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Transfer of Equity in Cornwall

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Cornwall

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Cornwall clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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The Conveyancing
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Conveyancing in Cornwall Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 02/12/16

Some useful local public transport and public service information -

Cornwall's nearest airport is Newquay Airport. Plymouth City Airport is 25 miles and away. Cornwall's nearest train station is Lostwithiel.

Bodmin is a nearby hospital.

Q.

What are the best conveyancing rates for a £274k house?

A.

Many firms purport to offer cheap conveyancing, however additional charges are often hiding in the small print. Additional fees listed in the solicitor's terms needs to be reasonable and clear and only come into force where the conveyancer must complete work beyond standard conveyancing , which could not be anticipated at the start of the process.

Q.

I am purchasing a Cornwall property with Direct Line Mortgages - what will we need to check?

A.

When organising a mortgage, a mortgage provider will need legal work to be undertaken in relation to the mortgage. Over the last two years, some lenders have reduced the number of firms on their approved panel, resulting in increased legal costs for purchasers if the lender insists upon their own property lawyer . We can act for many lenders.

Q.

Why can conveyancing in Cornwall require so much time and effort?

A.

The Cornwall conveyancing process can be subject to numerous interruptions or delays, Homeward Legal, however, work hard to lessen their effect by, for example, ordering searches as early as possible. Reasons for delay may include difficulties with mortgage finance.

Q.

We are buying a property where the seller has installed conspicuous satellite dishes to the house in Cornwall which might possibly overstep local conservation area rules

A.

A solicitor will make enquiries to see if your proposed purchase is inside a conservation area and whether any modifications have the appropriate permission from the Cornwall council.

Q.

What length of time does it take my lawyer to get through the legal formalities on an apartment in a home we are purchasing?

A.

The conveyancing process can take anywhere between around a month and twelve weeks depending on various factors like the efficiency of the sellers solicitor, or whether there are any linked sales.

Q.

Is a survey required when purchasing property in Cornwall?

A.

It is firmly advised that the majority of buyers arrange a home buyer survey. There can be a wide range of defects which will impact a property, which are not included in your mortgage lender's valuation, for example roof spread.

Q.

Will the Cornwall property solicitor request official or personal searches on my home purchase?

A.

Your conveyancer will brief you regarding the ideal route, depending on factors like search price. If personal searches are used, your lawyer might consider a local search company such as Lox Property Research, PO Box 272, St Austell, Cornwall, PL25 9EX Tel: 01726 65614.

Q.

We have had a quote from you. Will there be any extra fees?

A.

No. Homeward Legal never charge any extra, hidden costs for standard conveyancing legal work. Some websites offer unrealistically low 'quotes' which are in fact estimates, which they will not be bound to.

 
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