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Transfer of Equity in Launceston

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Launceston

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Launceston clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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Conveyancing in Launceston Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 30/11/16

Noted Launceston interest

Lawrence House National Trust Launceston Castle English Heritage and Bradstone St Nonna Churches Conservation Trust are near to Launceston.

Launceston's nearest train station is Gunnislake at 11 miles and the nearest airport to Launceston is Plymouth City Airport (19 miles).

The closest hospital is Launceston General.

Q.

How do I find affordable conveyancing?

A.

Many online and high street conveyancers promote so-called cheap conveyancing quotes, however additional charges are often hiding in the small print, left unread by preoccupied buyers Any additional costs which are listed in terms and conditions should be fair and reasonable.

Q.

Which Launceston mortgage lenders do you work with?

A.

Of lenders with branches near Launceston, we with the majority. Local mortgage lenders and brokers include Complete Mortgage Services, 17 Moor View Terr, Plymouth, PL4 7EB, Clan Financial Services, 18 Prynne Cl, Plymouth, PL1 5BS, and Harper Financial, 23 The Height, Tavistock, PL19 8HQ. The property lawyer handling your case should be able to confirm additional costs or hurdles associated with your chosen lender.

Q.

Is it recommended that I get searches for chancel liability? We are purchasing a residence in Launceston.

In Launceston, where land was once owned by a lay rectors, new owners of that property may be obliged to contribute towards repairs to churches. A number of sources are used to identify liability, including maps of Launceston's parish boundaries. Ecclesiastical properties in the local area include St Mary Magdalene, St Stephen and St Thomas the Apostle.

Q.

What can I do to hold off paying SDLT?

A.

Stamp duty is due for purchases valued at over £125,000. We do not recommend any stamp duty avoidance. These schemes are costly and , if a scheme is challenged, you can be fined up to 100% of the amount owed, in additional to the tax itself.

Q.

My mortgage lender is Lloyds TSB, what do I need to consider?

A.

A small number of lenders have opted to reduce the size of their 'solicitor panel'. For buyers, this can result in significantly higher conveyancing costs. Homeward Legal, though, will act for many CML-approved lenders, keeping buyers' legal costs to a minimum.

Q.

I am purchasing in Launceston, do we need property searches?

A.

These searches are standard queries carried out for the buyer. Searches are very useful whether buying with a mortgage or not, but refer specifically to legal-related matters.

Q.

Which local authority is responsible for Launceston?

A.

Launceston is located in Cornwall Council, County Hall, Treyew Road, Truro, TR1 3AY, contact: 0300 1234 104

Q.

Are the many designated conservation areas in Launceston likely to affect us?

A.

Conservation areas recognise neighbourhoods designated as being of architectural merit. A conveyancing solicitor will discuss the relevant responsibilities you would be taking on by purchasing in a conservation area and provide more details.

 
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