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Conveyancing in Penzance Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 17/10/17

Local key data:

The closest airport to Penzance is Penzance Airport (1 mile). Lands End Airport is 6 miles away. The nearest station to Penzance is Penzance.

The nearest hospital is West Cornwall Penzance.

Q.

We are looking for low cost conveyancing. Will I get a quote or and estimate?

A.

Many firms purport to offer theoretically 'the cheapest conveyancing'. Often additional fees will be included in the small print. Fees should be fair and reasonable. We offer quotes, not estimates, and clearly state all legal fees you pay for a standard conveyancing transaction.

Q.

In Penzance, is soil remediation of contaminated property an option?

A.

A degree of remediation can often be possible, and a local provider such as Celtic Turf, Carnyorth, St. Just, Penzance, TR19 7QD may be able to provide more detail.

Q.

How much is the council tax on a Fifties converted Band G dwelling in Penzance?

A.

You will be briefed about the homes council tax band in the title report.

The correct charges for properties in Penzance are published online at the Cornwall local authority site. On (11 November 2012) rates are as follows:

  • Band A - £979.00
  • Band B - £1,142.00
  • Band C - £1,305.00
  • Band D - £1,468.00
  • Band E - £1,794.00
  • Band F - £2,120.00
  • Band G - £2,446.00
  • Band H - £2,936.00

Q.

As a result of the widespread flooding in Sept 2012 in South West England we are thinking that property environmental searches aren't thorough enough?

Conveyancing searches conducted by your Penzance solicitor should also include a far more in depth search (Landmark) if it is felt necessary.

In addition, you could get in touch with a local resident to gain further peace of mind.

Q.

What can I do to avoid paying SDLT rates?

A.

Stamp Duty Land Tax is due for property sold for over 125,000 pounds. Homeward Legal do not advise purchasers expose their finances to any stamp duty scheme. These schemes are costly and HMRC may challenge a scheme up to six years later. There have been a range of government-sponsored schemes, such as relief for buyers in 'disadvantaged areas', and your solicitor will advise if these may apply.

Q.

There is a lot of online help on conveyancing as a buyer and seller of a house , Might it be sensible to do the legal side on our own?

A.

There is absolutely no argument why you cant apply this approach and conceivably do the bulk of the legal and technical work without a professional Penzance property solicitor. In reality however, a solicitor handles a huge array of skilled tasks such as checking contracts or investigating title documents most of which really need a skilled professional.

Q.

My partner and I are buying in Penzance. How can we establish whether the residence is in a conservation area?

A.

With 9000 areas of conservation throughout the country, the areas near or within Penzance will include a range of areas of historical or architectural value designated as protected. A property solicitor will address the consequences of purchasing property in a conservation area and offer more information.

Q.

If I am purchasing a house near an ecclesiastical parish in Penzance, should you get a chancel liability search?

A.

Owners of property near to a church in the area are expected to contribute towards repairs, as a result of chancel repair liability. Liability has the potential to impact the value of a property, but insurance is available should an obligation to fund repairs be enforced. Penzance church properties where a chancel search may be appropriate include St Germoe, St John the Baptist and St Mary the Virgin.