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Conveyancing in Newington Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 15/10/17

Newington area info

George Inn National Trust , Brixton London Windmill, Imperial War Museum Aviation Museum and Tate Modern Art Gallery are easily accessible from Newington.

Newington's nearest airport is London City Airport (7 miles). Heathrow Terminals 1 2 3 Airport is 16 miles, London Heliport Airport is 4 miles, Heathrow Terminal 5 Airport is 17 miles, Gatwick South Terminal Airport is 24 miles, Gatwick North Terminal Airport is 24 miles, Heathrow Terminal 4 Airport is 16 miles, Northolt Jet Centre Airport is 14 miles, Elstree Airport is 15 miles and London Biggin Hill Airport is 13 miles away and Newington's closest train station is London Waterloo East.

The closest hospital is St Thomas Lambeth.

Q.

How do we find the best conveyancing rates for a 438,000 house?

A.

Both high-street and online firms purport to offer supposedly 'the cheapest conveyancing quotes'. Unfortunately additional charges are frequently hidden in the solicitor's terms of engagement. Any additional charges which are listed in terms of engagement ought to be fair and reasonable.

Q.

How is contaminated land in Newington identified when buying?

A.

Residential property may be contaminated by many human activities, like air pollution and sand or clay quarries. An environmental search will give more detail.

Q.

We are worried about the council tax charges on a period converted home in Newington, how much are they?

A.

Usually the report on title should give information the relevant Southwark council tax band. Correct rates for homes in Newington are set out in detail online at the Southwark local authority website. At the time of authoring on 31/07/2012 band rates are:

  • Band A - £813.00
  • Band B - £948.00
  • Band C - £1,083.00
  • Band D - £1,219.00
  • Band E - £1,490.00
  • Band F - £1,761.00
  • Band G - £2,031.00
  • Band H - £2,438.00

Q.

Does Homeward Legal specialise auction conveyancing in Newington?

Yes - Homeward Legal is accustomed to working with auction buyers and sellers. Conventionally more complicated to convey lots such as live work flats, are included at auction which need extra examination before buying. Solicitors therefore advise that auction buyers decide on a local conveyancing company well in advance of the property auction date so there is time for a thorough investigation of the sellers documents. Subsequently, following the actual auction, a property conveyancing lawyer is ready for get through the conveyancing process in 28 days as typically required by the conditions of sale.

Q.

Conveyancing searches are all well and good but with recent events such as the extensive flooding in the UK in April 2012 are they comfort enough to identify enough about the changing risk of flooding in Newington?

A.

An experienced property lawyer in Newington will carry out environmental searches if the standard searches establishes a significant risk Newington flood risk.

For added area background might be able to contact a future neighbour.

Q.

Do you advise taking steps to circumvent paying SDLT rates?

A.

Stamp Duty Land Tax (SDLT) is payable for home purchases sold for more than 125,000 pounds. We firmly advise against any form of stamp duty reduction, because these schemes are often uneconomical and , if the scheme fails, you may be charged a penalty of up to 100% of the stamp duty amount owed.

Q.

The internet has a multitude of online books about doing your own legal work. Do we necessarily need to spend money on a Newington property solicitor for my move?

A.

There are no reasons why a home mover cant adopt a DIY approach and conduct the legal work without Newington lawyer. That said, a solicitor juggles a huge array of activities including interpreting replies to enquiries and reading the lease many of which really need training. Essentially amateur lawyers will not be covered by the applicable cover which practicing legal practices are required by their regulator to take out.

Q.

I am intending to buy in Newington, should we have property searches done?

A.

Searches are a prescribed set of enquiries undertaken in the interest of the purchaser, for example a commons registration search. Buyers should be aware that, conveyancing searches consider issues and defects relating to the property's legal title.