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Conveyancing in Redruth Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 17/04/18

Local key data:

Redruth's closest station is Redruth. Redruth's nearest airport is Penzance Airport. Newquay Airport is 17 miles and Lands End Airport is 22 miles away.

Camborne Redruth Community is the nearest hospital.

Q.

We need the cheapest conveyancing solicitors in Redruth. How do we get a quote?

A.

Lack of clarity over this matter catches out many homeowners, and can leave them paying far more in conveyancing fees than they budgeted, and many solicitors offer cheap conveyancing. However additional fees may inflate the final invoice. The disbursements to be paid ought to be listed on a quote. Homeward Legal quotes offer a clear statement of your legal fees for a standard conveyancing transaction.

Q.

What causes conveyancing to require months?

A.

The legal work involved in buying or selling Redruth property could be subject to numerous interruptions or delays even in ideal circumstances. The causes are on occasion unfortunately beyond the solicitor's power. Homeward Legal strive to diminish their impact wherever possible. Common delays include slow third parties such as landlords or managing agents.

Q.

Do we need a chancel search if I plan to buy in the parish of Kenwyn, near Redruth?

A.

A property solicitor could recommend a chancel search. Through some parish councils have decided to exact chancel repairs on the current owners of lay rectorships, there is no guarantee that a parish where chancel repair fees have not been paid previously will not be so in future.

Q.

I am purchasing with Platform Home Loans - is there anything we need to check?

A.

Your mortgage lender will require legal work to be performed on their behalf. Some lenders have reduced the number of firms on their approved panel, which

may result in greater legal costs for property buyers. Homeward Legal will act for all large lenders in the UK, ensuring that an additional lawyer will not be required to act for your lender.

Q.

When in the process should we speak to a solicitor?

A.

Simply, the sooner you instruct a conveyancing firm, the better. Prompt instruction of a firm to act for you on your Redruth transaction for a purchase means that you will the details of your Redruth solicitor ready when you make an offer, or, if you are selling a property, prior to marketing the property, documents can be prepared to make it potentially more attractive to motivated buyers.

Q.

How much is the council tax on a Thirties converted Band F property in Redruth?

A.

You will find the houses council tax band in the conveyancer's title report. Council tax charges for homes in Redruth are published at the Cornwall local authority website. As of 19 November 2012 rates are as follows:

  • Band A - £979.00
  • Band B - £1,142.00
  • Band C - £1,305.00
  • Band D - £1,468.00
  • Band E - £1,794.00
  • Band F - £2,120.00
  • Band G - £2,446.00
  • Band H - £2,936.00

Q.

Is a building survey sensible when purchasing property?

A.

It is suggested that you arrange a surveyor. It is a fact that there are a wide range of issues which can affect a property, that a solicitor will be unable to address, including unsafe chimney circulation.

Q.

I have a reasonable understanding of conveyancing when buying and selling a maisonette - Is it a silly move to carry out the DIY conveyancing without any help?

A.

Technically there are no reasons at all why a buyer cant apply this approach and look after the greater majority of the legal process unaided. The truth is however that a property solicitor in Redruth handles a large array of jobs e.g. applying for office copies of lease and other land reg docs and notifying all parties of exchange which need a skilled professional. However firms and their solicitors are bound to carry professional indemnity insurance that protects you in the event of failures.