also get flood searches (Landmark search) if the standard searches spots a significant risk the local Wollaston flood risk
Sometimes buyers speak to a next door neighbour for some added information.
The vendor looks to have installed ill-suited stone cladding on the building which might possibly overstep the Wollaston conservation area criteria.
Wellingborough council Requisition for search and Official Certificate of Search carried out by your Wollaston conveyancing solicitor during the conveyancing process will determine the existence of suitable council approval for modifications to the property.
For fast conveyancing to buy a £378,000 property, what should we organise to accelerate the conveyancing process?
Many buyers will, correctly, argue that a faster move is the key to is to use a proactive property lawyer. Consider the following when selecting:
- What methods of communication do they use? Posting documents can adds days of waiting to a purchase.
- Do they offer 'instant' online quotes?
- Will they work on a 'no sale, no fee' basis?
Northern Rock is our mortgage lender - what do I need to check?
In some cases, lenders have opted to reduce the size of their 'solicitor panel'. Homeward Legal, however, can act for all large lenders, keeping buyers' legal costs to a minimum.