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Conveyancing in Looe Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 15/10/17

Local travel information and addresses ;

Looe's closest station is Looe. Looe's closest airport is Plymouth City Airport.

Liskeard Community is a nearby hospital.

Q.

There are lots of 'cheap' offers, but how do we find a good one? We are trying to find discount conveyancing in Looe.

A.

Misleading conveyancing quotes catch out many buyers, leaving them to pay sometimes £100s more than planned, and many firms purport to offer 'the cheapest conveyancing'. However extra charges will be included in the terms of engagement. Excited buyers, eager to get underway, often ignore this small print when they instruct. Additional charges ought to be reasonable. Your conveyancing quote must also state any disbursements to be paid.The online quote calculator can generate an accurate statement of the legal fees for the property you plan to buy.

Q.

Which local authority looks after Looe?

A.

Looe is located in Cornwall Council, County Hall, Treyew Road, Truro, TR1 3AY, Call: 0300 1234 104

Q.

When should you get a solicitor?

A.

With a 'no move, no fee' guarantee, earlier is preferable. Instructing a conveyancing solicitor to handle your Looe conveyancing early can limit the risk of your transaction falling through.

Q.

What is the council tax on a Thirties semi-detached Band F house in Looe?

A.

You should be cover your new homes council tax band as part of the report on title. Council tax rates for properties in Looe are published at the Cornwall local authority website. At the time of writing on 01 December 2012 the rates are:

  • Band A - £979.00
    >
  • Band B - £1,142.00
  • Band C - £1,305.00
  • Band D - £1,468.00
  • Band E - £1,794.00
  • Band F - £2,120.00
  • Band G - £2,446.00
  • Band H - £2,936.00

Q.

What length of time will the legal work to sell a home take? We have already found a buyer.

A.

The number of weeks needed to buy or sell a home is not wholly predictable. This is based on a number of factors, for example, whether the property being bought or sold is leasehold. With our specialist solicitors, your sale or purchase receives fast and efficient service.

Q.

If we are purchasing near Looe, in the parish of St Mawgan with St Martin in Meneage, do we need a chancel search?

A.

A conveyancing solicitor should confirm that a chancel search be ordered. Chancel repair may be apportioned on new owners of a home where Parochial Church Councils (PCCs) have previously chosen not to do so. In the event that chancel liability may apply, your solicitor might recommend insurance rather than pulling out of the purchase.

Q.

Our local agent has offered the law firm. Is it risky to use this firm?

A.

Your agent can influence a solicitor they refer a large number of clients to, and can therefore exert pressure on your behalf. If the agent is paid a referral fee, however, an agent may decide to recommend the solicitor willing to pay the highest referral fee, not the most suitable for you.

Q.

Halifax Loans will be our lender, is there anything we need to consider?

A.

Until recently, most conveyancing solicitors were able to undertake legal work for a lender. A small number of lenders have reduced their 'solicitor panel', resulting in higher legal costs for property purchasers if their conveyancer is unable to act both on their behalf, and for their lender. We will act for the majority of lenders in the UK to ensure that you will not need to pay your lender's legal costs.