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The First Time Buyers’ Hub from Homeward Legal

Welcome to the First Time Buyers' Hub from Homeward Legal, the property conveyancing experts. In this “one stop shop” we aim to help you not only understand the buying process, but also find the best prices for property services to help you buy your first home. While it can be daunting, we will try to demystify the process through advice, timelines and free downloads – as well as a fixed conveyancing quote for your first ever property purchase!

Big news for first time buyers: As of 22nd November 2017, Stamp Duty has been abolished on homes worth up to £300,000 in England, Wales and Northern Ireland. There were many changes announced in the Chancellor’s Budget for those wishing to get on the property ladder. Read more about the Budget here.

Stamp Duty Calculator for First Time Buyers

Please enter the value of the property you wish to calculate. If you do not know the exact value enter a rough estimate.


Stamp Duty To Pay

Effective Rate

Tax Band % Taxable Sum TAX

Options for First Time Buyers

We can help first time buyers get a fixed quote for conveyancing, as well as a survey. Here are the options, and further resources are below.

Homeward Legal, making buying for the first time easy

Welcome to Homeward Legal's First-Time Buyers' Hub – here to help guide you through buying your very first home. Buying a new home shouldn't be a scary experience, but with so many things to consider and arrange, we understand how daunting the journey to becoming a home owner can sometimes seem.

We are here to help you every step of the way, with no hidden surprises and no extra costs. Our friendly team are available seven days a week while our nationwide panel of solicitors and conveyancers have the knowledge and expertise to ensure your transaction goes smoothly. You can use Homeward Legal for just part of the buying process, such as the conveyancing, or for the whole package, including building survey. Whatever you need, we’re here to help. Start the journey to collecting the keys of your very first home right here, right now!

Free Guides for First Time Buyers

Homeward Legal has put together some handy guides to help you with your first property purchase. Let us know if there is anything we've missed, and as ever, feel free to call 0800 038 6699

Whose advice can you count on
Step-by-step guide to buying
Essential checklist for moving as a first-time buyer
10 things to know when you view a property

The Conveyancing Timetable

How long will it take for the conveyancing required to buy your first home to be completed. The reality is there is no definitive answer because of the potential for delays on both sides. However, we've compiled a timeline that will give you a guide to the process and a rough idea of how long each step takes to be completed.

  1. Initial conversations with solicitors to agree terms Weeks 0 - 1

    Making an offer that's acceptable to all parties and instructing a solicitor.

  2. Drafting of contracts Weeks 0 - 3

    The solicitor will start to draft the contract to buy the property and request information from the seller that's essential to the sale. This will include examining the title deeds, likely to be held by the seller's mortgage lender, and enquiries on the leasehold or freehold status of the property. If leasehold, the solicitor will prepare a management pack that includes detail of the annual leasehold cost.

  3. Enquiries begin for essential searches Weeks 1 - 2

    Enquiries for essential searches will be placed with the relevant local authorities by the solicitor. These searches include water and environmental details, any mining information, flood data and details about any planning notices or prospective roadworks that could affect the property.

  4. Getting your property inspected by a licensed surveyor Weeks 2 - 3

    Depending on the property you are buying, you may decide to arrange a HomeBuyer report or a Building Survey, both of which will be completed by a RICS property surveyor. We offer both types of survey, just go through our quote to start the process!

  5. Searches results return and finance information requested Weeks 5 - 6

    Solicitor will report back to the buyer on the searches results and liaise with the seller's solicitor on those results. They will check on the validity of the mortgage offer and arrange for the transfer of the deposit so the purchase can be completed on time.

  6. Contracts ready to be signed Weeks 7 - 8

    Arrangements will be made for signing the contract that confirms the sale. Once contracts are exchanged, you cannot back out of the purchase.

  7. Registering the sale and settling all accounts Weeks 8-10 post-exchange

    The solicitor will register the purchase with the Land Registry and send a completion statement that details all costs involved in the transaction to the buyer. Payment will be made to the seller and a move-in date confirmed.

Buying a home for the first time is a joyful experience eventually – but newcomers to home ownership can often feel a little overwhelmed by what's involved. When you need clear, professional advice on the legal journey ahead, Homeward Legal is the first place to call.

Our team are the welcoming, experienced voice on the other end of the phone who can help remove any stress from the legal process.

Here's what we can do for you:

  • Introduce you to a specialist solicitor or conveyancer from the more than 200 on our nationwide panel covering England and Wales
  • Offer proactive service and communication
  • Arrange the building survey or HomeBuyers Report that's right for your purchase
  • Available 7 days a week, including bank holidays, and until 8pm Mon-Thursday

Our comprehensive step-to-step guides to the whole process plus those essential hints and tips on buying will answer all the questions every first-time buyer has about becoming a property owner. And if you need more advice or information once you've got a quote from Homeward Legal, our team are standing by ready to deal with any queries you have.

Ready to find out more? Then let's go!

Everything you need to know about buying a property for the first time

Declaration of trust/gift – what it is and why you need it
Whose advice can you count on? Ask the experts
10 things to know when you view a property
The First-Time Buyers' Hub - all the advice you need in one place
First Time Buyer A - Z
The DIY Move - what you can do yourself and what you should leave to the experts
Essential checklist for moving as a first-time buyer
Estimated timeline for first-time buyers
Financing a first-time buy
Freehold, leasehold or commonhold – which one are you buying?
Shared ownership explained
Stamp duty – what it is and what it costs
Step-by-step guide to buying
Top tips to get ahead of the competition
The Budget 2017: What we learned
First-time buyers and Stamp Duty: Your questions answered
Are you a first-time buyer? Here’s the essential criteria for Stamp Duty exemption
The places where first-time buyers will still have to pay Stamp Duty
Sourcing the best mortgage deals for first-time buyers
The types of mortgage available for first-time buyers
16,000 1st-time buyers have already benefited from abolition of stamp duty
1st-time buyers need 8 years to save for a deposit
1st-time buyers need 8 years to save for a deposit
300,000 1st-time buyers have benefited from Help to Buy
Mortgage approvals for 1st-time buyers on the rise
1st-time buyer mortgages at highest level in a decade
1st-time buyers end up £27,000 better off than renters
How to do more to help 1st-time buyers
Rise in successful 1st-time buyer mortgage completions
Look north to Hull for UK's most affordable place for first-time buyers
1st-time buyers boosted by stamp duty cut
More first-time buyers securing a mortgage
Essential Q&As on Help to Buy shared ownership
Essential Q&As on Help to Buy ISA
Essential Q&As on Help to Buy equity loan
5 years of Help to Buy and thousands of 1st-time buyers have benefited
5 smart ways to raise a deposit for first-time buyers