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Conveyancing in Yardley Q & A's

Profile photo of Lorraine Imhoff

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Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 02/10/17

Yardley's closest airport is Birmingham Airport (3 miles). Coventry Airport is 16 miles and Wolverhampton Business Airport Airport is 20 miles away. The closest train station to Yardley is Stechford, about a mile away.

Motorists are well served with Yardley being well placed with good motorway access very close at approximately 3 miles off the M6 Junction 5 Southbound.

Heartlands , Birmingham is a nearby hospital to Yardley.

Q.

Can you confirm your cheapest fee for a £410k house? I need to find affordable conveyancing.

A.

Numerous solicitors promote theoretically cheap conveyancing quotes, but additional fees will be included in the small print. Busy, stressed buyers ignore these terms at their peril. Extras ought to be clearly defined. Our quotes clearly state all legal fees for a standard conveyancing transaction.

Q.

Do we need to opt for the firm of solicitors referred by our estate agent?

A.

It is common practice for estate agents to endorse a solicitor. However, if they are paid a referral fee, the agent may prefer to suggest whichever firm pays the most per referral, not the most suitable for you.

Q.

What amount of time may I budget for the conveyancing process usually take in Yardley?

A.

The time required to buy or sell property may vary. This is influenced by numerous issues affecting the property which can include whether a mortgage lender requires particular searches. 8 to 12 weeks is the average for many firms, we however take a more proactive attitude, pushing a transaction to complete within 8 weeks if possible.

Q.

Can you recommend how to avoid paying stamp duty land tax?

A.

Stamp duty must be paid on property purchases sold for more than £125,000. Stamp duty scheme must be treated with caution. These schemes are expensive and the HMRC can review a scheme up to 6 years after a sale is completed . There have been certain legal initiatives, such as relief for buyers in 'disadvantaged areas'.

Q.

We are intending to buy a rectory in Kinoulton. Is a chancel search specified?

A.

Your conveyancing lawyer could advise that a chancel search be taken out, whichever parish where the home being bought is located. Although some Parochial Church Councils have determined to exact chancel repairs on owners of affected property, there is no guarantee that a parish where dues have not recently been paid will not be so in future. It is not safe to rely on the historical behaviour of the parish council alone as a guide.

Q.

We have found a buyer and have a quote from you. Could there be any additional costs?

A.

We do not hide any extra, hidden fees for your standard conveyancing. Some solicitor do not give accurate quotes, only estimates. The bill you receive on completion can be much greater.

Q.

Which actual conveyancing searches will the conveyancing solicitor in Yardley order when carrying out the conveyancing for a Yardley property?

A.

Normal conveyancing protocol will be to obtain Local Authority (personal or official), Drainage and Water Search (CON29DW), Environmental and Limestone Search, and possibly area-specific searches such as Commons Registration (CON290).

Q.

How is Stamp Duty Land Tax calculated and how much should we pay on a £866000 house?

A.

The Stamp Duty which will be owed is based on the purchase price. It will be £34640 on a £866000 property.*

*Correct as of January 2013