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Conveyancing in Penryn Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 16/07/17

Local data:

The closest airport to Penryn is Penzance Airport. Newquay Airport is 19 miles away. Penryn's nearest station is Penryn.

The nearest hospital for Penryn is Budock Falmouth.

Q.

I need to find a property solicitor that offers cheap conveyancing in Penryn. What are the risks?

A.

This matter catches out many home owners, and can leave them paying far more in fees than they budgeted, and many firms claim to offer so-called cheap conveyancing, however extra fees may increase the final invoice. Extra fees listed in terms of engagement needs to be fair and clearly defined and be applicable solely where the solicitor must complete unanticipated additional work on your behalf, which could not be anticipated at the start of the process.

Q.

How can my conveyancer in Penryn report on the potential risk of a flood in the Penryn region for a buy to let property we intend to purchase?

A.

An experienced conveyancer will carry out property environmental searches, which include Penryn flood risk area data. A more in-depth flood search, such as the Landmark search, will often be recommended by your conveyancing solicitor in Penryn if the results of the environmental search identify flood risk to the property.

Q.

How much is the council tax on a period converted Band A property in Penryn?

A.

You should be provide your new house's council tax band as part of the conveyancer's title report. Council tax charges for Penryn are listed on the Cornwall council site. At the time of authoring (06 March 2013) rates for all bands are:

  • Band A - £979.00
    >
  • Band B - £1,142.00
  • Band C - £1,305.00
  • Band D - £1,468.00
  • Band E - £1,794.00
  • Band F - £2,120.00
  • Band G - £2,446.00
  • Band H - £2,936.00

Q.

I am planning on buying a sixties investment property in a Penryn conservation area. How does one uncover information on the standard of repair?

A.

Local Penryn conservation areas are specified by Cornwall who preside over everything from trees to the thwarting of new developments. Following a campaign, English Heritage keep records on the state of repair of conservation areas as well as the trend.

Q.

We are taking out a mortgage in Penryn with Nationwide - what will I need to check?

A.

A small number of lenders have reduced the number of firms on their approved panel. For buyers, this can result in significantly higher conveyancing costs. We, however, will act for the majority of lenders.

Q.

How do you calculate stamp duty, and how much do we need to pay on a £664000 home?

A.

Stamp Duty in Penryn depends on the valuation. Stamp duty will be £26560 on a £664000 home (information correct January 2013).

Q.

Could Penryn soil be contaminated by antimony?

A.

Penryn industry and natural causes can cause soil contamination. The local authority for Penryn will be able to provide more detail on cases of contamination.

Q.

What particular property searches conveyancing searches should the conveyancing solicitor in Penryn order when carrying out the conveyancing for a Penryn home?

A.

The regular conveyancing protocol is to obtain Local Authority, Drainage Search (Con29DW or personal), Environment Search, Tin Search and Clay Search and occasionally particular searches, like Planning.

 
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