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Conveyancing in Saltash Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 14/01/18

Local information:

Saltash's closest train station is Saltash. Saltash's closest airport is Plymouth City Airport (5 miles).

The closest hospital to Saltash is Saltash, St Barnabas.

Q.

I need a discount conveyancing quote. How do we get a quote?

A.

Several solicitors offer 'the cheapest conveyancing', but additional charges will be included in the solicitor's terms of engagement, left unregarded by busy home owners Charges found in terms and conditions ought to be reasonable and clear. Our online calculator will create an accurate quote for your buy.

Q.

Is your solicitor team geared up for act quickly on the conveyancing of property auction properties in Saltash?

A.

Yes - Indeed we put together legal documentation for vendors and do frequently act for buyers at auction. It is highly recommended for bidders to pick a conveyancing solicitor as fast as they can to allow sufficient time for a detailed review of the sellers pack well in advance of the property auction date. After the auction day itself, a lawyer must be fully prepared to briskly conclude the conveyancing in less than 28 days as conventionally required by the terms and conditions of sale.

Q.

Which of the lender panels in Saltash are you on?

A.

The Homeward Legal group have worked with the bulk of lenders listed with the Council of Mortgage Lenders. A number of mortgage specialists operate in Saltash, including Brunnel Independent Mortgages, 23-25 Fore Street, Saltash, PL12 6AF. The property lawyer handling your case will be able to address any specific requests your lender may have.

Q.

How do I avoid paying stamp duty to HM Revenue?

A.

Stamp Duty Land Tax is due for homes over 125,000 pounds. We do not recommend buyers risk any form of stamp duty reduction scheme. Such schemes are expensive and , if the scheme fails, you may be charged a penalty of up to 100% of the stamp duty amount owed.

Q.

We are purchasing a home in Poughill. Is a chancel search specified?

A.

A solicitor is likely to recommend a chancel search, irrespective of the parish where the building being bought is found. In older areas of Saltash, chancel repair may be apportioned on new owners of a building where Parochial Church Councils (PCCs) have not imposed the same liability on the last owners. For property in the parish of Poughill, it is not safe to rely on the historical behaviour of the parish council alone as a guide.

Q.

What is gazumping?

A.

Gazumping is widespread both in Saltash, and across Cornwall and takes place when a seller acknowledges an offer and later rejects it. Instead, they then go for a better offer. Though gazumping is uncommon when property prices are falling, there is still a chance. The first step in reducing the chance that gazumping will effect you is to instruct your conveyancing solicitor as soon as possible.

Q.

Could my legal fees conceal any extra charges?

A.

No. Homeward Legal never hide any hidden costs for sale or purchase conveyancing. Some websites offer unrealistically low 'quotes' which are in fact estimates, which they will not be bound to.

Q.

Will you need a chancel search when my partner and I are purchasing in Saltash?

A.

Property owners near to a church in the area may be required to fund repairs. This is referred to as chancel repair liability. Terms used in a property's name, like 'vicarage', may indicate chancel liability. A conveyancing lawyer will be able to advise as to whether a chancel search is necessary, and recommend suitable insurance. Saltash churches include St Nicholas & St Faith.