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Conveyancing in Mevagissey Q & A's

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Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 21/04/17

Local travel information

The closest train station to Mevagissey is St Autell, around 5 miles away and the closest airport to Mevagissey is Newquay Airport (15 miles).

St Austell Community is a nearby hospital for Mevagissey.

Q.

How do we get fixed rate conveyancing in Mevagissey?

A.

This catches out many homeowners, and can leave them paying far more in fees than they budgeted, and many conveyancers purport to offer theoretically cheap conveyancing quotes, but extra fees are frequently hidden in the solicitor's terms of engagement. Any additional fees included in terms and conditions ought to be fair and clearly defined. They only be applied if your solicitor must complete work beyond standard conveyancing , which could not be anticipated at the start of the process.

Q.

Which local authority is responsible for Mevagissey?

A.

Mevagissey is located in Cornwall Council, County Hall, Treyew Road, Truro, TR1 3AY, contact: 0300 1234 104

Q.

We are intending to purchase a house in St Enoder. Do we need a chancel search?

A.

A solicitor responsible for your move could advise a chancel search. In older areas of Mevagissey, chancel repair can be imposed on owners of a building where Parochial Church Councils may have not done so in the past, so indemnity insurance may be advisable even if liability is unlikely.

Q.

I am going to buy a new build property. Do we need 'conveyancing searches'?

Conveyancing searches are questions carried out on your behalf. Searches deal with legal considerations.

Q.

How long may the legal work to transact a house often require? We have already found a buyer.

A.

The length of time needed to buy or sell a house is not wholly predictable, affected by many issues which may affect the property including whether a mortgage lender requires particular searches. Our solicitors ensure your move receives communicative and proactive service, resulting in the fastest possible outcome.

Q.

Which Mevagissey mortgage lenders do you work with?

A.

Of lenders with branches proximate to Mevagissey, Homeward Legal work with the vast majority. Local mortgage lenders and brokers include Fineants Ltd, 69 College Way, Gloweth, Truro, TR1 3RX, Mortgage & Financial, 8 South St, St. Austell, PL25 5BH, and Sinclair Consultancy, International House/Dobles La Ind Est, Holsworthy, EX22 6HL.

Q.

Following recent news about the widespread flooding in Sept 2012 in South West England we are asking if flood searches might not be sufficient?

A.

Your Mevagissey property lawyer will suggest that you apply for environmental searches (Landmark database search) if the standard conveyancing searches establishes a Mevagissey flood risk area data

It is not uncommon for buyers to get in touch with a close neighbour for additional further confidence.

Q.

Do I need to get a chancel search if you are purchasing by rectory land in Mevagissey?

A.

There are fifteen thousand parishes in the UK. Owners of property within some of these may be required to pay for the repair of a local church. Terms used in a property's name, like 'rectory', may indicate chancel liability. The solicitor acting on your behalf will confirm that a chancel search is appropriate. Mevagissey churches include St Peter.

 
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