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Transfer of Equity in Polperro

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Polperro

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Polperro clients every week.

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Conveyancing in Polperro Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 29/11/16

Polperro information:

The closest airport to Polperro is Plymouth City Airport. Newquay Airport is 23 miles away and the nearest train station to Polperro is Looe.

Fowey, Park Rd is the neighbouring hospital for Polperro.

Q.

We are trying to find fixed rate conveyancing. because we are on a limited budget.

A.

Various solicitors claim to offer theoretically cheap conveyancing quotes, but additional fees will be included in the small print which buyers may have not read carefully Costs should be reasonable. They only apply in cases where your conveyancer must complete work beyond standard conveyancing in your interest, which could not be anticipated at the start of the process. Homeward Legal quotes are not estimates, and offer a clear statement of your legal fees for a standard conveyancing transaction.

Q.

I have taken out a quote from you. Might I be charged any hidden charges?

A.

It is unfortunate that hidden fees are relatively common. We will never charge any additional costs. Some solicitors' firms will give a low estimate, not an accurate quote. You may face a much greater total fee when you have completed.

Q.

Is it necessary that we get a chancel search if you are buying in Polperro close to a 13th Century church?

A.

Where land in Polperro was once owned by a lay-rector, new owners of that property may be obliged to subsidise repairs to church property in the locality. Insurance may be available to protect a buyer should a Polperro Parochial Church Council enforce liability. Church lands in the local area include St John the Baptist.

Q.

What searches does a Polperro solicitor apply for when buying a Polperro home?

The routine procedure will be to get Local Authority Search, Drainage and Water Search (CON29DW), Environmental, Tin Search and Clay Search and perhaps less common searches for example CON295.

Q.

We are buying in Polperro on a new-build ex-industrial site. Is the soil potentially contaminated by waste minerals like antimony (Sb)?

A.

Soil contamination is monitored closely. Metal contamination of soil in Polperro is more likely to occur near waste treatment sites. Data on other contaminants, like polychlorinated biphenyl (PCBs) and groundwater contamination, will also be included in an environmental search.

Q.

Which of the Polperro lender panels are you on?

A.

Of lenders with local branches nearby Polperro, we with the majority. Local mortgage lenders and brokers include Cornwall Mortgage Centre, 1 Hamley Court/Dennison Rd, Bodmin, PL31 2LL, Sinclair Consultancy, International House/Dobles La Ind Est, Holsworthy, EX22 6HL, and Lloyd Peter, Pendower Rd, Veryan, Truro, TR2 5QL.

Q.

Environmental searches are estimated from past data and when you factor in current events such as the serious flooding in Sept 2012 in South West England are they actually good enough to advise us sufficient information about the local Polperro flood risk?

A.

An experienced Polperro property solicitor will advise you to get additional environmental searches if the enviro searches determine a significant risk Polperro flooding risk.

Why not converse with a neighbour to get extra local information if still concerned.

Q.

I am on a tight deadline, and would like organise a fast purchase, what should we do?

A.

It is a truism that instructing a experienced property lawyer is key a fast conveyancing transaction. There are, however, several things you, as the purchaser, can also do to speed up your conveyancing, including, if you intend to get a house survey, doing so as early as you can, quickly answering your property lawyer's questions (by email if possible) and pushing the property lawyer to begin enquiries as soon as possible.

 
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