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Transfer of Equity in East of England

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors East of England

Homeward Legal's panel of solicitors carry out remortgage conveyancing for East of England clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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Conveyancing in East of England Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 01/12/16

Handy local transport and services details:

East of England is close at inside a miles of junction entry 18 Northbound of the M1.

East of England's nearest station is Rugby. East of England's nearest airport is Coventry Airport. Birmingham Airport is 25 miles, and Turweston Aerodrome Airport is 23 miles away.

Hospital Of St Cross Rugby is a nearby hospital for East of England.

Q.

We are trying to find a cheap East of England solicitor to own property. How do I get a quote?

A.

Many firms claim to offer supposedly cheap conveyancing quotes, but extra charges may be added into the terms. Applicable disbursements must also be stated on a quote. We provide quotes, not estimates, and clearly state the fees for a standard conveyancing.

Q.

I am intending to purchase a new-build home on medieval church land. Is a chancel search necessary?

A.

A conveyancing solicitor is likely to recommend that a chancel search be ordered, regardless of the parish where the house being bought is located. Through some Parochial Church Councils have opted to charge chancel repairs on the owners, there is no way to be certain that a parish in which lay rectors have not been expected to pay chancel repair dues recently will not automatically be the case for future owners, so it can be difficult to use this as a guide.

Q.

Having heard about the fact that 2012 was second wettest year since 1920 I am wondering whether flood risk searches may not be thorough enough?

A.

Environmental searches handled by your East of England property lawyer will include the more detailed Landmark flood search if the risk is deemed significant.

If you are still concerned you could contact a local resident.

Q.

Is a bankruptcy search a fee or disbursement?

A.

Each fee and disbursement ought to be clearly identified on a quote, with no additional charges in the small print. This charge is a disbursement not a fee, and is passed on to the buyer at cost.

Q.

The East of England home being purchased is on a brownfield site. Could the soil be contaminated by industrial waste like beryllium?

A.

Restrictions exist to control topsoil contamination, but some will remain in the environment for decades. Also considering issues such as groundwater contamination, contaminants affecting East of England property will be factored into an environmental search.

Q.

Our mortgage lender will be Chelsea Building Society - is there anything we need to be aware of?

A.

Some lenders have reduced the number of firms able to act for them. Homeward Legal will act on behalf of most mortgage lenders, ensuring that an additional conveyancer will not be required to act for your lender.

Q.

There is a lot of online help on handling the legal work when buying and selling a maisonette - Is it prudent to take care of the legals on my own?

A.

There is absolutely no reason why a home buyer cannot reasonably conduct majority of the legal work without a trained conveyancing solicitor in East of England.

The truth is however that a property lawyer is familiar with a large array of tasks such as chasing any missing replies/clarifications to enquiries or assembling correct warranties some of which are better done by someone with training. Critically have a go conveyancers will not have sufficient indemnity cover which qualified solicitors always have.

Q.

The owner has unfortunately fitted unsightly roof aerials to the property in East of England which I think may contravene local conservation area rules

A.

The lawyer will check whether your new home is inside a conservation area, and if so, whether any alterations have the appropriate permission from the Forest Heath planning authority.

 
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