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Conveyancing in Newington Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 14/07/17

Newington area info

George Inn National Trust , Brixton London Windmill, Imperial War Museum Aviation Museum and Tate Modern Art Gallery are easily accessible from Newington.

Newington's nearest airport is London City Airport (7 miles). Heathrow Terminals 1 2 3 Airport is 16 miles, London Heliport Airport is 4 miles, Heathrow Terminal 5 Airport is 17 miles, Gatwick South Terminal Airport is 24 miles, Gatwick North Terminal Airport is 24 miles, Heathrow Terminal 4 Airport is 16 miles, Northolt Jet Centre Airport is 14 miles, Elstree Airport is 15 miles and London Biggin Hill Airport is 13 miles away and Newington's closest train station is London Waterloo East.

The closest hospital is St Thomas Lambeth.

Q.

How do we find the best conveyancing rates for a 438,000 house?

A.

Both high-street and online firms purport to offer supposedly 'the cheapest conveyancing quotes'. Unfortunately additional charges are frequently hidden in the solicitor's terms of engagement. Any additional charges which are listed in terms of engagement ought to be fair and reasonable.

Q.

When in the conveyancing process do I need to instruct a conveyancer?

A.

Simply, the earlier in the process you can instruct a firm, the better. The legal work can then begin very early in the process. Promptly instructing a conveyancing solicitor for your Newington transaction can limit the risk of your purchase or sale stalling.

Q.

Conveyancing searches are all well and good but with recent events such as the extensive flooding in the UK in April 2012 are they comfort enough to identify enough about the changing risk of flooding in Newington?

An experienced property lawyer in Newington will carry out environmental searches if the standard searches establishes a significant risk Newington flood risk.

For added area background might be able to contact a future neighbour.

Q.

Is cobalt identified in Newington top-soil?

A.

Some metal contamination may have occurred throughout Newington, but some extreme cases may be deemed an unsafe risk. Other sources of contaminated land include water contaminants such as hydrocarbons and chlorine.

Q.

We are worried about the council tax charges on a period converted home in Newington, how much are they?

A.

Usually the report on title should give information the relevant Southwark council tax band. Correct rates for homes in Newington are set out in detail online at the Southwark local authority website. At the time of authoring on 31/07/2012 band rates are:

  • Band A - £813.00
  • Band B - £948.00
  • Band C - £1,083.00
  • Band D - £1,219.00
  • Band E - £1,490.00
  • Band F - £1,761.00
  • Band G - £2,031.00
  • Band H - £2,438.00

Q.

Which of the mortgage lender panels in Newington are you a member of?

A.

We have solicitors who have experience working with all the major lenders assisting Newington homebuyers. Lenders and mortgage specialists in Newington include Virgo Finance Ltd, Southbank House/Black Prince Rd, London, SE1 7SJ, and Perception Finance Ltd, 36-37 Albert Embankment, London, SE1 7TL.

Q.

I am buying a £334000. What should be assessed for stamp duty?

A.

The Stamp Duty due will depend on the house or flat's value. It is £10020 on a £334000 Newington home.*

*Accurate as of February 2013

Q.

I am intending to buy in Newington, should we have property searches done?

A.

Searches are a prescribed set of enquiries undertaken in the interest of the purchaser, for example a commons registration search. Buyers should be aware that, conveyancing searches consider issues and defects relating to the property's legal title.

 
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